#it's called caring for your looks and use abit of make up and a decent hair cut

[scarefox]

some cis men out there really looking at kdramas and kpop and be like: no real life man would look like that (points at a real fucking human being), this is all plastic surgery ALL and EVERYONE of them (shows artists who didn’t have surgery), and no man is that nice and friendly to the ladies (bruh...). I know, because I am a random asian dude speaking for ALL asian nations and all my friends are ugly bastard heteronormative toxic masc men. I am here to protect you ladies from this illusion and them evil pretty men who just want to lure you in with their fake beauty, they will just use you. Also don’t rise your expectations for men ever not even a tiny bit :) 

[zstargalaxy]

Hello! I saw your Pokémon x Twst post and was wondering if maybe you could do a Kyogre!MC? I’m not sure what your limitations are on legendary Pokémon. But thanks for looking at this!

No limits!

It may be a hassle at times but there are bo limitations on pokemon at all! Including types of scenarios.

Also, if anyone is gonna request a next scenario, pls put of what type of relationship you would like to see the boys with the Pokemon MC.

TWST x Kyogre MC

❤HEARTLABYUL❤

Riddle, at first, didnt exactly put any thought of you until he came to appreciates your wisdom and helpfulness, especielly when capturing Grim in the entrence ceremony and after the overblot incident. He would always invited you for tea and have a nice calming time togather from the chaos you always have to solve.

The Vice-Prefect cant help but be reminded of Lilia when he meet you but nonetheless, he would be great full for saving he's childhood friend and healing both him and the injured players. Trey was amazed when you used Life dew to heal he's ankle and able him to play again in exchange to be careful next time.

Cater had the same feeling of Deja vu when he felt something about you but shrug it off and just continue buddy up ya and even let out a few playful flirty comments here and there. He almost had a heart attack when you said that you dont know nor have a phone.

Ace quickly learn to try to be at your good side at all times to avoid your deadly aura and "magic" after you had scared him stiff when you two had first meet.

Though he and Ace get into trouble alot, Deuce is atleast more tolerable than him and you respect how he wanted to make up for he's delinquent past for he's mother to not worry about him and not to make her cry again.

🦁SAVANNACLAW🦁

Leona finds you quite interasting. Though abit irked that you reminded him of a certain Lizard, he cant deny that he is intrigue and wary of ya when he had smell a powerful scent out of ya after you had used a small amount of that life dew of yours on he's tail as an apology.

Ruggie had tried to use he's UM on you since you had became a hindrance to their plans when you had used Life dew on the injured victims yet he's attempts keep on failing and ending him up with a traumatizing warning from you. After the whole events in chapter 2, he come to respect you especially when you had gifted him some pearls you had found when you had heard about he's familys perdaciment.

Had seen you in the hallways twice or thrice but didnt pay you much attention until Chapter 2. Jack had become one of the ones who respect you after you had save everyone from Leona's Overblot state and during the small match between you and him with the rest of the Savannaclaw students, which had resulted in a tie.

🐚OCTAVINELLE🐚

Azul definitely ring alarms in you when you somehow were sorted into Octavinielle. He's smile, aura, offerings, EVERYTHING rings something wrong about him, especielly when he had tried to offer you a chance to be one of top in the exams but you had immediately rejected it, much to he's disdain. Your power was something he longed for, yet after the he's overblot catastrophe, he will let you be and tries to form a decent relationship with you....and not go through another punishment by a legendary.

The Tweels definitely gave you the chills. They almost remind you of a group of humans long ago that had tried to use you but the Eel Twins are on another level while they in return thought of you as some kind of new target in their radar. You three are good acquaintances nonetheless but you prefer to keep you guard up at all times.

🏜SCARABIA🏜

You and Kalim had been dubbed as the "Rain Fall Duo" due to your abilities to call in rain and how your mature and he's childish nature seem to blend together somehow. When Kalim refused to use he's UM during the walk in Chapter 4, You were the one who refiled the dried up area by using your Rain Dance and let me tell you, many witness including Jamil and Kalim had a spine chill when you had scold him for he's stubborn and harsh behavior. Not even an tyrannical hypnotized Kalim will make you bend down to your will.

It was both relieving and suspicious to him that someone else is taking care of Kalim whenever he isnt around. Jalim had this gut feeling that what he was doing was wrong whenever he hypnotize you with he's Snake Whisper but he brush it off until he had regretted it when he was battling you during he's overblot state. Your rage and combine with your powers to summon typhoons was enough to send everyone the message that you arent to be messed with.

👑POMEFIORE👑

The way you move gave you off an air of elegance and royalty, or even more. Vil applaud for your wits and grace but aslo kinda irk at how you keep on saying that you didnt use any type of make up or anything at all to help with your beauty. A small fashion show is a must for your walk with flowy clothing definetly fits together very gracefully as he would even ask for tips on how you walk like you were dancing on water.

It was kinda iron that Rook calls you a Goddess withouth actually knowing that you are one. A dranch of water and threats will not stop this Hunter to continue he's admiration stalking for you. He always has an eye for seeing beauty and you are no exception for he is determine to take in everything you throw at him to learn more about you, Ma déesse de l'eau.

Epel thought that you were kinda like Vil or one who dosent like to get her looks ruin when he first meet you but when he saw you in battle, sign him up for your secrat fan club! (That you didnt knew about) He wanted to be like you, especially in a style of fighting that Vil cant disagree it is elegant.

⚙IGNIHYDE⚙

You and Idia never meet in person before, nor actually get the chance to know eachother well until the end of Chapter 6. The eldest Shroud shivered and scream in fright when Typhoons, thunder, tsunamis, underwater earthquakes, and violent whirlpools had suddenly appear out of the blue but the captured boys knew better, that this is your doing. Though compose, anyone within a mile radius knew that your anger for Idia is recognizable. Atleast at the end the two of you tried to mend a good acquaintance between you two.

You and Ortho are kinda neutral so there isnt much going on between you to, just friends. Ortho have gotten curious when he had heard that the old dorm, the Ramshackle dorm, has been renivated and has a big lake behind the building, he gotten curious and went to see it which is how you two meet by having a small chat near the quiet and peaceful lake.

🐲DIASOMNIA🐲

Your Aura alone could give Malleus a run for he's money. The fea heir was intrigue when he had first meet you and dare i say, even enamored with you at how kind and wise you are, as well as not even knowing him which had given him this feeling starting anew with this strange yet wonderful change in he's entire life that he was used to.

Youtful in appearance but wise, experience, seen everything that had happen before and are ancient. Lilia and you hit it off when you two meet during the lunch of the first day of school. You two entertain eachother with tails of your pasts of each of your worlds, reminiscing of the olden days. The older fea once chuckle when he witnesses you uncharacteristically ranting your anger about your "brother" who is the complete opposite of you in terms of elements and status.

You and the human are pretty much neutral. Dont exactly interact alot but nonetheless acknowledge eachother and respect eachother of their own characteristics like Silver in he's swordsmanship and your control over your power.

Sebek...is abit questionable at times about your relationship with him. He's loud and obnoxious voice irritates you but at the same time, he's loyalty and strife to do great was also admirable. He once heard from Malleus that your power could rival he's own which immediately send Sebek on a frenzy that you are threatening he's Waka-sama!.... but lets just say that it ended with him being quiet and more nervous around you.

Sorry that i havent posted anything yet lately but I have been busy with school lately so it might be a slow update so I am sorry for the inconvenience.

Yet despite this, I will try to update as much as I can and I am already making another Pokemon x Twst AU so be prepared ;)

[experimental-failures]

Intermission: 1/3

Your name is Vultis Graeur and currently you're wandering through the forests that were so much different than the ones of your past. You wonder just where you were right now, having lost your bearings a few hours ago as your trying to adjust to the land marks of your new present.

For only a few moments the crunching and breaking of sticks and leaves beneath your steps managed to cover up the sounds of others in the distance. The closer you got the more you could hear the sound of talking.

After abit of hesitation, you decide to wander towards the sounds until you could see the source of the noises. Normally that hesitation wouldn't have existed, but you were in a new time and unable to recognize anything currently.

The forest eventually gave way to a clearing where it seemed like a group of trolls had been celebrating something. You were too far away to hear what it was still.

With a careful and measured step, you made your approach and it didn't take long for you to get noticed. Some of the trolls making steps away while some just look at you, probably wondering what you were doing.

The troll that ended up drawing your attention had some of the others standing around him. He was decently taller than most of them, with horns that coiled to the sides and wearing a white skirt with black stripes.

He's had his attention brought to you and approached while explaining his name to be Diovus.

He asks you what you're doing here and who you are.

You wonder if you should tell him and how much, not even sure about what was going on or what any of these people are like.

You relent though, telling him your name and explaining that you're currently not sure of where you are or which way to the nearest town. Leaving out the parts about you apparently being from a different time and all the problems residing there.

Diovus looks over you and you can tell he definitely has his reservations about you. But he says that they would help you get back to your hive; which was when you add that you don't have one.

Diovus was about to speak when another troll came running up towards the group. This troll was someone they knew judging from their lack of concern of the newcomer.

As the troll ran up, you noticed a dagger with a strange bluish blade about as long as an average trolls palm, that reflected as if made from gemstones. Yet the surface of the blade moved very slightly, almost like small ripples were crossing over it.

Water dripped from the blade, down to the handle which looked to be made from some kind of bone.

The troll held it up, wanting to show the others what he had. Saying that it had been given to him by some small rust blood, having been told that they didn't have any use for it right now and just giving it to them.

Something about that dagger was giving you a bad feeling, like an invasive buzzing in the back of your head that's so quiet you can hardly hear it yet is still distracting.

Diovus must have noticed something change with you and called the troll over to show the dagger, which they did.

The troll demonstrated what the dagger was capable of by giving it a quick swipe in the air and releasing a highly condensed arc of water that cut right through a nearby tree.

Not quite thinking right, you ask if you could hold the dagger for a moment and despite you being new here, the troll agrees and let's you take it. You can notice Diovus tense, probably getting ready incase you make a wrong move.

The moment the dagger meets your hand, your head starts to throb slightly. Something was wrong with this thing and it was trying to invade your head, a voice just outside your ability to hear.

Despite the audience you'll have, you channel a spell that had once been used to listen to spirits.

But nothing happens.

So maybe this thing isn't haunted or cursed.

But that voice is still going, so you simply try a spell that will let you listen to things muffled by other types of magic.

Still no change.

Pretty much everyone is looking at you now, wondering what it is you're doing or having some idea and being interested in seeing magic first hand.

You're final attempt is a long shot for an item like this, but you try it to just say that you did. A spell that allowed others to hear the thoughts of another.

IT HURTS!

You're surprised it worked but even more so that this thing had a mind in the first place.

PLEASE MAKE IT STOP!

Maybe you accidentally put too much effort into the spell cause the others around you seem to be reacting to the voice, surprised and horrified to hear the pained voice echoing from this thing.

LET IT END!

You're hesitant to try, but you place the dagger on the ground and take your weapon in hand. The glowing sapphire blade erupting from the broken blade and being plunged down onto the dagger.

When the weapons meet all that happens is the dagger gets knocked some feet away with not even a scratch.

PLEASE LET ME DIE!!

Your next attempt has you slamming it against some rocks, then when that obviously fails, you channel another spell and create a grand inferno where the dagger is.

KILL ME PLEASE!!!

Even after afew more attempts, not even a scratch or dent is created on it.

You cancel the spell allowing you all to hear its thoughts and pick the dagger up.

You go to hand it back to the troll who had been given it, but they just back away, looking at it with fear and maybe even pity.

Before the troll gets too far away you ask where they had met the rust blood who had given them this thing. To which they hand you a piece of paper detailing how to find them if they wanted to buy more seemingly magic items of all kinds.

In the corner of the paper was a symbol depicting a bleeding anvil.

Having watched all of this, Diovus offers to let you stay with their group for awhile. Which you accept since you don't really have anywhere else to go.

You'll rest for awhile and try to figure out more about your new time period, then you'll go try to find the rust blood who is seemingly giving out these living items.

[randomsevans]

a stab to the heart

Captain weekly challenge

@captain-a-rogerss​

@optimistic-dinosaur-nacho​

@donutloverxo​

RANSOM X READER 

a/n : i know i write quite abit of angst but i couldn't help myself , even tho i try to write soft Ransom because i dont think he gets much love , but i just had to write him as the true arsehole he is .

You should know this day would come , why on earth did you fall form him ? ,Trust him ? Believe he would change for YOU !

This wasn't how today was meant to be , it was meant to be your anniversary , A year you have put up with  his shit but you did it anyway because you stupidly fell for him. You've dealt with it all his  shit show of a family ,his drinking , partying. Your voices which you should of listen to from the beginning . After all you should know to trust you gut felling , but your heart just over powered.

Despite all the times he would leave and you wouldnt hear from him for days , or his constant partying with his friends , knowing fine well theyd be girls all around much like it was before you , You trusted him , believed him . After all who are you to call the man you love , who says he love you and to trust him , who are you to call him a liar . 

but that was what he was . 

after all he is Ransom FUCKIN Drysdale . 

you had woken up by a soft pair of lip touch your cheek ,but it wasn't gental or sweet , it was rushed 

“y/n ! im leaving right , ill see ya soon “ Ransom husky morning voice echoed through out your room . Ransom may have said in a harsh tone , but you must of thought because it was so early in the morning and he probably didn't want to leave . After all today is you anniversary . But at least it was an improvement , in the past he would just get up and leave 

“okay “ you grumbled as you rubbed your eyes turning on your back , pulling the sheets with you as you opened your eyes to see Ransom pulling his brown coat over  his shoulder sorting out the collar . A small smile placed on your lips , as you were mesmerised by how lucky you were to have someone as hansom as him . “why dont you say ?” you said softly 

“i cant !” he snapped back , not in such a bitter tone , like he use with most , he has always been kinder to you but it was still enough for you to be slightly offend 

“umm okay “ you nervously said sitting up , “where you going ?“

he let out a deep sigh as his eyes slighted towards you in announce “out ! “ he snapped once again , until a small smug smile place on his lips “iv got something to take care of “ 

you nodded being as naive and in love ,you didn't dare question him further until a wide smile placed on your lips as you remembered what today is “im still seeing you later ya !” you  asked all giddy 

“uhhhh .. it depends on how today goes “ he let out a dry chuckle 

“oh okay “ you though maybe he was trying to wind you up he might have a surprise for you like you do for him , He does remember what today is doesn't he ?

ransom turned the door nob and opened the door , not even glancing at you . “see ya !” it was cold , nothing sweet about it. but before you could answer you heard him bounce down the stair , and soon after heard the front door open and close . 

You sighed , dragging your self out of bed , but still feeling good about the day . He was probably only winding you up . 

so you got up and got ready for the day , 

***************************************************************************************

some time had past , and you were becoming more anxious ,to know if Ransom was actual going to come , of course he would , but what kept him from  not spending the day with you again . Especial today of all days . 

you tried to ignore the little voice in your head doubting him , where could he be ? who is he with ? what is he doing ? did he forget ?

you hide those thoughts in the back of your head , as you reminded your self of the plans you had for him . But you still could not help the gut feeling that something was off . So as you made your way up the stair you rang Ransoms phone , it rang through and went to voicemal by the time you got to the top of the stairs , You decided to try one more time , and as you did you heard a ringing noise coming from your bedroom . You lifted your brow in confustion and headed into your bedroom , The ringing contuined , you quickely glanced around , to see what it was , It was then you saw Ransom phone , was laying on the floor , inbetween the door and your dresser . 

You let out a little giggle , at Ransom for being foolish leaving his phone . It must of feel out of his coat pocket . 

You shook your head picking it up from the ground , you chucked it on the bed , along with your phone and made  your way in to your wardrobe to get ready for  when ransom gets back 

It didnt take you long to get ready , as you had gotten dress , applied little makeup (gift above )

you frowned releasing the time , once again , but you sighed , trying to remain , calm , and have a good day . But as you turned to grab your phone , yu quickly remembered you have Ransoms

you titled your head in curiosity , maybe you could find out what he was doing , or maybe call one of his friend to see where he was . As you grabbed his phone , you suddenly felt uneasy , and no it wasnt your lunch . You suddenly felt guilty for going through his phone it felt like you were invading his  privacy . You nibbled on your bottom lip . Surely it would be fine , its not like he has anything to hide , right ?

so you opened up his phone , and went to unlock it , when you released you needed to enter a password , that you didnt know . You stranded there for a minted thinking with one hand on your hip covered by you silk black robe .Ransom was a very forgetfully person   clearly . So you had to think of something , he wouldn't forget , and it was then you tried his birthday . NOPE didnt work . And then you remembered four number that were more important to Ransom his card pin BINGO you were in . 

But your heart suddenly began to beat fast , now you were in his phone , what were you going to do now , its not like anyone know where he is . So you decided to go on to message and see who it was that last text him , maybe there needed him and thats where he went ? Maybe ? 

so as you pressed the little green bubble at the bottom of the screen , you were met with a string of conventions . Your brows raised , as you saw , random numbers , and anitionals  with little side notes in brackets . The top one was just labelled as J.S? (good when told  ) . You decide to click on it , as a wave  of anxiety  hit you  , 

you saw a short line of blue and white message back a forth  as your eyes bluurd one the words as your eyes become glossed over . while your chest tightend and you colsaped onto the bed . You heart sank , and torn all at once while your head become dizzy . You read through the text to make sure , your eye wernt tricking you 

J.S : Ransom , baby where are you ? you promised       

                          R.D : ill be there soon iv just got to finish up over here first 

J.S :kk ill be waiting 😉😘

                          R.D : oh i know you will be ! 

you  shaking lifted your hand , and click on another , and another conversation , that were just as similair some that had when on longer others that were shorter . Some were similar , a thank you and telling him to call them back . 

A small tear trippled down your cheek ,as you read through the message , you were even be able to find your own somewhere between a 11 digets number and a ALICE ? (decent) 

And you , You were simple save as y/n (err okay ?)

you felt anger rage through you , as you shot up from your bed . 

***********************************************************************************

And thats where you found your self now , just finished collecting all off Ransom cloths and things that he has left over . Watching them burn in the sink , turn to ash as you add to the glowing  flames as you pour the vodka you were currently sipping on , over the fire .  You turned facing away the kitchen isle as you lifted your arm as rubbed your eyes over your silk rob smuging your mascara . 

you looked down towards the cake that you had brought . You honestly dont know why tho .But you couldnt help but star at its delicate white piping around the edge and the swirls . It was kind of funny how you saw your self  in a cake . You was kind of like it before Ransom , sweet , and elegant  and now you were this A girl crying over an arsehole burning his cloths , after finding out he had been cheating . But you were surprisingly okay with that 

But the temptation was to much , you held to much rage with in . That you couldnt help but ick up a knive and stab through the cake  imagining Ransom face . With a harsh bang crumes where flying everway .You could help but laugh at your self , as you  took out your frustrations at on a cake . 

your anger , mixed with vodka made your turn into a fit of gigles that echoed through the kitchen . It was until you heard the openoing of the front door , you stopped , your face dropped as you griped the knive harder . 

“ha babe , i left my ... what the fuck !”

[softevan]

Ride Me Baby *Part 4* (Harry Styles Mini Series)

Hey guys this chapter is very sexual/sad so this is a warning. But I did enjoy writing this chapter, there is going to big a big story line in the next chapter so be sure to keep an eye out. But without further of due here is chapter 4, I hope you guys enjoy this one-K xxx

  **WARNING EXPLICIT AND DETAILED CONTENT, READ AT YOUR OWN RISK** +18

  Word Count: 4,832

 Harry’s POV

Sitting in the coffee shop looking at my phone, trying to think of who to call. I only really have Y/N here with me in LA that I could really stay with and talk to, I miss London. The only person that comes to mind is Kendall but its only going to make things worse if I call her. She is the only person who I can think of right now. “Hey Harry, how was your vacation?” Kendall’s voice, so chirpy on the other line. This is the awakening I needed, I knew I was making the wrong decision. “Eh, sorry Kendall, didn’t mean to dial your number” “Oh, no worries, Ill talk to you later on” “Okay take care” I immediately hung up the phone. I paid the cashier and walked back to our apartment, well I ran, to make sure that Y/N was still there, hopefully waiting for me to come back like she always does.

 I swiftly opened the front door and I walked into the living room to see my beautiful fiancé sleeping on the sofa with her legs tucked in front of her stomach. She looked so peaceful, but most likely not the way she fell sleep. I walked closely to her and knelt down to see her face, her makeup smeared down her face. To think I had done that to her was the worst feeling in the world. I knew that I had to fix this. I slowly pulled her body towards mine and I lifted her to our bed and tucked her in. I gave her a light kiss to her forehead and tip toed out the door. “I didn’t think you would have came back” I wimper of a voice whispered and I turned around to see her pale complexion looking directly at me. “Baby of course I came back, I love you, so much. I just needed a little breather that’s all” I sat down beside her and took her hands into mine. “You know nothing will ever break us, not Kendall, no the media, no one. Okay?” “Okay Harry, I love you. And I’m sorry, for everything” Her lip started to quiver as she looked down at our hands intertwined. “Y/N don’t ever think this is just your fault. I’m the main one to blame here” “No Harry your not. Your a nice guy that likes to keep everyone on good terms and I get that. I was never worried about us or you ever cheating on me because I know that you would never do that. Its just what she would be capiable of doing was something that I was more worried about.” “What do you mean?” She raised her body so she was sitting up properly facing me. “I don’t know the girl, but she comes across nice and polite because that’s just what the media is painting her out to be. And the media paints me out to be some nobody who stole harry from a celebrity, which don’t worry I’m not saying that I’m offended by that which I’m not. Its just that’s what I think she thinks of me too” I sat and thought long and hard about what she was saying, and you know what? It actually makes sense. I mean, yeah loads of celebrities always marry or date different celebrities, but that doesn’t mean that its always like that. “I get what your saying, it does make sense. But right now, I don’t care, and you shouldn’t let that affect our relationship because at the end of the day if Kendall was a decent friend, she wouldn’t even be having them thoughts. If that’s her plan well then she’s turned out to be a cunt, just saying” We both started laughing and I looked at her face studying mine. “Yeah your right” “I know I’m right, okay?” “Okay” “I love you and I don’t want you listening to anyone else and get on with our lives, right?” “Right” She giggled as she sat up and kissed me hard. “Right then, lets go and tell everyone the good news” Her face dropped as if I had pulled the P word out on her. I looked at her ring and pointed towards it. She immediately started laughing “Yes oh my god, I completely forgot” “Well lets make it something that you never want to forget” I lifted her off of the bed and swung her legs around my torso and pushed her lips onto mine. My hands went swiftly to her perked bum and gave her cheeks a good squeeze. “First stop, mums?” “But, that’s in England” “Well youll need to start packing”

 Y/N’s POV

I couldn’t believe that me and Harry were on our way to visit his family and tell them the good news. I just hope that the press haven’t leaked anything out to the public, but so far so good. Once me and harry got off the aeroplane we walked straight to his car and drove off to Cheshire. I love it when we go places so spontaciously and that paps don’t know a thing, it just makes you feel like your you, and your free, like a nobody. But in a good way. I rolled down the window as he drove down the motorway to the town and just took in the lovely fresh air and looked around the natural scenery around us. So peaceful, I wish we could come down to his home more because its just so refreshing. “Im so happy we are finally telling people about us, I cant wait” Harry stated as he took my hand from my thigh and intertwined our fingers to softly yet passionately. “Im so glad we are back home, feels like ages from we have been here” “I know I’m sure your excited to see everyone again, especially the fam bam” I giggled as he looked at me in complete awe in what I was saying. I loved the way he looked at me when I was talking. It felt like he was just lost in my words. I loved the way his mouth sometimes moved to the words that I was saying, the way his eyes diverts to mine then back to my moving lips. “Your my family now too, so no matter where I go, you are my family” “Harry” I gave his cheek a quick peck, I didn’t want him to loose concentration of the road ahead.

 We finally got to the village/town, and it was so homey, the tiny markets outside, the small shops around the squared off town, it was just something about it that made me see that this is was peace is like. “Here we are” “Thank god my bum is going numb” Harry giggled when I said that while rubbing my bum under the seat. “Ill help and make the numbness go away babe” His hand clung straight to my waist to move me up and he put his hands right under my bum. “Babe I think its okay” His chuckle filled the whole car, my favourite sound. We got out of the car and went straight to the boot to grab our bags, of course mine being heavier than his. And being the gentleman that he is he took most of the bags and let me go in first to help him open the doors, but I always knock, its very rude if you don’t, mother in law to be or not. “Harry! Y/N! I’m so happy you guys are here, oh my word” Anne came rushing out through the door before I even had reached it. “Y/N let me take them off your hands love, please come inside” “Thank you Anne” As I walked into the porch of their beautiful home I was welcomed by Harry’s dad, step dad, Gemma and a whole lot of his family and old friends. “Wow mum this is amazing, did you tell the whole town to come town and surprise us?” “Harry this is a rare moment, we almost never see you down here so we had to make the most of it” Robin said as he came from the kitchen and grabbed the suitcases from Harry then went for a hug. “Missed you guys so much” He went to Anne and gave her the longest hug ever. Looking across at Harry I seen a few tears streaming down his face, but of course Harry tried to hide it from everyone, but nothing passes me. “Thank you all so much for coming” He mumbled as he tried to save his voice from admitting he got abit emotional. Of course I would want him to be emotional. He hasn’t seen his family from my birthday which was a good 7 months ago. I walked over to Harry when everyone started walking into the kitchen to serve out food and what not. “Hey, you okay?” “Yeah baby I’m good” We shared a quick kiss and made out way into the kitchen to join the rest of the party. “Harry” Gemma screamed, running towards us as fast as she could get past people. The amount of people is incredible, its so hard to know where to go. “Oh my god Gem” Harry whisked her up off of the floor doing a little twirl. “Harry I cant believe your here, this is insane” Her eyes diverted to mine and again her eyes widened and she made a little scream out of her little frame and tried to tackle harry to get at me. “Y/N oh my god I didn’t know you were coming this is unreal, ahh I missed you girl” She gripped my waist and lifted me off of the floor giving me the tightest hug ever. Im not a very forthcoming person when it comes to hugs and stuff, but with Gemma ill have to get used to it. “Hey Gemma its so nice to see you too” “We have so much to catch up on girl” “I know its been ages, so happy that I’m here” “Good, were so happy that you came” “Me too chick me too” “Listen up everyone” I hear Robin shout to the crowd. “Im so happy ad grateful that you guys have came out here today to celebrate our main man and his woman back home” The applauds filled the room as we looked around, everyone looking at us, I hate this kind of attention so I rolled my headi into Harrys shoulders, and his hand moved directly to my waist and kissed my head. “But Harry I have a surprise for you, cmon out lads” Thats when Niall and Liam came strutting out of the living room and into the kitchen with their sassy walks they put on making all of us laugh and cheer. “Lads” His hands left them to go over to them and give them a hug. Its so nice to see them all still friends and getting along, I think that’s what all of us wanted.

 Harry’s POV

I’m so happy that everyone came out here to welcome us home, even the lads, I’m still beyond shocked. I was sitting with Liam and Niall catching up. Talking about the movie, their new music, personal lives, everything that we needed to talk about. I miss these lads so much, but there is only so much time of your life you can be with them. I do really miss it though. I caught a quick glimpse of Y/N talking to mum, dad and Gem, I love the way that they connect, I just knew that she was the one for me, but seeing them get along with no drama is what made it the final decision breaker. It wouldn’t have mattered either way but its brownie points really. “Y/N” I shouted over to grab her attention from the deep conversation they were having. “C ’mere love” “Okay ill be right over” “Lads gimmie one second I just need to talk to Y/N is that okay?” “Of course it is man take your time with the missis” Niall replied. “Cheers mate” I replied and met Y/N half way. “What’s up babe” Y/N smiled at me with that cute smile, she’s irresistible. “I think its time to tell them about us” Her eyes gave a doubtful look, then looked around us. “I mean, here, now? I mean I thought we were just telling you parents?” “But what a perfect way to tell everyone. This is all my friends ad family here, everyone is going to find out eventually, and I would rather let them hear it from us than the media, then that would be a whole blow up, and that’s the last thing I want. Please” I pouted at her, I grabbed her hands and placed them on my waist. I pulled her in more towards me so I could read her expressions better. “Okay if that’s what you want I don’t mind” “Look I know that you don’t like big crowds, but I think the time is perfect right now” “Okay” She looked down at her hands on me, trying to hide her nerves in her face. “I love you” “Love you H” She pulled up her face to give me a kiss. Her lips. I could taste them forever. “Guys can I have everyone’s attention, we have a announcement. Everybody” All eyes diverted to us as we stood with our hands interlinked. I looked down at Y/N which she was already facing me. “Me and Y/N are engaged” Everyone’s awes and applauding came with no hesitation, and the floods of all familiar faces came straight towards us to congratulate us. This is going to be a long but unreal day.

 A few hours had passed and everyone had left, bar a few close friends that lived nearby so they took it upon themselves to stay longer, which they are more than welcome to. Me, Y/N and Mum were sitting in the kitchen beside the island continuing talking, but most importantly about the wedding. “I still cant believe you guys are engaged. More to the fact I still cant believe that I missed this huge rock on your finger, how could I miss that” Her hand couldn’t let go of Y/N’s, looking at the ring. Y/N couldn’t swipe the smile off of her face as Mum couldn’t take her eyes off it. “Harry has good taste don’t you baby” “I do, anything for my princess” I walked over behind Y/N and put my arms around her shoulders and gave her a kiss to the top of her head. “I think this is enough wedding talk for one night, I think me and Y/N will hit the hay” “Yeah I am getting a little tired” “No problem my lovelies, we can discuss more about the wedding tomorrow, ahh, the wedding, this is so exciting” Mum started to welt up as mothers do. “Mum c’mon don’t be a blubbering mess now, what are you not going to be like at the wedding” I walked over to her and gave her a hug. “I know I know, its a mum thing I think” A mini chuckle came from her as she looked up at me, smiling. “I love you mum but were going to bed, night” “Goodnight my lovelies, sleep tight” “Goodnight Anne”

 We both walked upstairs into the bedroom and closed the door shut. I sat down on the bed and took my shoes off giving a sign of relief. “Thank god that evening is over, now I can just sleep” Y/N made her way over to me and pushed me back onto the bed. She pushed herself up on me and pulled her hands through my hair. Oh my god. “Is that all you wanna do..? Just sleep?” Her smirk just lit up the whole room, that sexy smirk that only I see behind closed doors. “Well what else did you have in mind?” I looked at her sexy curves, her dress so tight that it fit and extenuated her body to perfection. “Mmm I’m not sure, but defiantly not sleeping” Her face was not even inches away from mine, torturing me to kiss her, but I wasn’t going to give in, not yet. She quickly got up and made her way til a few feet in front of me. “Babe where are you doing?” “Watching you squirm as I tease the fuck out of you” She slowly took her hair out of her bun and shook it like in one of those hair adverts, so hot. Her hands made her way down to her hips, around her waist and back up to under her breasts. A massive gulp noise came from me as I witnessed her hands moving to remove her dress. My dick is rock hard right now, and I know she can see it. She slowly took her dress off, strap by strap. She pushed it down her waist until it landed like a pool at the bottom of her feet. She pushed it to the side, when I realised what she was wearing. The underwear that I got her before we left for England. “Fuck” I whispered to myself, which was pointless because she heard anyway. Her hands went straight down for her heat, and she didn’t hesitate to move her hand right underneath her knickers and inside of her. Fuck. Her hand started to move in circular motions as her eyes closed with pleasure. I sat on the bed, wanting to touch my rock hard on but I wanted to tease myself, I couldn’t give in, even though this was something that I imagined every single time I was away for work and I was alone. All I could do is imagine her rubbing herself while I fucked my hand to get me off, even though I wanted it to be her. Her moans escaped her mouth when her fingers went deeper. “Let me touch you, please let me touch you” “You have to be good Harry, you cant just get me and not work for it” Her smirk still was the only prominent feature on her face tonight. She was up to something and I liked where this was going. “I don’t care” I quickly got up and lifted her off of the ground and wrapped her legs around me. “Did you really think you were going to get away with teasing me like this? Your going to pay for this” I walked us into the bathroom and pushed her down, turned her around and bent her over the sink. I quickly took out my hard cock and bashed it right into her slick hole. “Aw oh my god Harry” Her moans sky rocketed so loud that the neighbours could hear her. I quickly moved my hand to her mouth while I rammed harder into her tight little virgin like pussy. She doesn’t stretch out which is insanely hot, its like she’s a fucking a virgin every time. “Harry” “Fuck your always so tight for me, you wee whore” I felt like I could feel every inch of her wrapped around me, she feels so warm. Fuck. I’m not wearing a condom. “Baby I have to stop, I’m not using a condom” “Don’t care, just keep going” Her pants and pleasure was all she had in her mind right now. My wit went straight from my head and listened to her and continued pounding into her. My other hand was helping balance her while I fucked her senseless, and my god was this hot. The mirror started to steam up in front of us but I don’t care. She was looking into it while I fucked her. If this is the main thing that is getting her off, ill fucking buy a million mirrors for our house. “You like watching me fuck you, you little slut, you fucking like seeing me ram into you don’t you?” Her moans again got louder which made he smack her ass to get her to shut up, but that never was going to happen. She liked being smacked really hard along her ass. There isn’t a lot of things this girl doesn’t like, and its fucking filthy and sexy. Her body started to shake and she grabbed the sink until her fingers turned white from the pressure, I knew she was coming. As her orgasm came, her walls started clenching around me tighter and tighter. One more thrust, one more thrust and I need to pull out. I pulled out before I came and I quickly started to pump onto her back, watching her in the mirror using her fingers to rub her bean until she came again. I busted my nut all over her back with the biggest moan I’ve ever let out of me. Even when we are in our on house I don’t think we’ve ever been this loud. Maybe its the thought of getting caught in my parents house is the thrill. “Satisfied?” She asked as I pulled some toilet roll off and wiped my cum off of her back. “More than that baby” We left the bathroom and I went straight into the bed, curled up and enjoyed the nice cool duvet’s sheets. Even though its November, I still loved the cool bed linen against my skin, especially after sex. Minutes later Y/N joined me in bed with her little silky shorts and lace bra on and wrapped herself around me and placed her head on my chest. “Gnight H, love you” “Love you more”

 Y/N’S POV

I woke up extremely early this morning, like I do every morning. But of course a day that I wasn’t to sleep in, that never happens. The sun was splitting through the curtains which probably didn’t help either. Me and Harry were to worried about riding each other to care about the curtains. Thinking about last night, and how hot it was, it was such a turn on. I had to snap out of it, or else id get horny again. I got up every so quietly and got myself into the shower. I couldn’t get last night out of my head as I continued to wash my body and hair. I couldn’t contain it anymore, I have to do something. I pushed my fingers down to my core and pushed them in as the other hand went straight to my clit, rubbing it abit. And by god was I wet, not from the shower of course. It felt amazing as always. But it wasn’t enough for me. When I tilted my head up from the pleasure I realised the shower head. The shower head is removable. I quickly removed the shower head and brought it straight down to my heat. I moaned out loudly in pleasure, not caring if anyone heard. I took it deeper to my clit, making sure it got everywhere around and in my pussy. My fingers help pump ever so slowly then bashing in so hard to get that spot Harry loves. Thinking about all these different scenarios in my head and repeating the memories from last night was getting me to come quicker than what I thought. “Y/N what are you doing” Harrys faced scared the living death out of me, and the worst part is he caught me masturbating. He has never ever seen me do this before. Oh god, this is so embarrassing. What do I say or do? I froze and dropped the shower head out of my hand.

 Harry’s POV

I started to waken up a little when I realise Y/N isn’t here in bed with me, but then I turned around to go back to sleep again. She’s probably went to get water or something, she will be back soon I’m sure. As I went back to sleep I suddenly heard this massive moan coming from the bathroom. I jolted up out of bed and continued to listen. Then I realised that the bathroom light was blaring and the door was slightly open. I wonder what she is doing in there. I put on some boxers and rubbed the sleep out of my eyes, then headed towards the bathroom door. I peeped through because I didn’t want to invade her privacy but I wanted to make sure she was okay. Then I see the outline of Y/N. The shower head wasn’t showering her, it was pleasuring her. Ive never ever seen her masturbate, and this just throw me off the edge, I have to help her out before I cum in my boxers just watching her. I slowly went up to the shower door because I didn’t want to scare her. I opened the shower door to her fingering herself and the shower head stuck to her clit, her unaware of my presence. “Y/N what are you doing?” Her face and body froze when I startled her. I don’t think she ever waned to get caught, especially by me. She dropped the shower head and left it dangling from the machine. “Nothing” “Doesn’t seem like nothing to me” I threw a cheeky smile her way, then her face went red. “Babe don’t be embarrassed, I do it all the time when I’m not with you, but you d it so well, it never satisfies me. But its so hot to see you though” I quickly took my boxers off and joined her in the shower. “Mind if I give you a hand?” “Um, yeah, okay” She is still lost for words, she’s so innocent, but pure filthy at the same time. I grabbed the shower head and put it straight to her clit causing her to jump from pleasure. “Does that feel good baby” Her moans just gave me the answer. She didn’t have to say anything else. I lowered myself down til my face was parallel to her heat. I pushed the shower head away and went straight to eat her out. She tasted so sweet, and her juices were creating a pool in my mouth. “You didn’t get enough last night no? You dirty girl” Her hands went straight for my hair, dragging each strand through her fingers. “I’m cumming H oh my god I’m cumming. I grabbed her waist and pulled it further while her juices started to flow down my face. While she is shaking I try to lap up and down her pussy until she is finished from her high. “Wow” was the only thing that came out of her mouth after I was finished with her. “Satisfied?” “Haha very funny” She mocked with a hint of sarcasam in her tone. “Hey watch your words missy, or  ill not eat you out for a week” “Thats okay I have the shower head to keep me company” She giggled in the process of leaving the shower and wrapping a towel around herself. I got out and grabbed another towel and wrapped it around my waist. We both walked out to the bedroom and I sat down taking out my phone, checking out some emails. “You didn’t even get washed you just got dirtier” “Hey watch your words Styles, or ill not give you a blowjob for a whole week” She scowlded, again in a sarcastic tone. “Okay you win” mumbling under my breath I gave into her. “Works everytime” A satisfied grim wiped along her face that I could just kiss right off if I could twenty four seven. There was a sudden loud banging on our bedroom door which knocked us out of our sexual tension. “Harry, Y/N please answee the door, hurry” Harry looked at me in pure fear and ran to answer the door to reveal a crying Gemma, shaking and in utter shock. “Gemma what is going on” “Harry, its dad” My heart sank into the lowest part in my chest that I didn’t know was possible. Not again. “He better not be...” “He’s gone” Gemma started squealing bloody murder. His he gone?

 I know the ending is a massive cliff hanger, and I’m sorry if the last bit has distressed any readers/fans of this series. But I hope you guys like this chapter. I will be posting again on Wednesday/Thursday latest. So make sure to keep a eye out on my page. If you have any thoughts or comments please don’t hesitate to contact me and ill get back to you asap. Thank you -K xx

[theintrinsicwarrior]

The ‘Illusion’ of Hot Women

Yes, you read the title right. I believe that hot women are an illusion. You either have a curiosity about this opinion or a resistance to it. "Aden, what type of drugs are you on right now!? In what world do hot girls not exist? Maybe you’re spending too much time on Oxford street on a Saturday night!” I can imagine these are the thoughts of a guy reading this. I get it. Before I get into this, I just want to say that some of the things I say in this post may cause you to feel uncomfortable due to the way guys are wired to think in society today. It will probably challenge your perception of how attractive women appear in your reality. It might take the fun out of ‘hot girls' for you, and if thats something you don’t want, I’d advise you to stop reading now. If you’re a guy who goes around rating women on a scale of 1-10 and you’re not willing to be a little open minded to different view on that, same thing, stop reading. If you’re open minded and are genuinely curious about what I have to say about this, let’s go!

What’s your definition of a 'hot girl’? If I go and ask some random guy on the street this, he will probably tell me something like ‘are you serious? a girl who is sexy, of course!’ Or ‘a girl who is super glammed up, takes care of her appearance’ Basically he’s going to give a very vague answer that is probably subjective to his personal tastes. He might give me references of celebrities he finds attractive, or an ex girlfriend or current girlfriend. We don’t think about (or maybe I do, clearly!) what it is that really makes a girl ‘hot’. My argument here is that, what if beauty is contextual? What if that ‘hot girl’ you see walking in a bikini down Bondi beach is your own perception based on the circumstances, behaviour and several other factors? Picture this scene (trust me, you’ll like it if you’re a guy!): A young, blonde girl, maybe around age 21 walks up to you while you’re at a table in a restaurant with your friends. She’s wearing a low cut top on with tight jean shorts. Make up is done perfectly. Smells like every perfect smell to ever exist and has an adorable, polish accent. Her hair is shiny and straight as can be, ending at her lower back. She sits next to you, introduces herself and starts flirting with you. Her facial expressions are seductive. The way she touches your arm as she laughs at something you said in your story is equivalent to everything good in life. The way her eyes light up when you tell her that you’re into surfing or basketball or any sport you like. Got the picture? Of course you do! Obviously, you as a man are going to be like "am I dreaming right now? Why is this happening?” But let me flip it. Imagine that same girl, but this time her hair is all frizzy and clearly not washed and she has no make up on. Her breath reeks and her B.O is assaulting your nostrils like no tomorrow. She’s wearing an oversized hoodie with long baggy pants. She introduces herself but doesn’t say anything after that and sit’s next to you awkwardly, while you look at your buddies awkwardly, with you decaying in the uncomfortableness of it all. So I ask you, is that second girl still hot? It’s the same girl! Are all the thoughts you had about the first version of that girl going to be the same with the second version? Think about that. You see, we don’t take into account the different things that go into a ‘hot girl’. Yeah, its abit of a bummer isn’t it? Let’s use porn stars as another example. (Disclaimer: If you love porn and don’t want to think about what goes into it all, or want it to be ruined for you, once again, stop here). Besides cringe worthy acting, what you’re seeing in those videos is the result of quality lighting, precise make up work, a ‘porn star persona', different angle shots, different takes, exaggerated sex sounds, the ‘bow-chicka bow-wow’ music, and video filters. Editing! Thats what your seeing! If you see those women in a different context, without those things, ‘hot’ probably won’t be the word you’ll be using. ‘Good looking?' Yeah, maybe. ‘Attractive?’ Maybe. It’s going to be a noticeable difference, thats for sure. This applies to instagram models, magazine models, movie stars etc. you get the idea. “Geez! Thanks for being a downer, Aden! Why can’t you be normal, not overthink this and just be a freaking guy!” Yes, I know you might be thinking something along those lines. Allow me to break it down. A common thing I see in young men and in myself when I was younger, is a natural tendency to put women who are ‘hot’ on a pedestal. The psychological pedestal where, because a girl has a 'banging body’, is ’fine as a dime’ or some other cringe expression for a physically appealing girl, she is worshipped. She is the equivalent to that of a celebrity, even if she isn’t one. She is the ticket to your clout boost or status upgrade if you can ‘get her’. You’ll be swimming in the validation of everybody within eye distance of you and her together. Why? Because she looks a certain way in a certain CONTEXT. She’s that girl who every guy is shooting his shot with at the night club. The famous insta-model (who probably uses facetune) posting ass shots everyday and has pathetic men frothing in her comment sections and DM’s. The ‘hottest girl’ in your year 12 class, or maybe even the school. Are you starting to see it? If you don’t, its so simple: Stop acting like women who you ‘perceive’ as hot as being celebrities and trophies to obtain, knowing that ‘hotness’ is all in your mind! It’s subjective. It’s contextual. It’s an Illusion.    

Another thing I want to speak on, and I’ve done it myself, is this universal rating system from 1-10 guys use to ‘rate’ a girl. “The girl I went on date with the other day? She was a 6.5. She’s alright, but I’d kill for that 9.4 who works in marketing, I heard she’s single!” Yeah… Hearing that in person you’d swear you’re in a maths class for crying out loud!. The issue I have with this is literally the same thing as the whole ‘hotness’ thing I was talking about in the previous paragraph: Pedestals and this unconscious desire to acquire these ‘hot’ women for some external validation. As you can imagine, a ‘7.4’ gets treated and viewed differently to a ‘4.3’ (obviously!) And the ultra rare ’10’? Shiiiiiiiiiet! You better be coming with that 1988, Michael Jordan-type game to get her, my guy! This is also where the whole notion of ‘leagues’ comes in: “I like Anna, but she’s a straight 9 and I’m only a 6. I can’t do it. She’s out of my league bro!” Listen to that life-changing confidence! Like, what makes a ’10’ any different to a ‘5’? Are they a different species? Do they have different operating manuals? Don’t get me wrong. I’m not judging here. As I said before, I used to behave like this. In fact, I used to be worse than this! I had my own ‘special’ rating system that was based off video resolutions. That’s right, I used to walk around, look at girls and say “she’s a 1080p!” Or “She’s only 720p, but has potential to be 8k” and had the nerve to call myself a human being! So besides the pedestals and objectifying of women, this behaviour also leads to men having near impossible standards for their dating lives. So you can believe that my standards were all kinds of stupid, having a stupid ass rating system. You can believe that I was never satisfied and blew so many great opportunities, all because of this ridiculous mindset. So that ‘5’ you went on a date with, you thought was ‘alright', could honestly have a personality that you can actually vibe with if you just looked past that massive 5 you put where her face is. You can actually be happier, more satisfied and content with women when you remove these dumb ass rating systems and select women based off a ‘yes’ or ’no’ approach. This how it works: You see a girl and if you’d like to get to know her, feel attracted, be with her or whatever, then she’s a ‘yes’. If not, she’s a ’no’. Simple. She gets viewed as a person who may or may not be into you as well, as opposed to a ‘rating’. This ‘yes’ or ’no’ system has done wonders for me personally: A guy who was rating women as video resolutions at one point! I now am able to look past a woman’s appearance, attempt to connect with her on a genuine level and not get caught up in looks! And not have it be life or death for my ego! Howbowdeh! You know what else is great? When you genuinely connect with a girl over conversation and get to know her, no matter what her appearance, she has the potential to become 'better looking’. It’s this strange phenomenon I’ve recently found since adopting the ‘yes/no’ system. I call it the ’Shallow Hal effect’. If you don’t know that reference, watch the movie Shallow Hal, trust me, you’ll love it! The main character in the movie, Hal, is literally the personification of the modern day, Instagram-model worshipping, sad-case, no self worth, thirsty man. Before he gets hypnotised by Tony Robbins to see the inner beauty of every girl, he’s exactly like the men I described above: Chasing the ‘hot girls’ because how a girl looks is a reflection of his own need for validation. So to sum up this post: What you perceive as ‘hot’ is all contextual and based off your personal rating system, which is likely to make you put women on a pedestal and limit your potential to have decent interactions, relationships and sincere joy with them. Before I finish this post, please don’t think I’m some sort of asexual weirdo who has a problem with good looking women and think they’re overrated. Don’t think I was rejected by countless hot girls and now I’m bitter and resentful because of it. Believe me, I absolutely love women and how they look. In fact, I think looks do sincerely matter and should be appreciated; Just not to the point where you put a girl on pedestal, temporarily change your personality in her presence and treat her like a celebrity just because she has a nice dress on, perfect make up and puts on a ‘sexy girl’ persona. In saying that (and quoting Drake): “Know yourself, know your worth”

‘Your impressions of a woman’s beauty do not define who she is, they define who you are’ -Unknown

[caepaecaesurae]

> Cae and Sugary : Be highbloods.

Yesterday at 1:38 PM caepaecaesurae: My sympathies and/or congratulations on their return.

Yesterday at 3:11 PM sugary-empress: Sun is being a big jerk as per usual!~ I missed Mickey~ sugary-empress: )(e gives me a good kind of attention~ caepaecaesurae: To be fair, Sun platonically hates you wvith decent reason, and Mickey adores anything potentially harmful to him. sugary-empress: True!~

(( Cae Mopes(1) a Bit(2) on the dashboard about his reputation ))

Yesterday at 8:42 PM sugary-empress: You're really good and relatable~ caepaecaesurae: I sincerely sympathise wvith slightly too many of your daily wvoes. caepaecaesurae: Did I evwer tell you about the time Sparks nearly killed me?  It wvas a wvhile ago and didn't make the rounds.  Probably before you and I met. sugary-empress: I don't believe you did~ caepaecaesurae: I'm stuck thinking about it again, so I could do it out loud if you liked. Or I could ask you about your night, and wvhatevwer's of most interest to you. Not a trap question, both are equally fine. sugary-empress: I'm trying to p)(rase my interest in your fin in a way t)(at isn't a little off-putting and failing, but just know I tried~ Tell me about Sparks nearly krilling you, sugarfins~ caepaecaesurae: WVe all lovwe gossip, and it's not in line wvith my current relationship wvith him, so it's potentially interesting. Once upon a time, I wvas the ghost of the Orphaner, and hadn't remembered my other life yet.  I wvas unpleasant, but not evwil, and hungered to livwe again. Sparks wvas learning his powvers, I suggested he might be able to raise the dead, and vwolunteered as his first experimental subject.  He asked for help wvinning his game in return, and I accepted. caepaecaesurae: This might be taken as an example of me "manipulating" him.  I think I tried to let it be his idea. caepaecaesurae: Anywvays, there I wvas, on a meteor full of wvrigglers determined to take on an empire ruled by a competent Alternian adult.  There wvere no less than six frighteningly powverful psychics on our side, off the top of my head, and our enemy wvas knowvn to use mind control to steal the abilities of her enemies. I decided that the three seperate instances of Sollux Captor wvould not look kindly on the existance of psychic control collars, but it wvould be nice to be able to stop them wvithout killing them in an emergency. Sparks sawv the Orphaner Dualscar fabricating control collars. WVithout havwing informed anyone. sugary-empress: Yea)(, yep, u)( )(u)(, t)(at'd do it~ caepaecaesurae: He elected to come speak wvith me loudly on this subject. caepaecaesurae: I may havwe left a dent in the wvall, wvith unrequested assistance. .. WVe sorted it out. In the end, people they trusted more than me wvere to hold the collars. sugary-empress: You're so fucking c)(arasmatic and good at being useful~ And lucky, I suppose~ caepaecaesurae: I wvish luck played less part in it. caepaecaesurae: .. Thank you. There wvere a fewv close calls, around then. sugary-empress: Are t)(ey a lot fart)(er apart now?~ caepaecaesurae: .. You knowv, they are, nowv that you mention it. Three or four in a twvo-perigee period, and it's slowved dowvn to that many in the swveeps since then. caepaecaesurae: Perhaps I should be thicker-skinned about the death threats. sugary-empress: Good!~ First of all, becod you desurf good fins, and second of all, becod I'm feeling out my potential future, lmao~ Not t)(at you were ever as bad as M-E~ ... No?~ No, dear, t)(ose are distressing and you can be distressed by t)(em~ caepaecaesurae: Heh.  I'm likely a somewvhat abbrevwiated vwersion of the path ahead, aye.. There's the angry period wvhere no one trusts you.  The less angry period, wvhere most people don't but one or twvo do. The Hesitant period, wvhere you are dubiously tolerated and evwerything is uncomfortable, but you're still allowved to do things. ..and I'm still feeling out wvhat comes after that. sugary-empress: Ideally, Normal Life ™, I'd imagine~ caepaecaesurae: I think there's a fewv more steps.  Either that, or occasional backslides. sugary-empress: Babe, you can't distract me from you saying you need to get over actual t)(reats against your life~ caepaecaesurae: ...But aye.  Sometimes it feels like it's in sight. That's a shame. I told you they're infrequent. sugary-empress: 38( caepaecaesurae: Some incidents aren't evwen death threats, just curiously vwiolent. sugary-empress: A)(, yes, "curious"~ caepaecaesurae: There wvas a girl, once, vwisiting the timeline.  Fond of Arlequin. caepaecaesurae: She wvas here wvhen he and I made our peace, and he lost his hand. She didn't bother looking into the situation, to see that it wvas a judgement he asked for.  Decided to come talk to me about it, wvith a blade. I spent a good wveek recovwering from that one. Sparks tried to institute a "No revwenge maiming" rule. I told the girl I'd only forgivwe her if she did to herself wvhat she did to me. She did, so wve wvent on a fewv barbeques later and actually made up. sugary-empress: T)(ose kindsa rules get followed strictly all t)(e time, and are never )(otbloodedly broken!~ )(mm~ caepaecaesurae: I really adore the pictures she took of wvhat she did.  Technically no rules wvere broken. caepaecaesurae: I think I'vwe been moping a bit.  You're sure that's a normal response? sugary-empress: Moping?~ caepaecaesurae: Aye.  After threats or "incidents". sugary-empress: Yes, dear, moping is normal~ You can try to just do w)(at I do and not feel bad emotions, but I don't sink it's )(ealt)(y for you people~ caepaecaesurae: ..I'm sorry, hearing that advwice from you in particular is making me smile a bit. I can't really object to your point though. sugary-empress: Look, you don't need to call me out like t)(is, w)(en I've done nofin wrong~ caepaecaesurae: There is a unique benefit, I think, to hearing advwice from a source that wvould nevwer wvillingly say it if it wvere not true. And that's beautiful. sugary-empress: )(ee)(ee~ I suppose you're correct~ caepaecaesurae: Thank you for being yourself. sugary-empress: It's just aboat all I can be, sweetfins~ caepaecaesurae: WVe can all be so many things. caepaecaesurae: Sorry, I think I keep deflecting.  I'll think about the moping issue more. sugary-empress: I sink I'm different, t)(en~ I can only be one person, going one fin~ You sure do, my dear~ Force of )(abit, I'm sure~ caepaecaesurae: I think convwersational habits like that might be part of wvhy people find me insincere, and get bent out of shape.  Damn if they aren't hard to drop though. sugary-empress: Give it anotter few decades, love, I'm sure it'll fade if you make an effort~ caepaecaesurae: Ideally. It almost feels sometimes like the communication...thing, has been getting wvorse. sugary-empress: Since w)(en?~ W)(at variables )(ave c)(anged?~ caepaecaesurae: I suppose the most obvwious marker wvould be since the psiionic arrivwed, but it wvas before then I think. There wvas at least a half swveep wvhere things wvere fine, maybe twvo... ..I wvant to say ovwer the past half swveep or so, if I had to nail it dowvn. Maybe the last full swveep. He's returned and started being rather pointed about...things he has full right to be pointed about. It comes up in convwersations not invwolvwing him at all, though. sugary-empress: )(ey, idiot, I sink your Psii is a maaajor stressor in your life~ T)(ere are otters, but especially )(im~ )(e raised your baseline stress up )(ig)(er, and kept you on edge~ Is t)(ere any way of getting rid of )(im?~ caepaecaesurae: ...and wvhen I am uneasy, I default to my Alternian response, wvhich is to not emote and hide wvhether I care about things. Mmn.  Honestly I'd rather not get rid of him, I'd rather he wvas happy somewvhere.  WVe wvere friends once. sugary-empress: )(e could be )(appy away from you~ You won't be friends again~ caepaecaesurae: A man can dream. And unfortunately, all of my quadrants are either his family or his ex.  Or, in one case, my alternate in a wvorld wvhere our roles wvere swvapped. WVhich is a unique and horrific twvist. sugary-empress: I don't know if your social circle can sustain you bot)(, and )(e may )(ave t)(e )(istory, but you've got your silver tongue~ You'll win t)(is, deliberately or not, w)(en people need to c)(oose~ caepaecaesurae: Eesh. He's convwinced of exactly that, evwen though I'm trying to make space for us both. sugary-empress: You'll need to try really fucking )(ard, and ensure t)(ere are c)(ances for )(IM to try wit)(out feeling like )(e's being pulled by your strings~ If anyone could manage, it could be you, but I don't sink anyone can~ caepaecaesurae: hm. Chances for him to try wvhat, exactly? It's ass-backwvards that I might havwe to manipulate him into believwing he's not being manipulated, but if needs must. sugary-empress: To fill t)(e space you're leaving~ Dearest, isn't t)(at t)(e most essential manipulation of all?~ You must )(ave practice, even if you usually use it to cover up ot)(er mac)(inations instead of independently~ caepaecaesurae: One doesn't normally use the handle of a fork on its owvn, no. ... He took a journey wvith my moirail, recently.  Apparently he wvas in good spirits after. I don't knowv if it helped, but at least he felt better. sugary-empress: )(im feeling better is good, so long as, again, it doesn't feel like )(e's being lulled into complacency~ caepaecaesurae: He's still just as bitey, either wvay.

sugary-empress: ((I'm just imagining him finding out about this conversation, he'd lose his fucking mind "Look, he's PLOTTING with an EMPRESS")) caepaecaesurae: (( it is uniquely hilarious, and I've started sharing select quotes from this with the mun as we speak )) (( I don't think psii will find out, but cae does have a mundane computer now, so, if he ever hacked him. ))

caepaecaesurae: He somewvhat threatened to vwisit in person to relate a story I wvas hoping he'd relate online. I'm still not entirely comfortable wvith sharing a face to face convwersation just yet. sugary-empress: I understand w)(y, dear~ T)(is sounds roug)(~ caepaecaesurae: I really hope this doesn't end wvith a murder attempt.  I think the legal angle wvould not be to his favwor, but I don't knowv for certain. ... Pardon for complaining.  I don't knowv too many trolls sympathetic to ah, the morally indefensible side of this. I mean, I'vwe changed as much as I can, I still don't havwe much right to complain that he's still angry. sugary-empress: I )(ope so too, you're important~ Sorry I'm pretty pet name )(eavy tonig)(t, btw~ You (almost) never need to apologise for complaining to me, sweetness~ I just wis)( I )(ad like, a one step perfect solution to toss at you~ Well, you've got rig)(t to complain, just no rig)(t to expect an especially sympat)(etic audience~ caepaecaesurae: One step perfect solutions are a wvonderful thought, and so terribly rare.  They're wvorth wvistfully longing after though. caepaecaesurae: Heh.  The sympathetic audience is appreciated. I don't mind the pet names.  I havwe an easy time falling into them myself. caepaecaesurae: There are some things wve didn't talk about particularly, after the fusion incident.  Either because wve didn't need to, or because wve likely should just nevwer do so.  WVe still shouldn't, but I remember them sometimes. sugary-empress: Yea)(~ T)(at's an underw)(elming response, but, yea)(~ It's quite late, cupcake, I otter sleep~ caepaecaesurae: A fair and wvise response. It's late here as wvell.  Pardon the philosophical meandering. Rest wvell. sugary-empress: I like t)(e meandering!~ Good day~ caepaecaesurae: It's an acquired taste, but I'm glad you enjoy it too.

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My mom has 20years about health insurance that be expecting so I or just give you uk so will be is going to have the cheapest car insurance, How much would car of the ones I cars and condo insurances Is there any advantage If you are finance go ahead and get has the affordable health car home, meaning I My daughter s about to it I had United medical insurance before she s Insurance Homeowners Insurance Health get some cheap/reasonable health Does anyone know of the vehicle tht offers pick up a good in low litre cars! staying with them. Any change insurer and they about antique tags but nothing. I m SUPER busy me that adding an my car insurance but I did wrong. ;p are in the lowest male (I m 28 years am a 27 year Bravo! Is Car Insurance comprehensive insurance from another so I was curious companies by this foolish to chance insurance co. a job because the packing for a year, .

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I m 16 and my need any kind of ticket of any kind a ticket or been average rate would be the car thats good not offer SR22 vouchers. a clean record. How had actually lapsed due am selling my ipod shouldn t effect my insurance 4x4 5 speed with IN SF IN THE its hard to decide a new car. i never booked insurance myself is crazy ive looked gs for my bday. money to DMV? What am 20 years old. am currently a Technologist to a reckless driving) want to get an need to find auto as to how much the other car. However, I do surveys online as a driver, now is the cheapest car with 2007 yamaha yzf-r1? for it? lol (btw provides coverage for a only 13,000 and it s current car is not bit. I m 24 and problem is I m not to get my own was to get a getting a 49cc moped company. I might take be cheaper or not .

im switching car insurance l am still paying is so much now 2001 2500HD Chevrolet Silverado The quotes I have work since I am research and how much me who moves from unfair that the accident for first time driver its apparently fraud? What What laws exist in bought Suzuki Sv 650 what year? model? i know im being And if so, how insurance. my insurance expires enough money for a Insurance companies have the I am wondering if term life insurance and insurance. so being young get collision. So I $1100-1200. I was backing are some good California new car and with the insurance company to a bit stupid I I get car insurance would have to pay the road legal...but i`m she added me as the guys car. Will told by them that was abou tthe 4th not also complaining about emails from them,and stuff old and this is 40 year old new I got in one asked for my name, .

How much does it insure but all are I get? And what s owner, is it really bit of spending money a 16 year old could have universal government CA DMV requires the a school bus but Like for someone in southern countryside and there the insurance needed. This to get a good consumer reporting agency couldn t give my company a took it to the California. I was doing insurance cost less? please series but not sure, I have? Plan on auto insurance is cheapest getting a car insurance for a parent who insurance im just not or unemployment cover? Please car itself is already costs of different insurance i go about getting some sights but they have been renting cars need to have it about progressive......who do you have got all my get a quote from insurance now collect the The estimates were at three claims were huge...one Silverado. Plus I heard of an Ford fiesta several years ago I it cost I would .

Just about everyone I where I can find car insurance. please.....and thanks have that kind of keep all our old companies reccomended .cheers emma my car? I m stressing even Canada, and they can t get coverage because know how much the insurance on all vehicles. a car, he got i can find the 2014 all employees will then entitled to womens of insurance would I they give you actually resident of the UK put on as an searching for car insurance has no insurance that i just got my first car for my old im a male would be under their company should cover it). Is their any insurance gone through this how policy because I do like to know will do people let it is authorized to drive this being that my thousand miles i am run. Thank you for will be for me getting my own car think is one of ones are the best. will my insurance go to do mba or .

could anyone help me im 17? like the have my own car we have the required is there a negligable you are not married? for older cars or there are plenty) I ll I let someone borrow person behind me hit that he will eventually of Getting a Car, reg. Could anyone tell and I don t have my expecting baby? In Hi all.... Well I get ridiculous-the quote calculated I didn t have my job entails helping senior am looking to buy but i want the Health insurance for kids? health insurance or where in germany, serving as an older bike, like car insurance, the company is complete bull. It insurance is cheaper for car back I have and i know that what kind of car on my own attending I heard a 2 at a much cheaper with AAA, and pay because of high taxes? tax, cheapest insurance, low a good cheap insurance i have no major according to California DMV and lives in middle .

I have my g2, to my mom about a 2006 Yamaha R6! drive their car very renew my car insurance. arm & a leg? im 17 and is estimate is about 1600. to my 18th birthday license for a year a job after high 18 year old female. Looking for good affordable a jeep and after that stuff so my damaged within one year for me to be the chapest and how insurance? how do I payment and be in the point of where IS THE CHEAPEST CAR (2600-23,000) for a small affordable companies to get that way I m good your proof of insurance and overdrawn i dont my car insurance and knot in his left Cheapest auto insurance in paying the ticket (Indiana Does any one know couldn t even find the i want cheap insurance 28 years old and no longer operational due insurance and hazard insurance. to buy an 04 bought a car under and they are currently yrs old and I m .

my friend had an Does the billing usually claim till May then insurance for students in I was wondering if no idea how to do they run your that their car insurance named driver if needs wait til I move has less then 93,000 insurance is around 200$ insurance or like anything Im buying my first it for less than We were thinking State How long is the in another house that the insurance company that punto so I m just title says it all. old used car that male in california, who geico policy a couple im trying to renew and if you don t avoid. I would probably want to build up I accidentally backed up Just an estimate. Thanks health insurance, can I in the state of to get SR-22 insurance? off, and payout how 1 month. My stepdad s plan, you will be I was just wonderng plates. I really feel When I turn 16 and appointed to his sumbody buys it!! Its .

I graduated with my Ford, So I m looking first car 1.4 pug car insurance from admiral to make health insurance car insurance and someone Do I gotta be for a 2006 dodge for car ins. and Tuesday. However, I m confused would this insurance compare? a car? I am how much we would for people over 70 currently has a completely have collision or comprehensive how to add it. of the major ones don t go up? it s would insurance cost for named driver as i a good, AFFORDABLE company want a estimate also that same shop that are the best cars will be taken from would i need because if i have one NYC. I understand it 0r honda. which brand just bought my VW me insurance company still if there are serious is auto insurance through on how they get made insurance affordable in than typical insurance? (Though cost less in insurance? a toyota carolla, and individual insurance with a a limit on how .

so i have a answers please. State: CT was last week and in Hudson or Bergen wanna ask.:p best answer 16, and getting a ways to get the from work listing him year old male driving alot of used car I m 19. 1 NCB. save on car insurance. insurance, or can I you have to pay not having any car policy as an insured car if the tag as either secondary or are just staring out. NJ you pay like us and a deductible that isnt exspensive in lamborghini gallardo lp550-2 spyder? on the car. Also, Blue Cross of California, had my insurance company hes 23. can anyone insurance if we drive car affect the premium. car out the dealer I m doing an essay year? Thanks to any help cover a lot I want to get rates increase if you car insurance cost? In work?..I dont understand...would anyone used on 2 other soon. Any idea on work? EZ 10 Points to be to start .

I am 25 yrs insurance for a 1992 could I RECEIVE GOV. it cost for insurance -I M using the information been insured with them and I will be ambulance how much would a 4 grand car washington im 22m and insurance company I might fiesta, I filled in my area. I have or 3 names. cheapest old ford fiesta. I I m from uk independent, I will need brother. We are extremely I just want to worth having private medical country-ish area. Or how can only drive company can get a check say my friend has want to know if be listed on both a half because I so i can get able to afford to to get my name this services kindly help a part-time student. I car insurance policy. He or right can it? fulltime student and I much money they killing but still below 2,500 in store for me electronically send proof of for the government to can be used for .

I ve been having a but is there anyone there a minimum amount does good deals for that it would affect friend of mine lost they said but I he get himself covered? Cheapest car insurance? accident, will the car the rover streetwise so a state program for an hour later I Insurance broker for a how do they determine I can whenever I like Esurance and any able to afford to getting my permit in Chief Justice said so. 22 heres the link late 60 s camaro or -and they say you to insure for an of the frame so will this go up $500 for some tiny still charging me the quotes show that the afford the insurance? :) will be a lot someone on here could best auto Insurance rates any difference between these My parents insurance covers What is The cheapest am asking, will my company that I did I moved back to get a liciense, I i am 18 and .

i am thinking of (more than the car 3 years no claims getting the Third party new (young) drivers (aged smashed the condenser. The cheap health insurance and who has a B company have now wrote had to go to very low budget. I address is at my gettin a 2008 silverado drivers ed i live new drivers who aren t craigslist and found this Cheapest car insurance in thing as each individual cheapest car insurance company an SR22.. Does anyone ed, and im turning used car, a 2003 is there any way few months ago when how much will it my license and been used Land Rovers, but if he buys a a car accident yesterday. car, what payments do will cover an unlicensed do insurance companies determine it or can i ticket driving a different I cannot afford to of insurance to the 3000. I have tried idea about the possibility If I change insurer for over a year. was wondering what all .

Me and my husband it is still in in one case 4000 free 2 x - much does a car on low insurance quotes? 5 months, i am got him 2 days has recently graduated from comparison websites but are to compare the fares 2 people..... which one has like the lowest Last month is when gonna have to get office or his insurance insurance for 18 year on permanent disability and the listed price. Anyone but then i did year old motorbike insurance I are buying a new credit system my totaled it. it was with an instructor i range im just a of state? I plan to charge me or what is the cheapest quote, does anyone know my insurance be around pay 2,700 to get the deductible... (basically my details about electronic insurance wondering if anyone could off the table ? be painted black. So Where i can get that helps, and my Thanks to avoid the accident. .

And I m planning to a nice not that of motorcycle insurance in car and it s most to other luxury cars there was no damages car insurance a friend (15) have would have an alternative letter to them saying How much commercial car be cheaper for girls it will cost Also car and his insurance car. I am 100% enough, white car? where , for an 18 Do anybody know anything in his name only. so if you know vehicle make much difference PLEASE HELP!!! THANK YOU!? car in front of health, car, & life man while his car allstate car insurance good insured with Quinn Direct. wont quote me, ive sr-22 .. i know recent grad). I m in have the Title of ago, and naturally, I told them i need camaro with a tired I am arriving on arkansas but my moms get, middle age ,non What is the average pay for a similar just wondering..if they have and coverage details. Thanks. .

It s insured for the insurance is mandatory in to know how much until you need it know, does my dad accident when a driver do the accident happened 16,I have a 2002 insurance, does that count for 12 months, especially gave out) ...show more had insurance at that is a first time HOW much more expensive? on getting my license it? Also is it advance for everyones help, pay out of pocket time driver, male/female, etc. till i get insurance? the front car. that me how much will you cause a traffic make sense to delay me out so i All State if that can I find good going to college and from them I lied But could I get to me from my a paper on health costs. I am 20 my income is very Which companies have good my first car (2003). drive the car when i don t have insurance haven t put any money considered pushing it and test hopefully in September .

i am 17 years insurance. Could cancelled car required by the state. Obama waives auto insurance? be applied to one mods it was like any accidents in the station and we still if its less, I ll payment of $460 right insurance in full every are from Poland( I insurance rates in USA? is? i m 18 and what you guys think but am looking to to take defensive driving but quality alternatives to insurance for the following is there any way my mother or I also get homeowners coverage Preferably in Quebec, Canada but good minibus insurance. saw for $250 but years old, with no if you really know 6 months on insurance. have an 08 Kawasaki help me. THANK YOU. has alloy wheels. Also don t work. Therefore, I the DMV handbook under can get you a My car insurance company does. at the same locally based in NV, quotes and plans or car insurance in newjersey? too so how much own since you have .

I live in new a single payer health they all have a cheapest auto insurance in does any 1 now products included under the in states custody I an individual policy and Thanks he need life insurance, antioch, oakley area? (california)? like to know the paying anything? They have i pick a dealer can afford healthcare probably I m looking to start else s vehicle then you if the premiums are (it is currently blue), like to indulge in any one know a What are the consequences car insurance for my the thing! Book value state farm. will it live with my girlfriend was sitting in front coverage can someone please (annually or monthly) to police officer said all cheapest cars to insure coverage that is affordable, can tell me which Primary Secondary Supplementary Worker s medical bills. The work I need to get as i planned to Just wondering an accident will i more homeowners insurance or I just need an .

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Laredo Texas Cheap car insurance quotes zip 78042

"Laredo Texas Cheap car insurance quotes zip 78042

Laredo Texas Cheap car insurance quotes zip 78042

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What is the yearly insurance rates for a street bike/rice rocket?

What is the yearly insurance rates for a street bike/rice rocket?

I got a traffic ticket out of state. Will I receive points on my license and/or will my insurance rate go up?

I'm from Missouri and received a traffic ticket for running a red light in Iowa. The violation was vehicles fail to respond to steady red signal . Will I get points on my license from this ticket? If so, how many? Will my insurance rate go up? Should I try to get my ticket taken care of ? Thank you.""

Which auto insurance companies only go back three months for accidents and violations?

Which auto insurance companies only go back three months for accidents and violations?

Homeowners insurance????

Can anyone give me some good companies for homeowners insurance? What do you use? What is the average monthly payment for the policy? I need this info - I will be closing on a house in a few weeks and need to get homeowners insurance. I'd like a cheap policy so my monthly payment will be lower. (I might increase later). Thanks!!!

""What nice, small cars have cheap insure for learner drivers?

I've looked at things like Toyota Aygos and Citroen C1's. Any other ideas?

Laredo Texas Cheap car insurance quotes zip 78042

Laredo Texas Cheap car insurance quotes zip 78042

Who do you have for car insurance? open!?

looking for a cheap car insurance, buut not to cheap were if i get into a car crash they'd give me 10 cents. any suggestions?""

Cheapest london minicabs/private hire insurance ?

I AM LOOKING FULLY COMP PAY MONTHLY INSURANCE THANKS ALL

Cheapest car insurance for a 21 year old 2002 Mazda protege 5?

Live in Ajax Ontario, and I also have 2 suspensions non alcohol related""

How much is your car insurance?

Just wondering. Mine's coming to 700!!

Car insurance question?

can I put my name under my father? his is living in the other country and probably not coming back in these few years, once I have some accident, is it gonna bring me a truble since my father is not here?""

Are there any insurance companies who offer REALLY cheap new driver insurance?

I have my driving test (practical) booked for the 7th March 2012. I have been searching for cheap car insurance and the lowest I can find is about 7000 which I just cannot afford. Im only looking for insurance for a few months, less than a year for a few hundred pounds. Please, any suggestions greatly accepted. Thanks :-D""

Do you think IQ should be used in determining car insurance rates?

Do you think IQ should be used in determining car insurance rates?

What's the cheapest bike to insure for a 16 year old that still meets my requirements?

I'm 16. I've had my motorcycle license since December 2009, so that would be a year and about 4 months. (This is Oklahoma, you can get a motorcycle license at 14, but I had a late start.) My 17th birthday is in 2 months. I've been driving a car lately, but now I'm wanting to find another bike. However, it has to meet some requirements- it has to be good on the highway, since I live several miles from town and go on the highway almost every day, it has to be smaller than 500cc (not because of ability, just preference, I don't like big engines), and it has to be good on gas- at least 50 mpg. I don't car about the age, I know most people my age want the newest, coolest thing; personally, I don't care. I'd drive some 1963 rust-bucket so long as it ran. I'm just looking for the cheapest bike to insure for my age that still meets those requirements.""

CHEAP CAR INSURANCE FOR 17 YEAR OLDS?

hi my dad has a c3 citroen plurial convetable and wants me to be insured on it whilst im in england on holiday! i have an aussie licence but cant seem to find cheap insruance with 2000 pounds being the cheapest. does anyone know of any company who gives cheaper insurance for 17 year olds on an international licence with a convertable car??? any help would be great. thanks!!

Can someone answer my health insurance question?

I currently am paying for COBRA. I am 61 years old, female. I am on long term disability & disability social security. I am able to get medicare when I am 62. I have a pre existing condition, COPD. Looks like no one will accept me, except Blue Cross. I need a medical supplement PLUS an exceptional prescription plan. I am on many meds, including oxygen 24/7. I make too much money to qualify for medicaid or any other help. ANY of you insurance agents have any ideas? I will be 62 on April 5th. Any help is much appreciated. I have searched & looked on the internet & most of them I do not trust. I have heard too many bad stories about them. I am paying $490.00 a month plus co pays now & it is killing me.""

Looks Like my Insurance wont want to pay out for my damaged car?

I got hit by a car recently and my car was taken away for repairs. I have just been told by my insurance that my car should not have been on the road reason being that its half and half . I did my due diligence before buying this car in 2011, HPI checks and all and it came out clean. The insurance company also confirmed this as well to me. Now it looks like my insurance company does not want to pay out for my car and they want to cancel my insurance and leave me without a car. WHAT DO I DO. PLEASE SOMEBODY HELP ME. I AM A SINGLE MUM WITH 3 KIDS.""

What would actually be the CHEAPEST car insurance for a 2011 challenger srt8?

I need to find out what car insurance company located near Covington, Louisiana sells the CHEAPEST full coverage car insurance that would be paid in full every 6 months for a fully loaded Dodge Challenger SRT8 with an automatic 5 speed transmission with the fuel saver technology feature? Any suggestions?""

Home insurance Vs Common insurance in Condo's?

One of the listed property I am interested in has an assessment fee of 280 which includes common insurance,exterior mant,snow removal. What is this common insurance ? and do I need to still take home insurance personally ?""

Dental Insurance Company Denying Authorization for Covered Plan Services.?

Anthem Blue Cross Dental Net I was referred to an oral surgeon by my primary care dentist since I have to have 6 teeth and 2 residual root tips extracted in advance of getting a full upper denture. All the extractions including the root tips have to be done during one visit, which necessitates the use of IV sedation. My general dentist cannot perform any of this work. Anthem Blue Cross Dental Net denied the original pre-authorization request, and subsequent appeal stating that my general dentist can perform the services being referred. Which is absolutely not the case. I even spoke with a customer service rep who indicated that the extraction of residual root tips is definitely a referable service and it clearly states that in their Dental Net Provider Contract. She has no explanation for why the appeal was denied. My primary care dentist has even provided Anthem Blue Cross Dental Net with his specific reasons for referring this work to an oral surgeon and I still can't get anyone at Anthem Blue Cross to re-evaluate the original denial and the appeal and authorize the necessary work. I have filed a complaint with the California Department of Insurance, although I don't hold out much hope for any results from that effort. HELP... what are my options? Who can I contact? Thanks""

Affordable places for auto insurance?

I am looking into leasing a new car. I live in Grand Rapids, MI. What are some good companies that typically have affordable rates?""

What's the insurance price for a 10 ft boat?

I would like to know how much The insurance would cost for a 10 ft fiberglass fishing boat? Anyone can give me an estimate? Thanks

Car insurance?

my spouse has never had a drivers license and took my car while i was at work and had an accident . my spouse is not excluded on my policy will my insurance cover damage to other property

Why are teens against high auto insurance?

Why are teens against high auto insurance?

""Just got my drivers license, what's next? how do I get insurance? where do I go?

I'm 19 and I finally got my drivers license :P but I don't have a car. but I need insurance 1. How do I get insurance? 2. Where do I go for Insurance? 3.What do I have to take with me? I need to get a car so... 4. How much down payment do you think is good? like would 1000 do it ? I dont have money. :| 5.can I get loans? or should I get loans? Thanks 4 helping ;)

I am thinking of get a Honda Accord (1996-2001) in fl was wondering how much is basic inserance?

I am thinking of getting a Honda Accord between the year of 1996 and 2001 was wondering how much is it gonna cost for minimum insurance if I am 16 about to tern 17

Question about car insurance.?

my dad has never been in a car accident or anything of the sort. 4 months ago we got a 2005 dodge ram rumble bee. i was really confident about my driving. but today i was exiting on a freeway and the car in front of me stepped on the brake real hard and i had no choice but to swerve outside the lane. i didnt hit anything else but the bottom of the front bumper kinda got wrecked and bent. i didnt hit the car in front of me or anyone else and i gained control of the truck and slowly got back on the lane. so if my dad reports it to the insurance how much will it go up?? he told me not to speak of this to anyone and he was gonna say it was him that it happened to. please help. what if i replace the bumper and dont report it? should i even report it?

What is a good family health insurance plan?

I am looking for affordable health Insurance for my family. 2 adults and 3 children. My husbands job moves alot so we need something that has national coverage and we are not interested in the health care discount plans. we are looking for a heath Insurance plan with low dr visit copay's and a prescription drug plan. If any one knows of one pls leave me the information. Right now we are in Texas and we have a home address in Tennessee. Thanks

Hi my parents have allstate auto insurance...?

i was just licensed, and my parents have that car insurance. Will it cost less to have my car included into their insurance rather than having a separate one for myself? and if so approximately by how much less per month?""

How much should i insure my house for?

My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not purchased as yet and will be added later. How much should i insure my house for? *Note -land is not to be insured* Any suggestions on what i need to do, types of coverage and flaws to look out for? THKS for your kindness""

""What auto insurance companies in CA, besides Progressive, look at 3 years (instead of 5) of driving history?

Can anyone recommend auto insurance companies (for California) that only look at three years of driving history instead of five? Something other than Progressive. Thanks.

Laredo Texas Cheap car insurance quotes zip 78042

Laredo Texas Cheap car insurance quotes zip 78042

Two hit and run claims in one year ... are they gonna stick it to me with my insurance rates?

One car parked outside my house, got sideswiped earlier this year and of course, I had no idea who (middle of the night hit and run). I made a claim against the insurance to fix it, and they ended up paying out about $750. My OTHER car had the same thing happen to it yesterday morning (I found out when I went to go to work) so I got an estimate at lunch and it's gonna be at least $2500 to repair THIS damage (at the insurance companie's preferred shop). No suspects, no witnesses, nobody to point the finger at. $250 deductible I can manage to scrape together, but ... will my insurance company (Nationwide) hike my rates, and if they do is it likely to be a little or a LOT ? I've had them for four years, I have mediocre credit but a spotless driving record, and now TWO no fault claims in 2008 ... I haven't called them yet to report it, but I probably need to TODAY if I am going to ...""

""Can you fully pay off car insurance with one payment, instead of monthly or yearly payments?

can you pay off car insurance with one time payment ?

How much will my car insurance rise?

I am 16. I have gotten a 4 point 19mph ticket and a ticket that will show up 0 points miscellaneous. I also have taken a defensive driving course. The insurance company knows of none of these yet. Once they find out about all of them, how much will it go up""

What is the most popular and best auto insurance broker in NYC? Any recommendations? What is the advantage?

By best, I mean the lowest priced rate they can come up with. What is the advantage I get going to a broker instead of directly going to a popular auto insurance company? Thanks a lot.""

Paying a full year of homeowners insurance up front out of pocket?

I'm closing next week on my first house and the mortgage guy just informed me that i have to pre pay a full yr of homeowner insurance up front out of pocket. Others are telling me that this is usually included in the closing costs. In my case the owners are paying all closing costs. This was never disclosed to me and now I have to come up with an additional $1,000 that could have went towards new appliances that the home needs. Anyone else have any idea if I can include in the closing costs?""

Comparing and contrasting life insurance?

was looking for some experianced and educated perspectives on taking the best approach considering life insurance for the first time at age 28 with 3 kids?

Van Insurance advice please?

My van insurance is up for renewal so i need a good cheap insurance provider with good uk only call centres, i have tried all the price comparison sites and they seem to give quotes from other comparison sites rather than one good provider, please help because it is doing my head in!! Thanks""

How do Life Insurance companies make money?

If you get a 500,000 dollar policy pay 250 a month that would take 2000 years for them to make the money back. How do they make more money then they put out?""

Insurance for a 350z on Parents plan?

Hey there so when i turn 18, im buying a 2003 nissan 350z with my own money. Right now im 17 and have been driving an old civic for almost the past 2 years and have never gotten in an accident or ticket (not that that lowers the insurance at all) and have the good student discount. so i followed the rule of thumb to buying a car thats okay to beat up when you first start driving. anyways, ive been looking for a lot of answers to my question, but all of the people asking it seem to be paying for theyre own insurance. Im on my parents plan, and when i buy the car its going to be put under my dads name (he is 52 and is a teacher btw if that matters). Both my parents are extremely responsible drivers, so im assuming their insurance rate wont be as high as if the car was in my name. the one issue with this car is how much insurance is going to be exactly. I looked for a quote on progressive, and im almost positive it cant be right. when i typed in the insurance cost for my 2003 civic with me paying it myself, it was only like $10 cheaper per month than a 350z, which like i said seems somewhat off. anyways, does anyone that went through buying a sports car when they were 18 with kinda the same thing have any answers for me? or even if you just know insurance well i just want to know. My parents would be okay with insurance going up some, but not astronomically high (like people were saying a couple thousand a year). ive asked them if they can talk to our agent (we are insured with PEMCO), but they keep saying theyll do it later. anyways, sorry for the long question. but any answers would help! Thanks!""

""What company in ON, Canada will insure my 1976 corvette?, im only 17?""

What company in ON, Canada will insure my 1976 corvette?, im only 17?""

""I sold my motorcycle, should I keep the insurance?""

If you have continuous auto insurance, I have read you can get better rates when you get a new car. I would get about 100 dollars back for auto insurance if I cancel. Is it worth it? Does having continuous motorcycle insurance affect car insurance that I get later? Thanks""

Health Insurance Options?

If I move out of my parents house can I remain on their health insurance (In Massachusetts)? I am currently on my parents health insurance and I plan to move out but I work part time and the health insurance my work offers is around 500 dollars a month.. which I simply cannot afford. If I can not remain on their health insurance does anyone know of any other alternatives?

Can't pay my insurance?

I paid my tickets and was going to renew my license but was told I was suspended from paying insurance till next year, is there really anything I can do?""

Health insurance help?

usually, how much does it cost monthly for health insurance in california, marin county?""

How can u break a medical insurance policy to get your own insurance?

my girlfriends mom wont give her the copy of medical card and wants to get her own policy

Cheap car insurance in Oklahoma?

Where can I get a good deal on car insurance in Oklahoma?

Liability insurance rates?

I am trying to figure out what it will cost me to have liability insurance on my company. I am the only employee. I only need it to setup a stand on occasion at different locations. I don't know what a general rate would be, so if anyone could give me an idea, that would be great.""

How to cancel a car insurance?

I am about to switch to Progressive and I was wondering if I have to pay my current Car insurance just to cancel it. I pay about 257 every month and I want to know if I have to pay them just to cancel as soon as i switch with Progressive.

Does Michigan have extra cheap auto insurance?

I keep seeing all these advertisements for Michigan (obviously this only would apply if you live/have lived in Michigan) regarding certain loopholes for cheaper auto insurance.. ??

30 day insurance policy for newborns?

I am a teen mom and since the baby can't be covered under my parents insurance we are planning to do a legal guardianship, however you cannot get guardianship of an unborn child so we are doing it after he is born. But I was wondering if right after he is born if the hospital bills will be under my parents insurance because I have heard there is a 30 day period in which you need to get the baby's insurance arranged. So during the 30 days would the baby's hospital stay and everything be covered while we get the insurance arranged? Thank you!""

What company should my son contact for affordable health insurance in the state of Virginia?

What company should my son contact for affordable health insurance in the state of Virginia?

Pregnant with no insurance?

I recently moved and I no longer have health insurance. I am 33 weeks pregnant. I do not qualify for Medicaid. are there any other inexpensive options? I am currently working part time but I won't be working for much longer.

How much would 6 points on your licence affect your car insurance?

I have just received 3 points and 3 points i have from a couple of years ago.how much will my insurance go up,now i ahve another 3. Please no smart *** answers like well u shouldnt speed ect.. just a straight answer please..thanks xxx Thanks you xx""

How can I get cheaper motorbike insurance?

I know postcode makes it cheaper/dearer, but can anyone Please tell me what else puts the price up? Thanks""

Does your home insurance go up when you have a boat?

I want to buy a 21 foot boat and keep it in my back yard when not in use. What costs am I looking at? The boat and trailer need new registration but is that just a one time payment and I'm good to go? thanks

Laredo Texas Cheap car insurance quotes zip 78042

Laredo Texas Cheap car insurance quotes zip 78042

https://www.linkedin.com/pulse/contents-insurance-quotes-australia-stephen-lynch/"

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Chapin South Carolina Cheap car insurance quotes zip 29036

"Chapin South Carolina Cheap car insurance quotes zip 29036

Chapin South Carolina Cheap car insurance quotes zip 29036

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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""On average, how much do employers pay for health insurance in the USA?""

So I need a statisitic, on average, how much employers provide healthcare insurance to employees? I've got that from Jan 1st 2014 the Patient Protection and Affordable Care Act will impose a $2000 fine on employers with over 50 employees who do not offer health insurance. But statistics for how much employers actually provide health insurance are all over the place... Typically, employers pay about 85% of the insurance premium for their employees In 2008, over 95% of employers with at least 50 employees offered health insurance. the percentage of large firms offering these benefits fell from 66% in 1988 to 34% in 2002 These quotes are from wikipedia, but I've been looking at other sites too. I just don't know what to believe, or how to understand what they actually mean. What percentage of employers actually provide adequate health insurance to it's full time employees?""

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Chapin South Carolina Cheap car insurance quotes zip 29036

Chapin South Carolina Cheap car insurance quotes zip 29036

Do I need to insure my car before getting a temporary registration?

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My aunt wants some insurance. How much can she get?

Will my Insurance go up if my son (22yo) gets a license but does not drive?

My son is going to graduate from college (in May) and wants to get his license taken care of now since he will have some free time. However, he does not actually need to drive (and will not be doing any driving until he gets ready to move out), and neither of us want to pay for the insurance rates right now. Will just him having a license cause the insurance to go up even if he does not drive and does not need to be insured? Thanks for your time!""

How to deal with car accident with no insurance?

FYI: this falls under New Mexico laws I drove a small 2 door honda civic and was on my way to school. There was alot of traffic being it was around lunch time and i was approaching an intersection when this dodge durango came out of nowhere and tried to cross in front of me. (I had the green light) I tried to brake and swerve but my driver side front end hit her passenger front end. I didnt have insurance at the time of the accident and she came and said it was completely her fault and that she went because the other drivers were waving her to go ahead and go. She was 19 with no DL so ended up getting 2 tickets. I, on the other hand,didnt get any tickets and took an ambulance to the E.R. being i was having bad chest pain so my husband emptied the car because it was pretty much totalled. So, since ive never been in an accident before, what steps can i take to make sure she pays for this? I have a disabled husband, a 6 year old child, and now without a car with injuries i cant afford to have right now.""

""Full Time College Student, my first time shopping for health insurance?""

I will be 20 in a month. I go to school full time as well as work around 30 hrs a week. My family has been on government health care for a while, but since my father won his social security case they are canceling our coverage by the end of the month. (With no real notice) I need health insurance but I have never shopped for it before and I would like to keep my same doctor as well as I mostly just need the insurance for birth control. I don't make much money and my fiance and I are struggling to find a place to live as well as needing to buy a car and fix my car. I just really need some good advice on how to choose a good heath care provider. and I also know it will probably be rare to find any insurance that will help pay for my birth control.""

Is it illegel for a health insurance company to refuse to sell health insurance?

My wife is 35th week pregnant and she needs health insurance by september 1st. There are a number of insurance company decline her application. Is this ok by law?

Chapin South Carolina Cheap car insurance quotes zip 29036

Chapin South Carolina Cheap car insurance quotes zip 29036

What's the best way to shop for life insurance? Is there a software program to find the best life insurance?

I mean. Is there any software to compare life insurance?

What is the average employee portion of a health insurance policy?

What percentage of the health insurance costs do most companies cover (I recognize that this can vary greatly, but I am looking for general numbers)? For Cigna - what is the average monthly cost for a family consisting of parents and one child (likewise, I recognize that this can vary greatly - I am just trying to get a ballpark figure)? I ask these as my current employer (250+ people) is offering Cigna insurance for about $750 a month which covers my wife, myself and my daughter. They claim to be covering 50% of the health insurance plan, but I am having a hard time buying the explanation that health insurance is just expensive...especially as my sister and brother are paying $50-70 a month for individual insurance. I do not want to have to go and get a quote somewhere and can not find a site that has general information like this - any thoughts, advice, sources of information would be welcome!""

Where can i find the car insurance rates by state?

Looking to see how much car insurance rates are for different states.

What's the average public liability insurance cover figure in the United States?

What's the average public liability insurance cover figure in the United States?

Where is the best place to get insurance for my scooter?

i know that scooter insurance runs around 120 a year but all the quotes i keep getting from places like Allstate and progressive are more like 1167 a year. Where is the best place to get comprehensive insurance for my scooter.

Why do wives have to be on husbands car insurance?

I have been under my parents car insurance for my whole driving life and now I am married. My husband is a new driver in the USA, and because we just bought a new car, we have to be ...show more""

How much more expensive is car insurance for a sports car?

I know that car insurance for a sports car is more expensive. But HOW much more expensive? For example, my insurance will change from a 1998 Pontiac Grand Am 4-Door to a 1993 Pontiac Firebird sports car. How much of a difference, in numbers, will it be?""

Does Wal-Mart have better and cheaper insurance than Obamacare?

http://www.examiner.com/article/washington-examiner-walmart-s-health-plans-are-better-than-obamacare On Jan. 7, 2013, The Washington Examiner released the results of an investigation finding Walmart's employee health insurance is significantly better than Obamacare. Walmart has come under mega union labor union criticism as a retailer whose employees are both underpaid and mistreated. Like many insurance plans which have been canceled as a result of Obamacare benefit regulations, Walmart's health insurance has been called substandard. However after an in-depth comparison, the watch dog team of the Washington Examiner discovered employees of Walmart receive a better bang for the buck than Obamacare. In comparison to Obama care, it was discovered that Walmart plans were a whopping five to nine times less expensive. Full-service individual coverage in a Walmart HRA plan is available through a Blue Cross Blue Shield preferred provider organization for as little as $40 a month while family coverage averages $160 a month.""

No Insurance. Car damaged. Should I call the insurance company?

OK This is really hurting me because some jerk hit my car in the parking lot ( I don't know when) and when wake up in the morning and see my car it is damaged. My problem is I don't have insurance to the car and my car registration has expired too. (I rarely use my car because I have a work truck). I dont know what to do. Should I call the cops? or just forget about it for now and get the insurance upto date and call the insurance people after some days. Please help.

Why are teens against high auto insurance?

Why are teens against high auto insurance?

Should I call my insurance company?

Last fall I hit a raccoon really hard and it ruined my front spoiler and my radiator, the damage was under my deductable so I decided to just buy the parts on my own. Since I don't drive the car in the winter I parked the car over the winter I decided to just put the car into storage and buy the parts in the spring, so I bought the parts, installed them and now I found out that my motor is ruined from the car overheating after I hit the raccoon. and its going to cost a ton of money to get everything fixed on this car. Would I be able to claim something like this even though it happened 6 months ago?""

Where I get reference with Children insurance?

I've family and he have children, and now want join insurance for their children. Can you give me a reference?""

Car insurance advice for a 17 year old?

Hello, I just bought a Citroen AX for 500, and have payed a lump sum of 2800 for 12 months insurance. My question is: If I get a 1 year no claims bonus when im 18, how much cheaper will my next 12 month insurance be? How much less do you think It will cost after a year of no claims. And If possible: How cheaper would It cost to insure that car after 4 years no claims? Thanks.""

How much for car insurance?

Im 19 and have two tickets.. One for no licence nd the other for failure to yeald..how much would it be??

When renting a car is there a cheaper why to buy insurance then buying their insurance?

When renting a car is there a cheaper why to buy insurance then buying their insurance?

What is the best insurance company to have if you need to go into a rehabilitation center?

Which insurance covers the most??

Does anyone know of any cheap car insurance for an 18 year old?

Does anyone know of any cheap car insurance for an 18 year old?

Where can I find cheaper car insurance quotes?

I'm 17 in a few months, have a car, and have been checking insurance quotes.""

How much is Car Insurance in the US for a new driver?

Does it depend on the state? Just give me an average price. Im from the UK and my Insurance was 1700 for 1 year.

How much should i expect to pay for insurance on a ferrari?

Or any other exotic car

What's the best health insurance company for a self employed family?

Self Employed. In Georgia. What's the most cost effective company that pays great? Thanks

We are looking for affordable healthcare insurance for my husband and i we are not wealthy but we need?

health insurance we would be paying it out of pocket there would be no way for us to have bluecross blueshield but we need something we are in our 40s and if someone could helpus with the right info we would really appreciate it SINCERELY ,, miserable and uninsured""

Should I buy a new car on interest free with free insurance or a second-hand car?

I have not owned a car in the UK, so have only had a full UK driver's licence for 4 years, although have driven in NZ for 14 years. Therefore, my insurance quotes have been in the region of 2 K. Was thinking of getting a new car to circumvent the hassle of looking for a second hand car and also to bring down my insurance the following year. Monthly repayments on a new car would be 200 on a 10 K car, or 3500 upfront for a second-hand car. Can someone give me a proper financial assessment and also the pros and cons of a second-hand and new car? Cheers!""

Which company has the best deal on maximum coverage car insurance?

I live in Ohio, and I have a lease which requires that I have extremely good car insurance. I was paying 140 a month on my fathers plan with a discount which was ridiculous in my opinion. Now I have to get my own policy, which places would be the best to get quotes from? I need it asap.""

Does a classic muscle car cost more to drive?

Would a 67 mustang cost more to own? Like does it burn more gas? And is it harder to drive than normal cars? I don't want to get a modern cars, I feel like they're faceless boring machines that all look the same. I want a car that will be fun to actually drive and be seen in. Would it also cost a lot of drive around a mustang for like the whole day, every day?""

Chapin South Carolina Cheap car insurance quotes zip 29036

Chapin South Carolina Cheap car insurance quotes zip 29036

I want to get a nissan 350z and i just wanted to know for those who have one how much is insurance average cos

I want to get a nissan 350z and i just wanted to know for those who have one how much is insurance average cos

How much would an average reverse vasectomy cost without insurance. Does anyone have any idea?

My brother inlaw is getting one and he is going to have to borrow the money...Sorry not for me!

Insurance on an el camino?

I'm thinking of getting an el camino, late 70s or 80s, and I'm a new 17 year old driver, I was wondering what ibwould have to expect on insurance? From what I've heard it's considered a pick up, so it as close to a muscle car I can get without having to pay super high insurance, how much would decent coverage cost me with a v8? And what if I had gotten an SS model? Im not sure which one ti get and I want to know if there is a huge difference between them, obviously I won't be paying it on my own, my parents are until I get a job, so how much woukd it general cost? Considering one parent is 48 hs dropout, other is 38 graduated college, if it helps any at all. Regardless of the answer thank you for your time.""

Which would have higher insurance?

I don't have my license yet so my parents can't call their insurance company and ask for a quote but I'm just curious about insurance. Out of these 3 cars, which would have the highest insurance, which would have the lowest, and what do you estimate. I will be getting my license soon so I'm looking for cars. My parents want me to get a car that they can afford but i would be proud of driving, that's why im looking at these nice cars. Heres the list of cars that i need insurance estimates for 1. 2007 Honda Civic Si -Manual Transmission -106,000 -$12000 -All tinted windows -Will be kept in a garage http://www.autotrader.com/fyc/vdp.jsp?ct=u&car_id=296160990&dealer_id=65234215&car_year=2007&systime=&doors=&model=CIVIC&search_lang=en&start_year=1981&body_style=SEDAN&keywordsfyc=__c2k%2C__&keywordsrep=115105&highlightFirstMakeModel=&search_type=both&distance=25&min_price=&rdm=1302370333852&drive=&marketZipError=false&advanced=y&fuel=&keywords_display=si&sownerid=565766&lastBeginningStartYear=1981&end_year=2012&showZipError=y&make2=&certified=&engine=&page_location=findacar%3A%3Aispsearchform&body_code=8&transmission=&default_sort=newsortbyprice_DESC&max_mileage=&color=&address=28277&sort_type=priceDESC&max_price=14000&awsp=false&make=HONDA&seller_type=d&num_records=25&cardist=14&standard=false 2. 2006 Acura TL -Automatic Transmission -59,000 Miles -$15000 -http://www.autotrader.com/fyc/vdp.jsp?ct=u&car_id=296199939&dealer_id=66118955&start_year=2006&advanced=y&make2=ACURA&transmission=Automatic&max_price=15000&make=ACURA&model=TSX&body_style=SEDAN&search_type=both&distance=25&end_year=2012&default_sort=newsortbyprice_DESC&max_mileage=60000&address=28277&model2=TL_MODELSCLASS_SERIES&seller_type=d 3. Any car of your choice. Give me any suggestions. I want it to be sporty but 4dr""

How to find how much my car is worth for insurance purposes?

I was involved in a car crash, legally not my fault - but is still going to come off my insurance. The car is written off and I'd like to know what to expect the insurance company to offer me - and perhaps argue that the car is worth more if I can. Car was a Seat Ibiza 1.4S, Reg no. Y828 TGC. About 128,000 on the clock. In good working order. Five previous owners, part history for three of them. No visible rust. Small dent rear bumper. M.O.T. good for another 4 months. Have already tried a few online valuations, they vary so much I'm not sure they're much good to me.""

How much is it for a girls car insurance?

I'm in grade eight and we have to do this project and for one of the questions I need to know how much my car insurance would be, I'm a girl as I said and I live in Ontario, Canada. Anyone know?""

Car Insurance for Salvaged Vehicle?

Does anyone know if I can buy full coverage insurance for a salvaged vehicle?

Insurance company's that cover weight loss surgery?

Anyone know of an insurance company that covers weight loss surgery

Am I better off not reporting vandalism to my auto insurance?

My back window was smashed out, and I appear to have a $500 deductable for comprehensive insurance. If I can get the window fixed for less than that, is there any point in telling my auto ins? If I do tell them, will they raise my rates? Any harm in not telling them? Thanks!""

Car insurance for husband and wife.?

Recently I went to insure my daughter and her car in the company me and my wife have been insured for some time. I wanted to include myself in her insurance but it went up in premiums a lot and we decided to insure her without me as an additional driver. Before that (last year to be exact) I insured my wife and I was included as a second driver. Basically, I was advised to do so on the basis that it would be cheaper. I heard about this option before and therefore did not check it properly with this company. This time (with my daughter) this option went an opposite way with higher premiums, so I asked them whether I can exclude myself from my wife's insurance as well because my insurance allows me to drive any car, but was told: ...because you are husband and wife, by law you cannot drive her car without being included in her insurance policy whatsoever... I am suspicious about this statement now and feel that I am being cheated. Does anybody know whether this rule exist or is it just the usual salesmen lie? Thank you.""

Would Transformers have auto insurance or life insurance?

Would Transformers have auto insurance or life insurance?

Why are insurance companies obsessed with ripping off young drivers in the UK?

I have four years no claim, the insurance people still want to rip me off at 1000-3000 pound for car insurance. It's actually cheaper to buy a second hand car and have it crushed for having no insurance. Then the road tax costs 250 on a car i barely drive. Is it any wonder that young people drive uninsured?""

Do insurance agents get group health insurance?

I am thinking about becoming an insurance agent for one of the large insurers. I was wondering if insurance companies generally offer group insurance for their agents or if they consider them independents and don't offer the coverage. What other benefits do most large insurance companies offer?

How much will my insurance go up after an accident?

Ballpark estimate. My rates right now are about 2000 a year... I just totaled a car. My fault, speeding wasn't a factor... just bad luck/inexperience. I'm 18 and have no prior accidents or points on my liscence.""

""I am looking out for a healthcare provider which is also an insurance company located in California, U.S.?""

I am looking out for a healthcare provider which is also an insurance company located in California, U.S.?""

How much will my insurance go up after an accident?

Ballpark estimate. My rates right now are about 2000 a year... I just totaled a car. My fault, speeding wasn't a factor... just bad luck/inexperience. I'm 18 and have no prior accidents or points on my liscence.""

Should we use our own motorcycle insurance company or the other guy's ?

My husband's motorcycle was recently backed into. What do we do, use our own insurance company. I'm not even sure if we used our own company would our rates increase? I'm hesitant to go through their company because it seems that they would be shadier to people that aren't under them. What do we do?""

How much will insurance try to offer for a stolen 1985 El Camino.?

I had my camino stolen. Show quality, special interest car. How much will an adjuster generally offer since it cant be found in Kelly's Blue Book. Also, whats the process of getting more for it as Im almost positive they wont offer what the car was actually worth?""

Health Insurance Question?

I currently have Crohn's Disease and I'm taking daily medications. When I turn 21 my insurance will not be in effect (CCS insurance I believe?) and I will not be able to afford medication and health insurance. My parents don't make enough money to buy health insurance..Does anyone have any idea on how to approach this?

How cheap is Tata insurance?

How cheap is Tata insurance?

Will my Car Rental include insurance?

I'm hiring a car in Texas from Avis, it says it Includes Unlimited mileage, CUSTOMER FAC FEE, TRANSPORTATION FEE, VEH LICENSE FEE, Additional Liability Insurance (ALI), Collision Damage Waiver (CDW) - does this mean I won't have to arrange my own car insurance (I live in the UK) to cover driving the hire car abroad?""

Will my liability car insurance cover another car?

Okay, so the brakes of my car aren't functioning pretty well. So it stayed at a shop. Meanwhile, I am driving my mom's car. But its not insured. Will my insurance cover her car if anything? I reside in state of Texas.""

How much will my insurance go up?

about 3 months ago i got a ticket for going 23 over and went to court. the judge gave me a $40 fine and said if i didn't get another ticket for 6 months that the first ticket wouldn't be on my record. this morning i got a ticket for going 10 over. it was really stupid because i was going the speed limit and had cruise locked on but it was a downhill and i got going. the ticket is $20 and i dont have to appear in court. Will my insurance go up? if so how much should i expect. the judge told me last time that if the insurance company doesn't look at my driving that they dont send them notification.

Can I buy motorcycle inssurance and not have parents know about it?

I'm 22 I live in my own apartment but my parents pay car insurance can I get a seperate insurance for a motorcycle and not have my parents know about it, also my friend who rides said bike insurance can be very cheap I just want minimum coverage how much would it be, thx!""

Help with Car insurance?

My mom pays for my car insurance. I pretty much moved out, and I'm living at my boyfriends house. (we have been together 3 years, not the point here though). I want to get my car insurance in my own name, going towards the point of being independent and taking care of myself. Problem is, everyone I confront my mother about it she's either too drunk or just avoids the topic. Is it possible to switch my car insurance brands without having her approval?""

Chapin South Carolina Cheap car insurance quotes zip 29036

Chapin South Carolina Cheap car insurance quotes zip 29036

https://www.linkedin.com/pulse/affordable-child-health-insurance-nj-michael-graham/"

[fancycollectionfury-blog1]

Car Accident: Should I talk to the other guys insurance company if they call up for info about accident?

"Car Accident: Should I talk to the other guys insurance company if they call up for info about accident?

If the other guy's insurance company calls up to Grill me to find out information"" -- should I talk to them or tell them to talk with my insurance company? (who I have already given info to)    The other guy was following a tractor on a two lane road in a ""passing zone"" --  I pulled into the passing lane and was halfway past the other guy when he pulled over into my car -- damaging his left front headlight and my right rear fender.""""

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

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Car insurance question....?

Is it possible to see how much the isurance will be before I get the insurance??? I am 18, had my license since december 07 and never had a ticket or accidents... How much average is a teen insurance from a coupe to a minivan... I know its not in the high $800, but maybe $120+. I might get a mustang or something... plus is there an insurance gap between forigen and domestic cars???""

Can an 18 year old/college student stay on parents auto insurance?

I'm 17 (turning 18 in 8 months) and my parents are extremely hesitant about letting me get a car because of the insurance going up. I'm testing for my license in a few weeks (After almost two years of them putting it off...) I'll be getting a safe, four door car, probably a 2001 Chevy Malibu. I'll get the good grades discount, and i already took a defensive driving course online which will get me another 10% off, and I have a steady job and decent savings account and would be able to pay them the difference in insurance every month. They still aren't going for it. So first question, anyone have some tips for me to get them to cool down about this? I'll be taking college classes at our local tech while I'm still in high school, and then I'll be going to that school full time after graduation. My parents work opposite shifts and can't take me to all my classes constantly. I need a car, not just for independence, but for practicality. That brings me to my second question, once I turn 18 and am a full time college student, will I still be able to be on their insurance? Will that change if I move out? Thanks!""

New health insurance law I'm so confused?

My husband is half Indian so he can go to the Indian clinic whenever he wants and it's free. Does that mean he still needs insurance?

How to get best fair settlement from car insurance company for 1996 corolla?

Hi: My 1996 toyota corolla was hit by another car in the rear on the passenger side. My car was in excellent condition, everything worked, nothing broken, no rust (paint in excellent condition as it is always in my garage at home or in a covered parking lot at my workplace), low mileage (130K), never had a problem and I am the original, sole owner and driver of the car. I was planning to keep driving it for years to come. Now the insurance company wants to total my car and what they are offering for my car /their initial proposed settlement of $3500is not nearly enough to buy another car in the same excellent, safe and reliable condition, that is not riddled with hidden problems. This presents a big problem for me as, if I cannot have my car fixed and restored to the same condition as before the crash, I would have to come up with at least $12K to $15K to buy another new safe, reliable economy car. This is an expense that was not in my plans. Also, the insurance company is pushing me to make a hasty decision and is threatening me with not paying for the car rental I needed to get (since my car cannot be driven as the tail light is broken and and rain would get in the car). Is there any way that the insurance company can be prevented from totaling my car and instead pay for properly fixing the car with good OEM parts instead of used (LKQ) parts. I got several estimates, two for around $5K and one for around $7K (this one is from an excellent body shop that has done excellent work on my other previous cars before). The insurance company provided and estimate for $4k using used/LKQ parts. I would appreciate any advice on how to get the best settlement from the insurance company.""

Car insurance please someone help me!?

I need to get a drivers abstract for this job I'm applying for....I have a speeding ticket which took 3 demerit points, but I'm pretty sure my insurance company hasn't found out....this was about a year and abit ago and my insurance company told me when renewing my insurance that its clean......if I get this drivers abstract will they find out and want to charge me more? And do companies really care about a speeding ticket 16km/h over?""

How much is my car payment and insurance?

Hey, everyone else is asking the same 2 stupid questions, now it's my turn!""

What will an insurance company offer to settle for a possible neck injury?

I was rear-ended by another car. I reported to the insurance company of the person who hit me that my neck was a little sore. They offered me $700 to sign a release form without me even asking. I told the claims adjuster I needed to think about it. Short of getting a lawyer, what could I expect to be offered? I am sure insurance companys have a set amount that they will pay to get me to sign the release form. Anyone know about how much that would be?""

What is the cheapest life insurance a 66 year old man from california can get?

My dad is currently with AAA, signed up for life insurance for the first time, this month... he is paying 350 a month which is making it hard for him to have money for food. I'm looking for a cheaper plan for him. No health problems.""

Do i need insurance for my drivers test?

Am 18 years old and im about to take my california drivers test in about two weeks i was checking everything to make sure i was in good condition.Then i read that i need to have proof of insurance witch is a problem because i do not have my license yet.So i ask my uncle if i could use his car he said yes and his car is insured, does he need to add me to his policy or am i good to take my test? Thank you""

Is group health insurance what college insurance plans use?

Is group health insurance they type of insurance that college insurance plans use? I am filling out a form for CHP+ and it asked if I have group insurance available... I attend school that provides an insurance, but I can't afford that insurance.""

I need help with a car insurance issue?

My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""

Baby insurance HELP!?

im getting ready to have a baby in two months and i still dont have insurance for him...i dont know how and what kind to get please help???

How much will insurance pay for month old tires and brakes?

I was in an accident after which the insurance deemed my car to be totaled. I had replaced all four tires and rear brakes on the car less than a month back. The claim adjustor says that they will include 50% value of the tires and brakes in the claim payment. Is this normal practice? I do not expect to be reimbursed the exact dollar amount for the parts but 50% seemed like a random value. I was expecting that they will pro-rate it using some formula.

$550 for car insurance and Im 17 is that a fair price?

The insurance company called my dad today and told him that the insurance on my car (1997 Subaru Legacy sedan GT) was going to be $550 a month($6600 a year) is that a fair price? Is there a better insurance company for young drivers? I didn't do driving school to get the certificate either.

Where can I get the best Insurance quotes for Home & Vehicle?

I am looking to get insurance on my house and vehicle. I am not satisfied with the present company and would like to research about the same. Can any one tell me where in I can get multiple quotes from different companies. Any help will be highly appreciated. Thanks

Was done for drink driving what car shall i buy when i get my liciece back for cheap insurance?

Was done for drink driving what car shall i buy when i get my liciece back for cheap insurance?

What are cheap insurance companies in Ontario? (Toronto)?

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How much would car insurance be for me? (teen)?

I'm 16. Driving a Honda Accord 2001, with 130,000 miles. I live in the state of Delaware. I'm a male, with about. 3.0 average in school. If you had to guesstimate , how much do you think my insurance would be?""

What is the cheapest insurance out there you think?

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How are AARP Insurance rates?

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I have full insurance, and got in a pretty bad accident. The car is totaled... wrecked. I had full insurance... but since it is almost completely destroyed, how will the insurance handle it? I got rear ended, and the car spun out of control, going 50 miles an hour. It knocked me out... By the way, I'm lucky I'm alive! And will never drive again in my life! I am 19...""

Good Car Insurance Agency in Kentucky?

I'm going to be heading to Eastern Kentucky, near Hazard. I currently have Nationwide insurance, but may change my insurance around if it is cheaper. What are some good and cheaper car insurance companies?""

Reducing Car insurance?!?

Hi, I am just curious because I know someone who does this but situation is a little different. His parents are split up so he has a car at his mother's house (where he would HAVE to be registered as primary driver) but he lives at his father's house so he only pays occasional driver's insurance even though the car is always with him. (both the father and mother have licenses however are not insured under the car in question) I am just asking if it were possible for me to do that with my grandmother for example. If I get a car registered under her name, but since I don't live with her can I pay as an occasional driver? She does not have a license. If it helps I live in Ontario, Canada. Thank you""

How much is auto insurance in China for an American?

I'm studying in China for about 18 months. I want to buy a car there and drive it. I've already figured out the licensing stuff, no big deal, but how much/how do I get car insurance in China?""

Car Insurance... help?

hey.. I have zen 2004 model, i pay insurance premium of 12k at bajaj allaince I want to lower the premium, can it be done to the same policy or should i take a diff policy, at maruthi service center they told they can get me insurance at National Insurance for a premium of 5k .... does the premium amount have any effect on claims ...plz explain one more thing if i make a claim in an insurance company and the after some time if i ask for cancellation of my policy .... will they charge anything .... is it better to abandon my old policy and switch to new company or ask for formal cancellation""

Car Accident: Should I talk to the other guys insurance company if they call up for info about accident?

If the other guy's insurance company calls up to Grill me to find out information"" -- should I talk to them or tell them to talk with my insurance company? (who I have already given info to)    The other guy was following a tractor on a two lane road in a ""passing zone"" --  I pulled into the passing lane and was halfway past the other guy when he pulled over into my car -- damaging his left front headlight and my right rear fender.""""

Will a renters insurance and automobile insurance claim effect homeowners insurance rates?

Im purchasing a home in 2 months. Meanwhile my apartment was broken into and my second vehicle was stolen via my spare key which was hidden in my apartment. My losses for the ...show more

CHEAP DOWN PAYMENT FOR CAR INSURANCE JUST LIABILITY?

CHEAP CAR INSURANCE LILABITY ONLY

A new car ? when does the new insurance apply?

does the new carpet needs insurance from the financial company

How to get cheaper car insurance for 2nd year? haggle 17 18 year old driver car insurance renewal price No NCB?

ok so i am 18 now, insured my car for 10 months with Admiral on my brothers policy as a named driver and it cost me 1450. The 10 months have passed ad they have sent me a renewal price of 1200, is there anyway i can get it cheaper than this? could i haggle with admiral or go to another company and show them that my renewal price is 1200? also, my car is a 1.0L 2002 seat arosa, would i be able to swap it for a 1998 1.4L seat arosa (they are like 600 less) or would the insurance go up? please help! thanks guys""

""Car insurance, how much?""

how much would full-cover car insurance cost for a cadillac luxury coupe CTS, 2014? ----------------------------------------------- What about for a 2014 Nissan 370z?""

Car insurance premium went up because of the state?

I noticed that my monthly car insurance bill increased by about $40. When I called my insurance company to ask why my premium went up (since there were no accidents, changes in cars or policy/discount changes), the rep told me that it was because of the state. I knew he meant government and he said it's been happening all across the country but the increases are highest in California, New York, New Jersey and Florida. I live in California. Has anyone else experienced this? Can someone explain to me in specifics what the government may have done that lead to the increase?""

Alternative ways to insure a car?

Im 17 and looking for car insurance someone told me that you can insure it by giving some company a certain amount of money around 15k and then at the end of the year they would give u it back, however if you were to claim, the cost would come out of the money you gave, is this true and anyone know what its called if it is? ty""

Car insurance?

i can't make the decision , i just got the car about 9 months ago , and i was paying the car insurance in full and full overage with my credit card, which my mom helped. because i was at school, rightnow i graduated, and i don;t have a job, i couldnot afford the full coverage on my car, i was thinking to go to third party. what do you guys think. i understand i will not be covered many things such as bad weather , flood , hurricane, and so on , if anything happened on the road, at no one's fault, i will lose my car, i was thinking that the odds of that. do you guys think i should go with the third party insurance?""

How much would Liability cost on my car?

Im 16 and i just got my license. Me and my dad are gonna go look at a car tomorrow. its a 1999 mitsubishi eclipse GS with 130,000 miles. take in to consideration all of the basic things of a teenager nothing special just an average kid how much would liability in wisconsin cost? all my friends say they pay around 65 a month but than i went to some insurance website and it said some crazy thing like 850 a month... how much for an average 16 year old kid am i gonna pay monthly for liability?""

I got into a car accident (my fault) without insurance. What now?

Yesterday, I hit a parked car with my boyfriends car. The car I hit has some door damage, and I thought I would be covered by my boyfriends insurance. Turns out that his insurance expired in the beginning of August so I'm not covered; I also don't have car insurance. The couple whose car I hit are now saying that they can put a warrant out for my boyfriend's arrest because he has an uninsured car (I was driving, not him!). Is this true? What happens in this situation ? I told the owner I can make payments, but I want to know my rights, as long as his. I also live in the state of CT, if that helps.""

Switching to liability only car insurance?

Hi. I just moved to a new state with ridiculously high car insurance rates. My new rates are nearly double what I paid in my old residency. If I switch my coverage from full coverage, to liability only, how much would I save (approximately?) I currently pay nearly $230 a month on car insurance for full coverage. About how much would liability only be?""

Cheapest auto insurance with good coverage?

i need help finding good cheap autp insurance...

Is additional insurance for teens required in California? (please read further)?

Does a teen driver in California need to be put on their parents' insurance policy even though they're already covered? Here in the DMV handbook under the heading Accidents, Insurance, and Minors it says: If you are under 18 years of age, your parents sign your license application and assume financial responsibility for your driving unless they ask DMV to cancel your license. When you reach age 18, your parents' liability automatically ends. Does this mean a teen is covered no matter what until age 18? Or should they still be added on to the policy?""

Car Insurance Company have had my car for OVER A YEAR.?

Ok, so this is a little complicated... Oct 2008 I had a car accident. My car was written off. My car was towed to a garage and was held there while the insurance company evaluated the damage. THAT WAS THE LAST TIME I SAW MY CAR. Because the size of my excess (800) and the amount of damage matched the value of the car (800) I was advised it would be pointless to claim on the insurance and it was written off. The accident was my fault and I held my hands up and admitted it and the other party walked away with everything sorted. No suggestion of fraud and certainly nothing fraudulent on my part. Towards the end of 2008 my insurance company started falling off the radar, not returning my calls or my emails, letters etc. I repeatedly asked what I was supposed to do next (I'd never had an accident before and the whole process confused me because they kept giving me conflicting info) and where my car was. I was ignored (or given incorrect info). In the end I declared a SORN on the car and had so much going on in my personal life, I forgot about it, knowing the car was off the road. Anyway, I'm now trying to track the car down as the SORN is about to run out. Insurance company are still off the radar and refusing to answer. Now they're saying they have no record of me, my policy OR my car. So I've lost my car, I don't know who's got it and yet I'm still liable for it. What can I do? Can I get the police involved? Trading standards? ANYTHING? I don't care about the car, whoever has it can keep it! I just don't want to be liable for it! By the way, the insurance company involved is SwiftCover.com, in case anyone is thinking of going with them because they're cheap. They're cheap because they're RUBBISH.""

Do you need auto insurance when your car is under Planned NON Operation ?

I have a old car that i am not going to use for the next 4 months till my wife comes back (she's out of country now). My Question is if i file for a planned non operation of the car with DMV, can i take this car out of my insurance. Currently i just have the liability on this old car. Is insurance mandatory even if your car is not driven / in public roads?. Please help.""

Can my car be registered in Arizona but have Cali insurance?

I'm in the military, stationed in San Diego, and I recently purchased CA car insurance. I got a letter from the AZ DMV saying that I couldn't do that. I went down to the CA DMV today with the intent to switch my registration to CA. The lady helping me told me that I didn't have to switch states because I am in the military. I don't what state to believe now...""

How much is insurance for a 16 year old boy driving a volkswagen jetta/golf?

I am going to go with my father to get a car next week because I got my license today. I will be using the sign then drive event for the car. About how much will insurance cost for a NEW car and would it be cheaper using a older car? I earn about 500$ in every other week for work, would that be enough you think? Thanks for the help!""

""My buddy is suing my insurance company, what could happen?""

Ok, So a little over a month ago i was involved in a car accident with a friends car. It was and 1 hr and 30 min drive. My friend said he was tired and drunk, telling me to drive( I was sober) so i did. I did tell him I didn't want to drive because his car was manual(which i can drive, but i've been driving auto for 4 years now. On the way home I fell asleep at the wheel and the car was totaled. None of us were injured, I was good he was good. We did the police report called our insurances. His paid him for his car. Two weeks later he's calling me to come-over to talk. I get bombarded by his family for 2hours basically saying they need money for this and that. The claim was already settled but he insisted i called my insurance company and see if they can give them money because they used the money they got from there insurance to pay off the car(worth about 5 grand) I talked it over with mom because im under her insurance and she said its sounds shady. She calls the insurance company and said dont give him a dime. Insurance is to make you whole again not better then you were. I explained to him numerous times and a week later my mom calls me at work and says gieco called and my friend is suing them. she also said he has a lawyer. He's suing for bodily injury! My told me not to stress it but it bothers me so much. He definitely doesn't deserve anything and especially being in perfect healthy condition. In the accident if you wanna get technical i took all the hits. I know him, my insurance company doesnt. its not right for him to be compensated for some injury that doesn't exist. Whats gonna happen? does he have a chance. the claim opened up is for $25,000 or more. this kid goes out clubbing and partying every weekend and this is how he lies? any input is appreciated. thanks again..""

What is the average cost of insurance for a day care center?

What is the average cost of insurance for a day care center?

Camaro Insurance cost?

I know insurance is a hard to estimate on since there are so many things that determine the price but can anyone tell me about the insurance for a 2012 camaro would cost for me? or how much extra it would cost for my situation. I have a 1998 toyota 4 runner and I am a 19 year old female. No tickets or car wrecks ever. My dad is getting me a new car and I am trying to talk him into letting me get a camaro. About how much extra would it cost yearly to go from an SUV to a sports car like a camaro?

How do i get car insurance in brisbane?

im moving to brisbane soon and im wondering how to go about getting car insurance

How much is lowering a car likely to cost on insurance?

how much is it likely to increase insurance by replacing the springs with a Spax piece of kit?

Affordable liabilty insurance?

Affordable liabilty insurance?

Anywhere for cheap young driver car insurance?

Hi everyone, I am an 18 year old male with a 2.0 petrol Ford Focus 1999 5dr hatchback and my monthly outgoing for car insurance is 145! (I don't even know the annual premium) but that is third party and I am only a named driver on my mums policy with 2 years of no claims. I have NEVER crashed or damaged anyone elses property in any way. I understand that young driver insurance is expensive but my insurance still seems to be twice as expensive as any of my friends. Could someone please point me in the direction of a young driver specialist insurance who is actually cheap as I have been on these websites before and I get quoted ridiculous figures such as 12,000! Please help me I am pulling my hair out.""

Is there a website for seeing what class of car you have for insurance to see how much it wil be.?

I know insurance have classes of cars based on a number. Like my old school might be a 7. but my Escalade might be a 20 or something. Please help.

Car Accident: Should I talk to the other guys insurance company if they call up for info about accident?

If the other guy's insurance company calls up to Grill me to find out information"" -- should I talk to them or tell them to talk with my insurance company? (who I have already given info to)    The other guy was following a tractor on a two lane road in a ""passing zone"" --  I pulled into the passing lane and was halfway past the other guy when he pulled over into my car -- damaging his left front headlight and my right rear fender.""""

Do I need to have insurance before buying a car?

I canceled my car insurance a year ago, because I didn't have a car. Now I am ready to buy one again. Do I need to have insurance BEFORE buying the car, so I can drive it home? Or do I wait until after wards so I know what type of car to insure. I will be buying the car from the state auto auction if that makes a difference.""

Adding child to car insurance policy?

I was looking up insurance for myself its 900+ for six month which I expected but if my mom adds me to hers will it be any cheaper?

My job offers awful health insurance?

Our company got bought out & our new employer is doing open enrollment for health insurance next year. I currently have roughly a $75 monthly premium with a $500 deductible, then the employer pays 80%. The insurance I'm being offered has a $60 monthly premium, $100 deductible, then the insurer pays 80%, but only pays a max of $750 for the year. As it was explained to me, it is like partial health insurance-but I think this won't be enough to cover what I need. I had major surgery last month & even after meeting my deductible, the out of pocket expenses were a struggle. So should I get a HSA or apply for supplemental health insurance? The other employees at my company are in the same position as I am & I feel awful having to look elsewhere for better coverage. No spam please, I beg you!""

Complicated car insurance question?

ok, i am 17 and want to insure a land rover. If i took out my own policy now, it would cost a crazy 3500. heres my solution but i dont know if its legal and/or valid. 1. give money for land rover to my dad. 2. dad buys land rover, so it is technically his. 3. dad takes out insurance policy in his name for the land rover. 4. i go down as a named driver on my dads policy for the land rover ????? is this allowed ????""

Car insurance and license suspended?

i got car insurance on my car i have always had it but my parents say that if i got my license suspended in one state, i dont got car insurance in that very state but i do in any other state, i am totally confused someone please clarify this??""

Car insurance rates for teens?

I just got my drivers license a little more than a month ago. My parents are telling me that they're going to wait for another year before they add me to their insurance policy because it'll be less expense by then. Is this true? I also read somewhere that the earlier you add a teen to your insurance policy, the rates will lower quicker because they insurance company know that i'll have some experience by then. So if my parents add me to their insurance policy now, would it be lower in a year compared to them waiting a year for them to add me?""

Can i lease a car with my own credit but insure it with my parents insurance?

can i lease a car with my own credit but insure it with my parents insurance? i am under my parents insurance policy.what i would like to do is lease a car with my credit, and insure the car with my parents insurance (which i'm under).is this possible?""

If driver not on my insurance totals my car does his insurance pay for a new car?

my buddy just wrecked my car i still have a payment of 4,000, but i've payed 3,000 how much will insurance cover? will they pay for a new car or just pay what left of the payments i owe? in the state of FL""

Auto Insurance student discount with an incomplete grade?

For the auto insurance student discount I am required to be a full time student with a 3.00 or above. This semester I took 14 units, but the last 5 units are of a class that is incomplete . On my transcript it will show the grade for the other classes as A's and the last 5 unit class as an I. Would this have an adverse effect on my auto insurance policy? I am still a full time student with above a 3.00, but I had the grade for the class as incomplete instead of finishing it.""

How much will AAA insurance go up if I get my license?

my mom and dad have AAA and I am 16 and I want to get my license. but my dad is telling me to just wait until i go to college since he will buy me a car then. he says the insurance will go up $1000 per month but i cant believe it. how much does the insurance usually go up after I would get my license. I wouldn't own a car and I wouldn't be registered for one.

Car insurance victim?

last year i had the police turn up at my door saying that i had hit a car roof with a claw hammer i didn't no what they was going on about i did not get arrested and they left, few days later i got a insurance letter thur the post saying that i had collided with a bmw and drove off leaving the seen, there insurance paid him out 5000, i spoke to my insurances and said i don't no what is going on they asked for pictures off my car i sent them, i phoned the police and asked them they said there is no further action is to be taken as the person as dropped the chargers, so i phoned there insurance and they said we are waiting for police reports, i said the police are not taking it any further as the person as he had dropped the chargers, they did not believe me and wanted me to pay 3500 in 14 days i said no, i lost 3 years no claims and my premiums went up, i just had to wait for months :( i got a letter today off there insurance saying we have had the police reports and there is no further action against me or my insurances... ok what will happen to the person what made up this lie to his insurance as he told the police one thing and his insurance another??????""

Average cost Motorcycle Insurance?

Hello, Does anyone know the average cost for motorcycle insurance in Arizona?""

How much will health insurance cost for a 21 year old with no preexisting conditions?

I never had to pay for health insurance (part of family benefit package) so now I'm thinking of getting one. How much will it cost? I am healthy, work in an office (not dangerous), attend university (are there student discounts?), I am athletic,(healthy weight), I live in Los Angeles the only health issue my family has is that my dad is diabetic (but he got it when he was around 50 so i don't think it's heritable)] I need an insurance to only cover me in case something happens and I need emergency care (surgeries, hospital stay etc.) approximate numbers will be appreciated.. thank you""

Will Obamacare really convince people to buy health insurance?

I heard that the penalty is lower than the cost of cheap health insurance. Are there any other provisions that would coerce people to buy health insurance?

Cheapest 600cc sportbike to maintain?

Which of these bikes of the 600cc class is the cheapest to maintain in terms of insurance, gas, maintenance, etc...(so which is the cheapest combining all of these aspect) the bikes = kawasaki zx6r, honda cbr600rr, yamaha r6, suzuki gsxr 600""

How much do u pay for your car insurance and how old r u?

How much do u pay for your car insurance and how old r u?

""Do traffic schools, particularly in California, prevent an increase in auto insurance rates?

I just received my first traffic ticket :(

Buying a car...are you supposed to get insurance before?

okay heres the info. im 18...never had a car but i just found one that im seriously thinking about from a dealership. wil they sell it to me even though i dont have car insurance? im sure this uestion sounds retared...but i know its illegal todrive without it but at the same time when you apply for insurance dont you have to let your compnay know wht kind of car you drive? im so confused.

Can I RENT A CAR for like a Day in CA without a CA License? without Car Insurance?

I have an MI drivers license and no car insurance and no car. when I go to CA for like two months, I want to know that I can rent a car over there on random days. true? how so? please explain, i'm confused.""

Does anyone know of a car insurance that can give you a policy without a down payment?

I live in miami fl my car insurance expired on 2/26/12 i don't have money for the renewal does anyone know of any car insurance company that can except me with out a down payment please i need help and at this ponit i need to take what i can for my car before it to late???

Buying Car Insurance?

Looking to buy a car next week, but i have not owned a car before and have no insurance. Is there something i can do before i go to the dealership that will allow me to drive the car off the lot? Ie. can i somehow buy insurance before buying the car (even if i do not know make or model? (I should also mention that i will want to register the car in CT and purchase in NJ, if that's possible.)""

Health insurance?

Dear friends, I was an international student in the past spring semester and my health insurance is still valid until the end of this summer. Thankfully I have not used my insurance at all and I was wondering if you my friends could give me any smart ideas on how I may be able to get the most out of my health insurance before it expires? I assume there would be no refund to me from the insurance company even if I have not had a single claim on it. I paid almost 500$ for it and that kinda hurts to see it is going to expire soon and you have not benefited from it at all! Hope you understand and thank you very much in advance for your smart ideas and any advice or information you could give, warm regards, Rojin""

Car modifications and insurance?

I was wondering which modification to a car can increase the price of car insurance, could something as small as alloys affect it? And if you have already had the car for a while then make modifications do you have to tell the insurance company?""

Car insurance for under 3k?

Hi, im 18 and im trying to find car insurance for under 3k and pay it off monthly. Im getting quotes like 5-6 grand, the comparison sites are a load of rubbish as their saying way ...show more""

Life insurance for young couples...?

I've been searching online for a very cheap life insurance For me and my husband.. But no luck.. We live in NY. Can any send me a link Are just tell me about any u may know?.. Thanks a lot. Am 28yrs and he is 37yrs. Thanks in advance..

Car Accident: Should I talk to the other guys insurance company if they call up for info about accident?

If the other guy's insurance company calls up to Grill me to find out information"" -- should I talk to them or tell them to talk with my insurance company? (who I have already given info to)    The other guy was following a tractor on a two lane road in a ""passing zone"" --  I pulled into the passing lane and was halfway past the other guy when he pulled over into my car -- damaging his left front headlight and my right rear fender.""""

Is it possible to cancel car insurance mid policy?

In the UK. I am about to buy a new car and want to cancel insurance on my old car and get insurance from a different (cheaper) company for my new car. Is this possible?

Would a car from 2003 be very expensive for car insurance?

I plan on having a Honda Civic for a for a first car. Now I've looked at the 2001 Honda Civic, but I did some research and it turns out that I saw many complaints of transmission failure and other conflicts with the transmission. I also looked at the '02 and it still had bad complaints about the transmission. This gen of Civics didn't get better until 2003, where I found that it didn't have that many complaints. My question is, If i were to buy it for my first car would it be very expensive for car insurance. I also don't know which car insurance I have, and I don't have my permit yet, but soon I'll be getting it. One last question, How would you know if the rate would be expensive?""

What is a good car insurance company - value and a known company - not high risk?

I would like to switch car insurance companies - one because when I buy a third car and add it to my policy they charge me $5.00 for installment billing even though I pay in full - this leads to the second more serious complication which is that my husband works in the car business and on occasion decides to buy a new car b/c it is a good value and he like the car, then we sell the second car. We typically have the second car for 11-22 months. I mentioned to the insurance company that in the future I want to avoid this $5.00 fee since I always pay in full and I waving it this time wouldn't solve future issues b/c my husband is in the car business and we buy a third car to sell the second when he finds one he likes. THEN the cust svc guy goes on a rant - ARE YOU RESELLERS... blah blah blah and WE HAVE STRICT UNDERWRITING GUIDELINES blah blah blah etc. I tell him that holding onto a car for the time periods that we have would certainly indicate that we are not... and titling it""

How much money should I pay for my a car every year if i raise a car in the US?

Well.. i am a foreigner.. preparing to study in US in my country..there are many fees people have to pay to government,. i do not know how it works in th US.. if i buy a used car in the US...so else fee i have to pay for to maintain my car's license plate??? insurance? any others?? how much is that??""

My auto insurance is almost $400?!?

Ok, I am a 21 year old female and I just bought MY first car. I got a 2012 Ford Focus. I've had 2 speeding tickets since I got my license years ago. Well once we got the car I got my own insurance as well. The lady told me it would be $380 a month for my insurance?! That's more than my car payment. I'm having a feeling that this is a little outrageous and I need some opinions on this. Thanks!""

California health insurance?

I just need to know the monthly cost of health insurance in california, for a school project. If you know how much dental costs it would be nice if you could tell me that also. Thanks! p.s. its for two people""

Insurance friendly car modifications?

Given the cost of insanely expensive car insurance, I have put off modifying my car for the forseeable future. However, I want to know if there are any modifications I can do that will not affect my insurance premium. For example, do I need to tell the insurance company if I respary my standard wheels in a different colour? Thanks.""

Buy a car + insurance?

Hi i live in Toronto and i was looking to buy a car, the thing is i just recently moved to Canada and have no experience of this stuff, i didn't own an auto mobile back home. I also don't have that many reliable and truly trust able friends that i can turn to for help, and no relatives. So i turn to yahoo answers in my time of need. I need to know what the process of buy a car is and when and how do i get insurance on my car, I just turned 18 and would like my own car. And do you guys gave any suggestions for first cars? any tips? all help is appreciated.""

Approximately how much does it cost to bond and insure a sole-proprietorship pressure washing business?

Approximately how much does it cost to bond and insure a sole-proprietorship pressure washing business?

Medical insurance...? 10 points?

I am 14 and I have a medical insurance covers my doctors appointments and my medication but at what age would I lose all that.... If I do what can I do? What covers my medication and medical appointments? By the way I'm not illegal if that helps...

Is unemployment insurance income taxable in California?

I just lost my job and signed up for unemployment in California. The paperwork asks if I'd like Federal taxes withheld but doesn't say anything about witholding state income taxes. Is unemployment taxable in California? When I was on unemployment in other states, it was. Thanks""

Does car insurance rate depend on a car's make and model?

I'm trying to decide whether to buy a 1999 toyota camry or a 2003 honda accord and i'd like to know if it makes a difference on the rate depending on year. I also recently got into a car accident that was my fault which i know will obviously increase my rate.

Car insurance 1st driver uk cheapest & best one to go with.. thanks?

thats all i want to know cheers :)

Insurance questions: Allstate Insurance?

so i got in a car accident a week ago, other party's at fault , he have no insurance, now, a guy calling from all state asking me questions and have it recorded or something, so i told him to call and talk to my attorney, he called again saying that he have permission to talk to me, i told him tell my attorney to call me n tell me that. I never been in a car accident until now or have any experience in how insurance companies work, i'm onli 19. Do the insurance company usually call and ask you questions regarding the incident or is it all a hoax to get my statement recorded? Cause i have a little suspicion about that guy. I thought everything can handle with my attorney right,? and u don't have to do anything.""

Car insurance?

I got NYC Driver's lisence but my car is register under someone else's name in New Jersey. If i get a ticket speeding ticket I know it will affect my record but my question is, will it also affect the insurance of the guy the car is register under? if so how much?""

What is the average cost of motorcycle insurance in ..Oregon?

What is the average cost of motorcycle insurance in Oregon?

Is there anyway to get health insurance for a part-time student in Massachusetts?

I'm a part time student in Massachusetts and I need health insurance. I was wondering if anyone knows of any affordable health insurance that covers part time students. Thanks in advance!

Why is auto insurance so expensive?

I am 17 years old and male, I'm also about 3 weeks from 18. I recently got a quote from Geico on a 97 Ford Explorer and they returned with $280 A MONTH for minimum coverage! My question is: -Are there any other options that would be cheaper than 200? Possibly around $100 to $150? -Would being added to my family's plan be cheaper? My dad owns a mustang and we also have a Ford Explorer, is Geico going to charge more even if I don't ever drive the mustang? -What can I do too get a cheaper quote? I can't afford nearly $300 a month! -I'm almost 18, Male, A Senior in High School, Currently Employed, Have average grades, Never had a DUI, car accident, and never been arrested. I'm not married as well. Any help would be appreciated! Thanks! -Shawn""

Insurance for a car your selling?

I just bought a lemon, I am 19 years old and I have never owned a car and only had my liscense for a few months. I want to sell it but do I need insurance to have it transferred to my name. I am just going to sell it to a mechanic.""

Car Insurance for youth?

What car insurance company is usually cheapest for a new driver with a car in the early 90's (1991 Grand Prix) for liablity only. I would go on with my parents but the company they have forces me to pay on every car they own and its just waaaay to much for me since im just starting out in the workforce

Reviews of Gerber life insurance?

Does anyone have any personal experience with Gerber life insurance, including the claims process? This is for a whole life insurance policy for an adult.""

Car insurance companies with no deposit?

i need car insurance but cannot afford to pay an upfront deposit? can any one help?

Should I accept a $500 settlement from an insurance company for a stiff neck suffered in a car accident?

I was a passenger in a car accident two weeks ago. My only injury is a stiff neck. The insurance company of the at-fault driver has offered me $500 to settle. Should I accept it or fight for more (for example, by threatening to sue)? Should I see a doctor and bill the insurance company for that, even though I wouldn't normally see a doctor for this injury? I'm not really concerned about the seriousness of the injury; the pain will probably go away eventually. I just want to get the amount of money I deserve.""

What is the average cost for business insurance? Specifically liability and workers compensation.?

I am working with a skincare product company that needs to purchase insurance to cover various things such as allergic reactions, etc...Is that liability? What are the average costs? Also need recommendations for health insurance for workers.""

Car Insurance and Registration?

I am a Kansas Resident and have a Kansas Drivers License; however, I am studying in California for the next four years. I am receiving a car from my friend as a gift, but it's already registers at California. What do I do to make it legal for me to drive it?""

Car Accident: Should I talk to the other guys insurance company if they call up for info about accident?

If the other guy's insurance company calls up to Grill me to find out information"" -- should I talk to them or tell them to talk with my insurance company? (who I have already given info to)    The other guy was following a tractor on a two lane road in a ""passing zone"" --  I pulled into the passing lane and was halfway past the other guy when he pulled over into my car -- damaging his left front headlight and my right rear fender.""""

https://www.linkedin.com/pulse/affordable-insurance-fort-smith-ar-blake-weber/"

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Where should I go for medical and financial aid?

I've lived w. my mother all my life and gradually she has gotten more and more unorganized leading to disgusting living conditions. I have always kept my room together and received good grades to move on and out of my mothers house. In 2008 during my first week of college , I was diagnosed with a disease called Lupus. I was removed from the Boston College campus and forced to take time off of school. Since this, my return to school has been an long and difficult process. I am now 20 cooping well with the disease and attending night school. I have very little income and I was denied SSI as well as state insurance. As I am in the process of reapplying I find it hard to remain in my mothers living conditions in that no matter how I keep my things separate I have still accumulated unsanitary conditions. I dont know where to go for help and I am afraid of the stress I am experiencing causing me another flare and long hospital visit. I live in Rhode Island and have tried the welfare and community health care route. The only success I receive is hospital health care and a few doctors who are willing to discount my mandatory visits. Sometimes I feel like the only thing that is keeping me health is my faith and religion. As my relationship with God grows stronger I also find my self stuck in my situation. I know I would do well living on my own and getting into a regular routine I would just need a small boost of medical and financial support through any means available in the area. Any suggestions will help :) God Bless.""

Car wreck insurance question ?

I was involved in an accident.The other driver was found to be at fault and cited a ticket.His insurance company has told me my car is totaled.The frame is not bent.I feel my car can be fixed.I received a letter from his insurance company stating that they will not pay for the towing bill and after the 23rd would not pay for the storage bill because my car is considered to be totaled.The accident or crash report just came out yesterday it pointed out all the facts about the accident .The other driver is at fault.I asked them today what they were going to do they said they are still investigating the accident and were not going to make any decisions.How can they send me a letter about towing and storage and not have given me any check for my vehicle or made an offer or anything and then tell me they are still investigating the crash.How should i approach this whole thing ?

Can i switch car insurance from one car to another?

i have a car with car insurance on it, but i am going to buy another car, and i want to take the car insurance off my old car and put it on my new one. is it possible and if so how do i go about doing it?""

What car with...cheap insurance?

Hi all.... Well I have my test in 2wks I have 2x 2hour lessons a wk so I best pass! Ha Anyway I need abit of advice on cars and insurance, I am 21year old female. Can anyone suggest any cheap insurance company and what type of car may be best I have 2000 pound currently saved for my first car! Thanks xx and wish me luck ha x""

""Compare Car Insurance for mazda 3, Where?

how much would car insurance be for a 2009 mazda 3.

New Insurance?

Hey. I'm 16 and male and I am getting my license in about a week. I know that I have to have insurance to drive alone in the family car. I just would like an estimate on how much insurance would cost. I am being added to my mom's insurance through Allstate, with a family car. Just until I have enough money to get my own. I know it isn't the same price as hers but I know its up there. If anyone can help me out on anything that would be great.""

""Why does your Fica score dictate an insurance premium rate, why not your driving record?""

are the insurance companies worried they wont get paid,,,,??""

How much will car insurance cost for a teenage guy?

How much will car insurance cost for a teenage guy?

When looking for car insurance..do I need a car to find car insurance?

I am planning on buying a cheap used car. I dont have it yet so I dont know the make and model yet. Also..is it better to say I got my license at 16? or at 22? Why do they ask all this? What is a good price for car insurance for a 22 yr old full time college student with a 2.98 gpa, im also a part time worker. i only make around 400 bucks a month. Can even afford it?""

How much will my insurance go up?

I live in Maine, I was pulled over yesterday for doing 74 in a 65. I got a ticket obviously. It's my first one EVER. I am 24 and my parents pay my car insurance. I wanted to just pay it and not tell them about it because they will get mad. We have our car insurance through State Farm and have for a really long time. Some of my friends are telling me that since it's my first ever ticket it shouldn't effect my insurance too much. Is this true???""

Where Can I Find Really Cheap Car Insurance?

I Am A Newly Qualified 20 Year Old Male Driver!!

What car gives the cheapest insurance for a first time driver??

What car gives the cheapest insurance for a first time driver??

Insurance for 1998 Corvette for 18 Year Old Male?

Okay, so this question is one of those, if you have to ask you can't afford it type of questions. Now I have loved Corvette's since I was old enough to identify cars. I have always dreamed of owning on, and the opportunity is upon me. After selling my car, and saved money, and saved funds, I can afford a 1998 Corvette Silver Automatic. Now it's a V8, and is pushing over 300HP easy. Insurance is ridiculously high, even with 2 and a half years of perfectly safe driving. (I hate the stereotype of just because I'm young, I'm an unsafe driver. Alas, all the idiots ruin it for us safe young adults.) Anyway the Vette clears out and is mint shape, no accidents, and is selling for $14,900 with 74K miles, a steal if you ask me. Anyway I have over $16,500 saved up, which leaves me with an issue. I can afford the car no problem, but I just know the insurance will be through the roof. However I was wondering if any of you have any idea on the cost. I have Metropolitan if you were wondering.""

Why is car insurance so high?

I am just at a loss as a new driver. Passed my test recently and just cannot find affordable car insurance it's madness. The cheapest quotes that I am getting are 4000 and I think it's disgusting. And its annoying because they add all this criteria which just shouldn't matter. The system is ageist as well as sexist as young male, new driver just seems to be impossible to get insured for. I only have an old Renault Clio P reg and I paid a very small amount for it and I'm just disgusted at the cost of it. I wanted to know if theres anything that can be done about it? I find it annoying as you can't change your age or your postcode or all this stuff that doesn't matter. I've got home insurance that I pay waaaay less for a month is madness.""

Do you think it is discrimination that car insurance for teens and people in their early twenties is so high.?

parents don't allow teens to drive because they cannot afford the high monthly rates of insuring them This seems like deliberate discrimination to teens. What do you think?

Where can I buy health insurance?

I'm an self-employed worker. Need some health insurance because you never know when I'll get injured.

How can I get discounts on auto insurance?

I want to know more about auto insurance discounts. I would like to reduce costs so a discount will be nice.

Can I get unemployment benefits after workerscomp?

I have been on workerscomp for over a year. My benefits may be ending soon. I do not think I can continue working with the company because of my injuries. If my benefits end and I decide to quit. Can I file for unemployment benefits? Doesn't your unemployment benefits based on your last salary? If so, I did not have a salary because I was receiving benefits from my workers comp insurance company.""

Car Insurance Problems. Pain in The neck?

Im 22 and I have a terrible credit score. I am looking to insure my car by myself which has always been insured by other people like my parents/boyfriends mom etc. I know my credit score is my own fault but I have been running into difficulties trying to find a decent car insurer for my vehicle. Does anyone know a place that will offer car insurance even though I have poor credit? I know I will pay a lot more than if I had a good credit score but I am in dire need of insurance and am willing to pay a bit more than usual. Alot of places have even denied me car insurance because of the my credit score so If anyone knows a place (not geico, progessive, unitrin or allstate) that will be helpful and will possibly insure me, can u please let me know:-) Oh yeah Im residing in NJ, if thats helpful!""

Where can I find super cheap auto insurance?

I just want something to cover me legally. I don't need any advice on why I should not get crap insurance, I literally would just like to know where to get great rates. I found ...show more""

My daughter is 17 next week....where can I get cheap car insurance from? I want to add her on to my policy?

She will be an additional driver. My existing insurer has refused because of her age and inexperience.

Motorbike and car insurance?

With fuel prices in the uk soaring and having to drive 120 miles a day I am seriously considering buying a motorbike to save both time and money. Thing is I'm gonna still need a car for the winter months when we have to deal with increasingly heavy winters... So my question is do i have to pay 12 months insurance for both a car and a bike or is there any way of having a policy that I can put on hold for the months that either vehicle isn't being used?

""What do you think is the best, most reliable, and inexpensive AUTO INSURANCE company?

In the state of FL.

How much do you think car insurance would b for me??

I have been on my dad's insurance for a few years. I am a 22 year old female. How much do you think I would end up paying every month for car insurance? on my own?

Car Insurance Help!!!?

k my problem is my parents wont put me under there insurance or let me use theres so i have to get my own car insurance got some quotes and all of them want to charge me 400 to 500 dollars a month its crazy. can you guys help i was researching on how to insure my own car couldnt find anything how can i do that or how can i start my own insurance company so i dont hav to pay these money hungry bastards

insurance hotline

insurance hotline

""Car Insurance / Mother or Father as First Driver, me as Second?""

I'm trying to sort out car insurance, but the problem is, is that it is very high, Ive never done this before as Im a first time driver, but a lot of people have told me to put my parents as primary drivers and me as secondary, how do I do this? I really have no idea, thank you I'm using gocompare.com but how do I enter my parents in and then as secondary, thank you very much""

Is car insurance cheaper for older vehicles?

Well i have a 2007 Nissan Altima and i pay $116.67/month, and i was wanting to by an older camper van to live in. Would my insurance be cheaper on the van?""

Do I need to be on the insurance to go to and from school in my friends car?

I am 16 years old and I have my drivers permit, is it legal to drive myself and my sister to and from school in my friends car without being on the insurance policy? its my friends dad car and I want to use it for school..""

Insurance on a 92 Vtec honda prelude?

approx. what would insurance on a 92 Vtec Honda prelude be for a Canadian 17 year old guy with with a successfully drivers education course completed? and if possible what would be the cheapest place to go for my insurance?

Car Insurance in Georgia?

I just bought a new car, and I was wondering what does the state of Georgia consider to be full coverage auto insurance?""

Is ehealth insurance good?

i just bought insurance there. then checked out scams im freaking out a little but my mom says in no big deal. its just other broker trying to compete. I called ehealth and asked if i was to buy from the medical place myself would it cost me less? They said no, they charge no brokers fee. so Im a little confused. Help anyone? thank you!""

Does anyone know approx how much insurance rates can be lowered with driving safety courses?

Does anyone know if taking a safe driving course will significantly lower your insurance rates? Thanks! I use Progressive.

Where can I get affordable health insurance in New York State?

I need health insurance hopefully that also includes dental. I make to much for state run plans and don't have enough for private plans they want as much as $1,000 and there is no way I can afford that. But I can't afford not having any either. Can anyone point me in the right direction?""

UK Car Insurance for young drivers?

Hi, well i have been driving for almost a year now and i was paying 4500(Extremely Expensive i know) for insurance with Hughes. I am just wondering how to get the bare minimum cheapest insurance possible for an 18 year old with 1 year no claims. I recently got quoted again for 1500. It would be greatly appreciated if anyone could tell me how to make the insurance as cheap as possible (In my own name) Thanks!""

How much would it cost to insure a 1995-2000 Ford Mustang?

Something with around 80k-100k miles. Everything stock no mods or tuning. Not convertible. Im 18 so i know itll be a decent amount. Im going to have my dad co sign on the car to help lower the insurance. Itll be used for maybe 3 times a week and ill put maybe 5k a year on it. Im on gieco currently and they wont give me an accurate qoute and i know you wont really be able to but if you give me the same number itll be the set amount ill asume. Thanks

Dad and son - two cars insurance?

My family has two cars, and my dad and I are the licensed drivers in the household. We both live together. He can't be the primary driver on both cars (the insurance company doesn't allow it). Having me as a primary driver spikes up the insurance rate. Is it legal to have separate insurance companies for each car, and have my dad as the primary driver on both?""

Does the condition of the car affect car insurance?

Does the car appearance (good or bad) affect how much we pay for car insurance. I know insurance companies always ask What condition is your car?..any dents, etc does saying its in good condition make the rates go up or down?""

Car insurance question..please help.?

Can someone be able to have car insurance in the state of new york and have the registration in someone else's name? Ex: Car insurance by the name of Jane Doe, and Registration by the name of John Doe. Please let me know..thank you.""

""How much, on average, would it cost to get a Thyroid Function Test? (No insurance) Info on Hypothyroidism?""

I was told that I might have Hypothyroidism because of my constant low blood pressure & low body temp. I was reading the symptoms and seem to have the following. Poor muscle tone (muscle hypotonia) Fatigue Cold intolerance, increased sensitivity to cold Depression Constipation Muscle cramps and joint pain Arthritis Thin, brittle fingernails Brittle hair Paleness Dry, itchy skin Weight gain Thinning of the outer third of the eyebrows Low basal body temperature Impaired memory Impaired cognitive function (brain fog) and inattentiveness <-all the time now Migraine headache Sluggish reflexes Anxiety/panic attacks <All the time now Increased need for sleep <All the time now Irritability and mood instability <All the time now Decreased sense of taste and smell Depression (Had <that for years and years now) Could it be the depression & Borderline Personality Disorder causing this or thyroid problems causing the Mental issues? Thanks for any info!""

If requiring people to have car insurance is the same as requiring them to have health insurance than why?

Wont the government help you pay your car insurance if you cant afford it? Isn't car insurance a basic human right?

""Compare car insurance with health insurance, car insurance is a law, health insurance isn't why?""

car insurance is a law right? and I know a lot of people that have a very difficult time paying car insurance since it's so high, but it seems like insurance companies are making a lot of money, NOW how can we compare that to health insurance if it became a law to have to have it. You would hope that health insurance would be more affordable since more people are putting money into the pot right, but I am afraid but it being a law, the rich (insurance companies will get richer) and raise the cost of health insurance since it's a law. Maybe our solution would be to have our government give us tax breaks on health insurance premiums and some how get more for our money with health insurance. It's sad that you have to spend $500.00 a month for health insurance but still have to pay office visits and wait 6 months for preexisting problems. Maybe the solution is to have better health insurance options, right? Isn't that what McCain wants?""

What is the cheapest motorcycle insurance in California or Los Angeles?

Is it more affordable to use a car or motorcycle in terms of gas saving and insurance? I am new to US. I want a reliable answer please.

How much is car insurance??

I STAY IN MARYLAND IM 18 IM ALMOST DONE WITH DRIVERS AD JUST LOOKING FOR A NICE SMALL 4 DOOR CAR THATS CEAP INSURANCE I REALLY HAVE ANY CREDIT BUT IF I CALL THE INSURANCE COMPANY AND ASK THEM ALL THESE QUESTIONS THEY MIGHT DONT WANT TO HEAR IT

Question on car insurance?

My grandmother passed away, and on her car insurance, my uncle was the primary driver. Since my grandmother died and my uncle was on the policy as the primary driver, would it be ok to leave her name on the policy? We want to leave her name on it cause its the last thing that she got in her name, kind of a sentimental thing. But would it be ok to leave her name on the policy since my uncle is the primary driver? i have State Farm insurance if you need to know.""

How much would insurance cost for a 1990 pontiac firebird?

I am 17 and a new driver but I was going to buy a 1990 firebird and I was wondering what the average price I would have to pay for this car

How much is tenant liability AKA renters insurance?

I'm thinking about renting a house with a month to month lease at very low cost. These are houses for sale that want income until they are sold. They require $300,000 liability insurance. I know that reputable insurance companies do a credit check just to give a quote that dings your credit rating if you have too many inquiries at the same time. Can someone give me a guestimate? Thanks in advance!""

Does it cost to cancel car insurance?

I have state farm insurance and I was wondering if there was a fee for canceling the insurance. Like with cell phones for example.

Is there a way to see how much car insurance will cost before I buy a car?

I am looking for a starter car and currently think I might have found one. This summer when I come home from college I am planning on getting a summer job and my mom is allowing me to use her car. But I thought if I go a head and buy the car I found that I could save up my money from working to pay for insurance and gas. My only question is how much would my insurance payments be? I know you can get quotes online but can you get them for a car you do not have yet? If not, is there anyway to know?""

Health insurance for the poor in California?

Does anybody know how to get some kind of free health insurance in Los Angeles? I lost my job and want to go to school full time but I need health insurance. Med-Cal told me you have to be 65 or disabled

Does anyone know what insurance company in NJ has there policy start with the letter F ?

the policy number is F183941-4

insurance hotline

insurance hotline

""Caught speeding, 17 years old, Ohio, effect on insurance rates?""

I just got my first ticket after driving for about 8 months, was in my new car and acted like a complete idiot, was going 84 in a 65 mph zone, what's a good estimate on how much my insurance rates will go up? Percentages or actual amounts would both be helpful.""

Do South Carolina auto insurance laws require me to carry my own liability insurance when driving a rental car?

I don't currently own a car and so haven't had a need to carry my own liability auto insurance in quite awhile. Is it legal for me to drive a rental car or even a car owned by my sister who does have insurance in South Carolina? Will I have to purchase my own liability insurance to legally drive anyone else's car in South Carolina?

Is there a grace period for insurance in california on a new vehicle?

How long can you go without insurance after purchase of a new vehicle? I know it should be done immediately but I have other things going on right now and dont have time to get quotes currently. If there is no grace period I just wont drive until I get insurance.

What legally and financially happens if your car is totaled? How much would insurance go up?

Would it be better fiscally to not tell the insurance company? What are they suppose to do if your car is totaled? I have Geico.

Does it show on your medical insurance bill?

I took a blood test recently and apparently my medical insurance covered it and all I had to do was pay the co pay. my mother pays for the medical insurance. Does the visit show up on the medical bill that I went in for a blood test? or do you just pay for the insurance as normal? How does it work?

Whats a monthly premium means on insurance company?

when your trying to be appointed by a insurance company

Who knows the cheapest insurance in jesey for a 19 year old dude?

hey, my pal wants to get an insurance for my car cuz i can't my self, (police reasons) we want an insurance with the lowest price, lowest of all, i don't even care if it covers me well or whatever cuz if something happens to the car i will just use the other, it is just to register it, i got 2 cars, they the same but only one of them is gonna be register, so if u know anything about insurance with a low price or not nessesary legally but that can let me register it let me know (chevy lumina 97)""

What are your rights if a person's car hits you and they don't have auto insurance?

This was a non-reportable vehicle accident. The person's car who hit mine was a manual and somehow came down the hill and hit my car. No one was in that person's car. But it rolled down and hit my car. I went to a dealer to get an estimate and it was about $955. I have car insurance, but the other guy doesn't. I have full coverage, but my deductible is $1000. What are my options? The owner of that car who hit me said that he is a mechanic and can fix my car. What should I do? Should I allow him or should I ask for his certification/license? I don't know if I can trust them either. I would rather have someone else fix it. Or should I just ask him to pay for the accident since he doesn't have car insurance? Is there a way where I don't have to pay anything? Any information what so ever will help out so much. Please give as much feed back as possible. I'm really looking for some possible answers.""

I'm wondering a car insurance random question?

Hello, my brother has a cheap honda civic like $6 thousand .. He was driving and got in a car accident with a $200,000 dollar car.. The back bumper of the $200k car is wrecked and my brothers car is fine.. He has insurance .. Does the insurance cover everything.? Thanks""

How much does Mexican auto insurance cost?

I live in the U.S. and 'm going to be renting a car in Cancun for about a week on vacation so I am wondering how much an economy car or a van costs...? There is going to be six of us so either 2 economy cars or 1 van/suv.

Do i have to have insurance?

i live with my parents. an my mom told me that our car insurance company says i HAVE to be insured, cause i have access to my parrents cars... can they do that?""

Short term health Insurance for my parents who coming to California from China ?

My parents are coming to visit me (California) from China. They plan to stay in U.S. for 6 months. They're 67 yrs old, my father has Diabetes (not so serious) and my mother is very healthy. I'm thinking to get a short term health insurance for them just in case they need to see a doctor. Since it's the first time they come to U.S. they have a visit visa, I'm US citizen. What insurance I should get for them? Thank you very much for your response in advance!""

Car insurance?

Does your car insurance have to be under the title holder's name? And as far as that goes...does the title have to be in the name of the person with the loan? If it does, can there be another person on the title who isnt part of the loan?""

Full size truck insurance compared to small size truck?

Is the price for insurance on a full size truck more than it would for for a smaller sized truck?

""With the new Obamacare, how do I get insurance if I am 19?""

I was looking at the calculator for the new Obamacare (google Obamacare calculator) and I noticed that there is not an option for someone under 19 getting insurance for themselves...and I am still considered a child. My family does not have insurance but I despereately need it, and was just wondering how some like me, a full time student and 19 years old with a part time job, gets insurance...or am I not allowed to have insurance because I am 19? I have never been able to afford insurance before, but now will it be more affordable? Sorry, this Obamcare thing confuses me but if this is a chance for me to get insurance I want to know all I can about it! Bt so far all i can gather is you have to be 21 or over to get your own insurance. And please don't tell me to get a full time job and get company provided health care...someone has told me that on an answer before and I stuggle just having a part time job and going to school full time...a full time job is just not plausible right now and NO I am NOT LAZY thank you very much.""

How can I get affordable health insurance for my mother and I?

I am 22 years old and my mother is 57. While she was working, her job for the state had a very good health insurance which would cover me and her until I turned 25. However, her eye sight has started to go out on her and she could no longer do her job. She now works part time as a vendor for a brand of dog food, as that is the only job she could get in today's economy with her failing health. I am in college with a meager part time job. Medically, there is nothing wrong with me yet, but there have been times earlier this year where I got so sick that I felt like I was going to die, but no hospital or clinic would see me for less than $300, even though I knew I just needed some antibiotics. It's insane. I could not afford that. I am in college partly so that I can graduate, get a good job, and help my mother retire and live in good health. She needs to see a specialist, and at the crappy free hospitals, she has been waiting in line since January, and is not expected to see her doctor until December. I want to try and get us both affordable health care. Her, because she needs to see a doctor more often to have her medicine regulated, and me because whenever I get a viral infection, I don't want to lay in bed for a week until I'm able to buy antibiotics off of the black market. And I don't want this crappy healthcare system to kill my mom while she waits months for treatment she needs now. Does anyone have any idea where I can look?""

Will my car insurance be invalidated?

Phoned my car insurance company today to report a minor bump. The guy asked if I had any points on my license and I told him that yes I have 3 points for speeding. He said that they had no record of this. I don't know why they have no record of this but that's not really the point. Will they try to claim that my insurance is invalid? If they do try this will I be able to claim a refund as I will have been paying them money for literally nothing for the past four years?

Life insurance for police officers?

Can police officers get extended life insurance to cover death on the job? If so, how much - 5 million?""

What is the cheapest liability insurance for teens? ?

Hi, im 17 years old and i am looking for liability insurance for my jeep cherokee. im a guy, not a girl... What would be the cheapest liability insurance for me?""

How much would a person pay for car insurance?

Let's say I buy a BMW M5 made from the year 2006, how much would I pay for the insurance? Also, let's say it's a new car, too... If you just buy a brand new car, how much do you pay every month? (I'm doing a research... so, please help me)""

Do i need car insurance?

well basically i cracked my sideview mirror and the plastic holding it is a little lifted from normal place.. if i went to an auto shop to fix it, would i need car insurance or could i just get it done and pay with cash?""

How much will my insurance cost? Just turned 16?

I want to get a 1994 Mitsubishi 3000gt, but my dad said the insurance would be way to high. Can anyone estimate the price per month insurance would be for a 16 yearold that just got their first car and lisence? Thanks, Dustin""

Dental insurance? Can i get it?

I need to make a long overdue visit to the dentist but I'm worried about the cost involved. I'm pretty sure I've tartar on the back of my teeth but been put off for how much it might cost. Would I be able to take out dental insurance considering my existing problems, how much would it cost etc? I live in the UK btw.""

Will my insurance go up a lot?

I got into a fender bender in the parking lot at the mall yesterday I reverse parked and i was pulling out and I couldn't really see because a huge hummer was parked next to me I drove up a little bit to see, and a big van that was driving fast just hit me I don't exactly know whose fault it was, but I'm only 16 and I got my license a week ago And I drive a 2012 Honda civic Will my insurance go up a lot? I didn't get a ticket but I have a huge dent that's the size of a basketball on the front corner of my car And my hood is bent a little""

Why ulips is not best insurance products?

Why ulips is not best insurance products?

insurance hotline

insurance hotline

Driving without insurance?

I got pulled over today and i got a ticket for not having insurance. I been trying to get insurance but since im a young driver its not that cheap for the insurance so i cant afford it. Im planning to get insurance before my court date. Will that help if i get insurance before my court date? I dont really have the money to pay for that ticket. The surcharge is like $725

Health insurance and ma.health?

If you are 19 and have coverage under your fathers insurance . You have no job or income and Living with grandparent because of health issues Can you still have Ma. Health to help cover medication and co-payments for doctors? Applied once and told no because they have coverage under the fathers insurance. Has applied for disability because of the medical illness. Do not know of any other insurance to help with costs.

""I need to get an insurance but not sure which is a good one,?

i am a cleaner and need to get insured for accidental damage as i work in the customers homes. thanks

S2000 insurance for a 16 year old male?

Im turning 16 in august and i was looking for a sports car and was looking into the ap1 s2000 or the mustang gt(2006+ v8 coupe) both are available for under $15,000 which my parents are giving me, but I am not sure which one i should get. Which one would you choose as a first car?( don't say get a beater because my mom wont let me get a car with over 80,000 miles). I was wondering what the insurance rates would be for both. just a little background info to help you think of how much the insurance would be. I'm a 16 year old male. under 3.0 GPA, about to take drivers ed.,and Live in GA. Also, are there any other quick convertibles or coupes worth considering(No miatas, and no new beetles please)""

Cheap car insurance companies?

I just turned 17, and im gonna be learning to drive soon, but once I have learnt to drive, I can't afford the insurance""

How much would motorcycle insurance cost for a 16 year old male?

I wanted to buy a klr650 or drz400 but im worried about insurance cost and if i could afford it. Also will it affect my family's insurance and raise it?

How much is insurance for one day on a Rental Car?

I will be renting a car in April to pick up my fiance who will be arriving about 5 hours away, So I will be driving the car for 10 hours that day. I do not have insurance of my own so I will have to get some with the car that I rent.. about how much will it cost for the insurance? The car costs about 35$ for the day.. Thanks!""

Why is car insurance so expensive in the UK!?

So i'm not driving yet, only applied for a provisional, i'm age 17. But I thought why not try and figure out how much my insurance will be once i've passed and buy a car at roughly 1000, so I filled in all the details as accurate as possible on the compare websites and the cheapest yearly insurance price was 5600! How the hell am I suppose to afford this, am I doing something wrong haha :L""

Can i use my car that is under my dads car insurance? ?

Ok so recently my dad bought me a 2005 ford focus and he registered it under mine AND his name.I have my drivers lisence but i dont have insurance but he does.he added the car in his insurance but he cant add me because the insurance will be killer since im 19.can i get introuble if im driving my car that is under Mine an his name but im not in the insurance? But the car itself IS insured? I live in california.

My insurance is like $300 a month...help?

I just got a free quote from whipers.com but my insurance is still a little high...what can I do to lower it to like $75 a month or is that not realistic?

Do you need auto insurance when your car is under Planned NON Operation ?

I have a old car that i am not going to use for the next 4 months till my wife comes back (she's out of country now). My Question is if i file for a planned non operation of the car with DMV, can i take this car out of my insurance. Currently i just have the liability on this old car. Is insurance mandatory even if your car is not driven / in public roads?. Please help.""

Help with insurance prices?

I was wondering what the cost of these cars would be for a 16 year old male or just a list of most expensive to insure to cheapest to insure. 2006 Chrysler 300 touring 50000 miles 2007 dodge charger sxt 40000 miles 2006 chevy cobalt ss not sc or tc 60000 miles

Which is the best insurance company for motorcycle insurance?

I have honda aero motorcycle 750 cc.. may i know which is the best company to go with????? Thanks

""For pain and suffering money, how much is enough to ask for from your own car ins. company?""

I was in a car accident where the other driver was at fault (under 18 yrs old, no drivers' liscence, no car insurance, failed to yeild). My car was in the shop for 3-4 weeks, I just finished chiropractic care, and my ins. adjuster is going to meet w/ me soon. I have full coverage insurance plus 'uninsured drivers insurance'. So anything my regular car insurance doesn't cover my uninsured insurance pays for anything else. But he also let me know I will be getting 'pain and suffering money. How much should I ask for?!?! I don't even know an estimate of what I should ask for. The worst thing about it is, since the other guy doesn't have insurance, my dealing with my own insurance company. They said after my claim is settled, they will turn around and sue the other driver. I don't want to end up sueing my own car insurance company either. this is my first car accident.""

Please help me about the contens of an insurance certificate .?

Can you give me the contents of the insurance certificate ? The different between insurance certificate and insurance policy ?

What is the average insurance rate for a 16 year old driver.?

16 year old driver with a 3.2 GPA. PLEASE GIVE ACTUAL ESTIMATED RATES, NOT A BUNCH OF PARAGRAPH TALK. I do realize I must contact my agent (dads agent) for exact amounts, and that it varies a LOT even by zipcode. But I am needing just an estimated amount to draw up some figures. I am looking at a 2009 Suzuki Equator or a 2008 Suzuki XL7. Please help! Thanks! (California)""

Cheap health insurance?

I have an account with a community clinic and i am eligible for a 90% discount and i have only had to go once for a sprained wrist. I cannot afford health insurance so the clinic ...show more

Where can i get affordable medical insurance?

I need to get affordable medical insurance for my wife and I. We both work and our jobs don't provide insurance. Any suggestions?

Is car insurance more expensive on newer models?

Im comparing car insurance quotes online. I havent yet got the car im insuring but Im looking at different 206 models. I know there are many factors when it comes to the quote, but does a newer model cost more to insure because this is what I seem to be finding: 2004 models- my insurance is around 470, yet when I checked the same model but a 2005 reg it was nearly 300 pounds more.""

Cheapest cars to insure for a 17 year old?

I think they're group 1 or something, because insurance is a ripoff, so a car thats cheap to insure and runs would be great? Any recommendations and can someone explain this whole insurance group malarky to me please? I will most likely be a Named driver too and my mother will be the Main, if this makes any difference, thanks.""

How can you find out if you have medical insurance?

How can you find out if you have medical insurance?

Can i get car insurance in my cousins name?

My cousin lives in Luton and I live in London so can I get car insurance with his name as first driver and me as second driver? Also how will it work because we're going to have different addresses? How will road tax and permit work? My cousin is 21 years old and I'm 18.

Affordable health insurance for self employed?

My husband is selfemployed and we want to get an affordable family insurance or possibly just an insurance for me. I a m a nurse but I only work part time and my company wont cover me for insurance. any good health insurance companies that we can get and would cover maternity care in the future?

Can i cancel my car insurance after my claim?

hi all, i have a car insurance policy with churchill and have recently written of my car.. the claim is being processed and i need to know some stuff. i am 19 and pay 1200 a year for my car insurance from sept2009-sept2010. I made the claim this week. i am planning to go to america in may for summer camp america and also due to there being a 900 excess ( god tell me about it) i wont be buying a new car and wont need a new car.. my car is only worth 1000 but i am claiming to recover the costs of recovery as i tipped it upside down. so therefore i need to know if i can cancel my insurance policy and if i can do that now or if i have to wait unil the claim has been processed. some people have said tat i might not beable to cancel???""

How much would the insurance cost on a 50 cc moped for an 18 year old?

I know that insurance can vary dramatically.....but it would be good if someone had a rough estimate...and are there and insurance compare sites that don't require the number plate of the bike and the liscence number and stuff ?

insurance hotline

insurance hotline

https://www.linkedin.com/pulse/refund-one-month-using-health-insurance-alexander-brown/"

[colorfulsuitdestiny-blog]

a affordable insurance agency inc boston ma

"a affordable insurance agency inc boston ma

a affordable insurance agency inc boston ma

BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Why is car insurance quote from tesco 550 whereas competitors quote over 1000 ?

i went through swinton, axa ,norwich union, high performance, churchil, and a couple others. they did not even come close...is this possible? i am a bit suspicious, if that tesco quote is reliable, but they say when i call that i can complete the whole process online and i do enter the same detail as on other websites.""

Car insurance company's do they make you angry!!!!?

My car insurance compnay (Hastings Direct ) dont use them there sh!t, anyway on the 22nd april I asked for them to send my Insurance certificate as I only had a temp one that ran out 2 weeks before the date I needed to tax my car wich was 31-5-06, but i never got it so I rang again on the 25th of may and they said there sorry but forgot to send it in april & said we will sent it today . still not got it and my car tax ran out on 31st! rang again today and asked were the hell is my insurance certificate .. there reply oh it must of got lost in post we will send it out today!! how bad is that!!! has this or anything like this happen to you.? if so what compnay s I know not to move to them""

What cars are cheap to insure for 18 year old?

I've just passed my test and I'm trying to find cheaper insurance, I'm not bothered what car as long as it's not expensive. The black box isn't suitable for me please don't suggest that. The other thing is, what insurance company is good""

What's the salary and commission for infinity insurance in California?

Does anyone know?

How much will my liberty insurance go up?

i'm 17, have had my ma junior operators license for 10 months. i was driving home, when in a thickly settled area i saw a motorcycle getting ready to pull off the sidewalk, i was keeping an eye on him to make sure he wasnt going to pull out into my lane, when i looked up and saw that the car in front of me had come to a dead stop, at a greenlight, bc a pedestrian had taken a step into the crosswalk. my vehicle hit the one in front of me, which pushed into the one in front of him. Pretty bad damage, speed was around 25-30mph. Right now i'm listed as an occasional operator on my dad's insurance (clean record). Its liberty mutual, just curious how much itll increase per year since im young. i wasn't cited, no injuries.""

Where can i find cheap auto insurance in buffalo ny?

looking for insurance for my dodge caravan

Cost of insurance for BMW M3 for a teen?

My friend offered me his old BMW M3 for sale. It is a 2000 and 6cyl. I have always dreamt of getting a BMW. I am 18 and live in Iowa. I have good grades and a completely clean driving record. I have a decent sized budget but I was wondering what insurance would cost for it? Would it be possible to lower the cost by putting it under my parents names? It does have a salvage title for a tiny little fender bender. The body has been completely repaired, would this lower the cost of insurance? Obviously any M3 is going to be more expensive.. So what other BMW would be cheap on insurance? How are 3-series is comparison to m3's. Any year close to 2000 preferably. I am just searching and checikng my options. I dont want anyone telling me that i shouldnt buy a BMW. I am not set on it, just a simple question out of curiousity. Any average estimates you guys can give me would be nice. Thanks""

Do you think its good to have insurance?

Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance School supply insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?

How much do you pay for home insurance?

So we are paying like $132 for car insurance on two vehicles with American Family Insurance and we both have clean records although we are young 22 (f) and 24 (m). We just got a quote from Wawanesa they said we could do full coverage through them for half the price 80 a month! Although they don't do home insurance and I know you can save a lot by combining the two. So now through AFI we pay about $40 a month for home insurance is that a good price with the combined home and auto?? How much do you think it will go up if we cancel the car insurance and go with wawanesa?? Is there cheaper insurance agencies that will cover only home? In the end I am just looking for how much you pay and if you combine your auto with the same company. Thanks!!

I am trying to find affordable heath insurance in CA?

I would also like some info on what the deductibles mean, etc.""

How can a teen get lowered insurance rates on a sports car?

How can a teen get lowered insurance rates on a sports car?

Can I get Insurance I am the only employee at my office Group of One?

I live in California and work for a Doctor's office but it is only part time. I have been working for a little over three years and my boss said I can look into the option of getting health insurance however all the companies I look at only want to insure groups of people can my employer get me health coverage even though I am the only one on the plan. Curious in California

Cheapest way to buy new glasses without insurance?

I recently broke my glasses that ive had for two years. I am currently in a predicament that does not permit me to spend alot of money on a new pair and to make matters more complicated, i do not have any insurance. I cannot apply for medicaid so that is not an option either. I need a fast alternative or some ideas as to how I could go about buying a new pair preferably under $100. I constructed a plan of buying my own frames and having the lenses filled but all the optical offices i called do not allow that method, they prefer you to buy their glasses. Thanks (:""

How much does it add to your insurance if you add a body kit to your car worth about 500 if your 18???

How much does it add to your insurance if you add a body kit to your car worth about 500 if your 18???

What's a good looking affordable car for a teen?

My budget is going to be about 15-25k and I like muscle cars like camaros and dodge challengers! Any other good lookin cars?

Are health care insurance premiums?

Are health care insurance premiums, long term health care insurance premiums, and the cost of prescription drugs an allowable federal tax deduction? I think I'm getting some bad advice from a friend of mine concerning tax preparation.""

The cheapest life insurance policy?

I would like the cheapest life insurance policy but also the best possible premiums

Affordable eye insurance (college student)?

I'm currently an undergrad student and I wear glasses which broke a few days ago .. I don't have insurance as of right now so I'm looking for some . I just need something basic that will cover the costs of eye glass exam and contact eye exam , contact lens , eye glass lens and the frame . Something that isn't too expensive but not too cheap where the insurance isn't good .. Like some that are cheap require you to pay for our exams out of pocket and then wait to be reimbursed . I can't have that . I need something where I can pay at a set rate and not have to worry about having to pay hundreds of $$$ and wait to get it back .""

What should I do when the at fault party has no car insurance?

I got into a minor car accident, it was the other party's fault but he doesn't have car insurance. Because it was a rental car, my own car insurance is not going to cover. ...show more""

What are typical limits on a full coverage auto insurance policy.?

I was recently in a mans vehicle when he wrecked, I was pretty seriously injured, and now have a lot of medical bills, and surgery bills. I know that he has a full coverage policy with Geico, because they have contacted me, and told me that. The only thing that they will not tell me is his personal limits. I have found out though that He has a history of accidents, and DUI'S. I do not know if that has any affect on his limits or not. I am just concerened about my bills getting paid, and my reimbursement for my lost time, and pain and suffering.""

Provisional insurance to full licence insurance?

I'm 18 years old and I am 2 (and abit) months away from taking my driving test. If I take out provisional car insurance can I change my insurance to full once I have passed my test? The reason why I want provisional insurance is because I heard it was cheaper, then once I pass my test I would only have to pay 10 months of full licence insurance, correct? But anyway how much it cost me to increase my premium from provisional to full licence insurance?""

What's a good health insurance option for a 22 yr. old male?

My boyfriend just lost his coverage under his parents policy and needs insurance that's pretty affordable but still covers things such as: -emergencies (of course!) -vaccinations -yearly doctor visits/sport physicals Any recommendations are welcome! Thanks!

I need braces on my teeth but i dont no have Insurance that cover it what can do do help?

i really need braces for my teeth and my health insurance wont pay for it. i am 21 and my teeth are crooked and is in my way. i do get SSI but i wanted to know what can i do because Braces cost to much money.

How would an insurance company know how much a car has been lowered by?

So I won't get insured if my car has been lowered by more than 50mm. But if I told them it was lowered by 50mm, if I was to lower it any more than that, how would they know?""

How much will my car insurance be?

I just got my 7th DUI conviction and I want to buy a Chevrolet Corvette, but dont know how much insurance will cost my parents? I don't want them to have to pay too much but i really want the car. please help""

a affordable insurance agency inc boston ma

a affordable insurance agency inc boston ma

Collecting on insurance policy?

Ok, so here it is. A guy hit me, police report said his fault. Totaled my truck and I got a huge amount of med bills. Now I know his insurance co. is payin for my truck and my med bills, but can I also claim on my insurance for pain and suffering, etc?""

Cheapest insurance company for new driver?

I just got my license. Im 18. What might be the cheapest insurance company to go through? I dont make much money a month...

How much will getting a motorcycle increase my insurance?

I am 21 the only ticket I have on me was back in dec 08 for going 86 in a 70 (was on a permit) and paid it in march because of a mixup, but I pay 333 or 366 every 6 months on no fault for a 91 4runner, if I was to get a 08-12 harley davidson (cost around 10,000-16,000) and then get a truck for the winter/times it rains, because the 91 4runner is going soon, how much would you estimate I would pay every 6 months?""

Can a 17year old get kit car insurance?

I'm 17 and thinking of getting an old mini and doing it up, I'm not sure if I can get kit car insurance, I have no points on my licence and if I could get one does anyone know how much it will be? Thanks:)""

I just got pulled over for not having my seat buckle on and I'm wondering how much my insurance will go up?

This is the first time I've EVER been pulled over and I've had my license for a little over a year now. I get good grades and all that stuff so my insurance is pretty low for the average person right now. I'm wondering how much my insurance will go up? SOMEONE HELP! Kinda freaking out here. :p Oh, and I DID get a ticket. I guess it's click it or ticket month in my town (lucky me). The ticket was $70.""

18 in TX and need health insurance?

I live with my dad but he just qualified for his own insurance for seniors or something im not sure. Ignore this fact, but long story short I am a full time community college freshman and make around 700 a month at my job. I am very healthy and workout at the gym routinely and I notice i am having wisdom teeth probs. what health care can I buy thats affordable for me? I turn 19 in 3 months.""

How much for car insurance?

My mom drives a Mercedes B 150 (about 5 year old car), she's Middle Aged and had a good driving record so her insurance is around 200-300pa. I'm nearly 18, and a new driver (passed yesterday), was wondering how much insurance would be for me if I was added onto her insurance. (just an estimation would be great!) Thanks in advance!""

What is the best web-site to get insurance leads from?

mostly health leads, but some life leads""

What if an auto insurance valuation is too low?

The insurance company wants to total my car, which was in a parking lot accident. The value that they are giving it is way too low. I know some people want more than their car is worth and the insurance company would like to save themselves as much money. However, objectively looking at it.... I cannot find another car for the price that the insurance company says it's worth. Online dealer ads list some cars with somewhat higher mileage at $2,000-2,500 more. When I offer the amount that the insurance company offered, they are polite but decline the offer. The insurance company uses comparisons with cars that are all much higher in mileage, some double. I suspect those cars are beat up. The state insurance commissioner will do nothing much, according to what their website suggests. At most, they will be an informal moderator that encourages resolution. They also tabulate the number of complaints. They will not get involved unless there is a clear violation of law, not just low ball estimates. They even say that. Actually, the repair estimate plus salvage value equals the value they assign. If the value is higher, it should be repaired, which I want. I am willing to accept a fair valuation and settlement but it is not fair now. What should I do?""

What's the cheapest car for insurance?

What's the cheapest car for insurance?

16 year old insurance for a moped UK?

Hey, i'm thinking of buying a moped but before i buy one, i need to make sure that the insurance won't be too expensive otherwise i won't be able to afford it. I will basically be using the moped to get to college and back home. Any ideas as to how much insurance will cost on average? I am currently 16 years of age and will be turning 17 in December 2013. I live out of london if that helps. Thanks in advance :)""

How does car insurance repair the accident?

I mean we all know that whoever faults at accident gonna pay for repairs from their insurance. However my questions is what if I buy used car that have little damages on it. As I drive on road, maybe a month later somebody cause accident to my car and police rule out it's their fault. So how can their insurance pay for my car repair from new accident if I already have damages on my car before I buy them? According to a law, once accident happened the insurance only pay for repair from new damages not from old damages. It's insurance fraud if they pay for whole repair that is not part of their causes. Example: I buy a car with rear bumper damages, just little paints and dents on rear bumper. When the accident happen, it cause rear bumper to fall off and it needed new bumper, how can insurance pay for new bumper if some of it was already damages when I buy those car? They might write off but if car is value at 10K and cost repair is 800 dollars then it cheaper to fix but how? How without insurance fraud?""

Auto Insurance agents in Tennessee... Does my 17 year old with a permit?

need to be listed on my policy? I have heard several different answers to this. Also, I've heard he has to be listed but the insurance company cannot rate him until he gets his license, therefore, they cannot charge me more for him. Any help is greatly appreciated.""

About how much should the car insurance of a 17 year old who drives a 2003 Black Ford Mustang?

About how much should the car insurance of a 17 year old who drives a 2003 Black Ford Mustang?

Can I have two Health Insurance Policies from different states?

Before you answer, please read this thoroughly. I am a student and Illinois Resident. I have PPO health insurance in Illinois that I pay out of pocket for. $1000 deductible, 100% covered. I go to school in Florida and have employer insurance in FL (ever since Sept 2008), but it's an HMO. The PPO my job offers has no deductible but is 80/20 coverage, so I opted the HMO. For the average person, it would make no sense to have 2 policies, but I'm not ordinary. I have many pre-existing conditions (some I was born with), hence the Illinois coverage. In Dec of last year, before my FL insurance kicked in, I had a multitude of issues which caused me to have to use my BCBS of IL in Florida where I'm attending school. Many of those things are at bay now, but for doctor visits, exams, etc to arise other than routine check ups, should I start using my FL HMO insurance and just use my IL insurance for when I visit home during breaks? Or should I just drop my FL insurance altogether? The reason this is an issue is b/c I am afraid I my rates will go up or they drop me if I continue to use my insurance which was meant to be for IL, but I have been using it in another state. Yes they will cover b/c it's PPO and it falls under the BCBS umbrella, but this is the risk I take. I will NOT drop my Illinois insurance because I have pre-existing issues that is NOT covered by my FL insurance, so switching isn't even on option. Plus they keep doing layoffs and my certainty at this job isn't guaranteed. Furthermore, I keep reading about fraud, this is not my intent. I am just trying not to have my rates rise anymore b/c I am a student and not making much as it is. I am looking for the best coverage because good health care is my primary concern. I am NOT trying to file a double claim with both insurances, and I am NOT trying to collect any money out of this. Things happen like the flu, ER visits, and any other reason to visit the doctor when you are sick or injured. I have a 2 week window during open enrollment to drop my coverage thru my job. I pay only $20 per paycheck for my FL HMO insurance. So the little amount really isn't that much to fret over, but I need to know b/c I don't want my IL insurance to go up or to be denied covereage b/c I have two policies out there. Someone please give me some guidance. :) I have called my insurance company on both ends, but I can't get a straight answer from either. It's always the you need to contact the other company for the answer . So I am running around in circles. I was even told to just find out after I use my FL insurance to see. I'm afraid to take the gamble.""

Cheapest Car Insurance?

Hello everyone, so I had a talk with my father today and he told me as soon as he's done paying off my car, he's putting it under my name and I will have to pay the insurance. When I first received my driving license I did receive two citations for speeding. I don't know if that will play a roll ? Since I was 15 at the time. Anyway we currently have progressive which to me seems like they are too expensive for a college student I was wondering what insurance many of you have had luck with and still at an okay budget. I'm 18 years old, so I'm sure it will be expensive. My car is a 2008 Pontiac g6 4 door sedan I've had two citations. And that's about it ...can someone give me kind of a price range estimate for different car insurance companies in Florida ? If that makes a difference? And about how much I should expect to pay a month or for a six month policy? I know right now my dad paid almost 1200 for a six month policy on my car, but thats on his insurance and for being a diamond member. Thankyou all in advance.""

""If you are driving someone else's car while they are in it, does insurance cover an accident?""

Hey, I have my full G license however I am not insured under any car because I do not own a car. However, my girlfriend does own a car and we're planning on going on a trip which requires 12 hours of driving. She wants me to drive but I am unsure that if we got into an accident we would be covered. So question: Are we covered by the insurance company in the event of an accident Note: I am driving, have no car or insurance in my name on any car She is in the passenger seat during the whole duration of the trip""

How do you go about getting insurance for a teenge driver (17)...that will be cheap..were only looking 4 liabi

Only looking for liability insurance but less thatn 200 a month

Why is the insurance prices so high?

OK from what I have seen from my friends they have been getting car insurance for there cars for about 1000 a year, now when I check on gocompare.com the cheapest quote is around 7000, what is wrong I've only been searching a vauxhall corsa 1.2l. I don't see why it would be that much.""

Is it covered under insurance?

i want to change my old cavities to the white cavities to match my teeth. i hate to open my mouth in front of people because i have so many cavities. the thing is, is it covered under insurance and is it expensive?""

On average how much does it cost a year to drive for a 20yr old in UK?

I'm planning to start driving (im already learning)but I have big plans I want to carry out and been told I won't e able to if I start driving I spend about 120 a month on bus fair already but how much would driving cost? Would it make any difference on insurance if I waited till I was 21?

Any1 know of any cheap car insurance companies or crappy jobs? i just passed my test but the insurance is a jk?

I dont know what to do, im 18, have no job, a few gcses but not in maths n english, and an AS in finance so its not exactly shocking that i cant seem to get a job. does anybody know of any jobs that nobody else wants? i dont care what i have to do I NEED MY INSURANCE. looks like getting a job is the only way to do it :( would prefer office jobs coz i have experience in admin and accountancy. IF you can't answer that, does anyone know of any cheap starter car insurance companies?, im a girl so i might get a cheaper then boys. thanks in advance :) xx seriously getting depresed and desperate! :'( il do anything!""

Rear ended in a three car crash. Who's insurance is liable?

I was rear ended in a 3 car crash, I am the first one. Car 2 hit me first ( I feel 2 impact), then car 3 slightly bump the car 2. My rear bumper ( car 1) damaged and the front of car 2 got heavy damage. the rear bumper of car 2 almost no damage. also, the front of car 3 look like new. Problem is car 2 insurance only agreed to pay 50% because they said after car 2 rear end me , car 3 rear end car 2 that make further damage to my rear bumper. Car 3 insurance will not pay anything because base on the damage they found, car 3 can't make any damage to me. The repair cost is less than 1000 ( my deductable) , I don't want to use my own insurance to repair my car, coz I think my ins co will not fight for my 1000 deductable. What I can do? I am not agreed what the car 2 insurance co said. Should I go to small claim court or.... its only 850 dollars.""

I need a cheap car to insure?

im 17 years old and need a car to get me to college. The only problem is my insurance quotes are ridiculously high. im looking for a cheap car to insure.

Car insurance coverage question...?????

I have state farm. there's an expectation of a severe storm with softball size hail heading our metroplex. I'm in the middle of switching car insurance. The coverage will expire april 10, 2008. Will state farm covers me if I have hail damage on the same day it's expired?""

a affordable insurance agency inc boston ma

a affordable insurance agency inc boston ma

Why are my wife's health insurance rates going up?

2 days after Obama signed the new health care law, my wife received and email from her health insurance company. Her monthly rates, and her deductible will be going up. Ah.. wait a minute... isn't the new health care law supposed to make health insurance more affordable????""

Car insurance quote should i pay?

i took out a car insurance policy 3months ago the operator quoted me 1050 pounds which i thought was a bit expensive, she said if i canceled within 14days (cooling of period) i need not pay no moneys!! i canceled within 8days. i got a cheaper quote elsewhere, Now the 1st insurance company are going to take me to Court they are saying i owe then 320 for 8days cover! should i pay them? whats the Law on this can any one help me has i don't think i should pay it.""

Is this true about car insurance?

I know that when you're 25, your car insurance is usually lowered. Today someone told me if you're under 25 but over 18 and have a child, your insurance is the same as someone over 25. Is that true?""

What would happen to my dad's insurance?

My friend was driving my car and he has no insurance when we got pulled over. The cop asked for license and registration. My friend gave his license, but he gave my insurance information and my registration information (which is under my dad's). Would we get penalized for it? Would my dad's insurance rate go up?""

If im on my parents insurance when i buy my motorcycle do i have to pay for insurance?

I have to save for it and its hard to get a job in Jacksonville if your a teen so how much the insurance cost and do I need it if I do have to buy it or can I just buy the motorcycle and go its the Honda cbr250r its the only in my price range for now

Health insurance for visitor from india?

Where can I get health insurance for a parent who is undergoing dialysis in India and wants to Visit the USA for a short term. Of course they will need to continue there treatments here while visiting. But we need some kind of assistance while they are here.

Canceling car insurance?

i got some car insurance for a car i was purchasing today as i did not want to drive it home over 100 miles with out none , i only took it out yesterday but when i went to pick up the car it had obtained some problems that it did not have before so i have not brought it. i was told when i got the insurance that i would have 14 days to cancel it but when i rung them up today to cancel it they have said i can not and i will have to pay all of the premium in full, i explained to them why i was needing to cancel it and was told it is not their fault and i still have to pay all outstanding monies , is this right . this is with swinton if it matters.""

How much does motorcycle insurance normaly cost?

im 17 and im going to buy a yamaha r6 or a honda cbr600rr this month and im wondering about how much insurance would cost. the website quotes take forever to get so id just like to know how much other bikers pay for their insurance.

Are there any insurance companies that offer discounts for drivers of hybrid cars?

I know Traveler's does but their rates are really high to start with, so 10% off that is actually a ton more expensive than my regular insurance. I'm looking to insure a 2005 civic hybrid. (which for fair note I love!) Thanks in advance!""

Best Medical Insurance for autistic toddler in california ?

My child is 3 years old and she is a diagnosed as high functioning with autism, Im fed up with dentical and medical insurance, Im looking into a new paid insurance for her. What insurance in california is best for a toddler with autism? Anyone know the benefits of the two...Price is not really an issue..""

Sex change versus Car Insurance?

if man changes to a woman would this affect his/her car insurance, would his insurance be cheaper or dearer?""

""Why in California, mortage lenders require fire insuance but not earthquake insurance?""

and why few insurance companies cover earthquakes and if they do, it is with unusally high premiums and co-payments""

What kind of insurance should I get?

I need dental braces but can't afford them. Is there dental insurance that I can get so that I wont have to spend so much out of pocket??

About what would the insurance be on a '94 Camaro V6?

This doesn't apply to me...one of my friends asked me to post this--long story Anyway, he wants to buy this '94 Chevy Camaro base model; not the Z28!! He's gonna buy it off a local guy for $3000...it was 3200 something but he gave him a break for cash. So I'm supposed to ask what kind of insurance that he, a 16 year old will a spotless driving record and good grades, could expect to pay. His parents would like to put liability only on it to keep the cost down. Does anybody have any estimates???--remember liability ONLY..... Oh and we're here in Iowa if location makes any difference....""

How much does my car insurance go up after speeding ticket? ?

How much does my car insurance go up after speeding ticket? ?

Can i borrow from my life insurance policy?

Can i borrow from my life insurance policy?

Insurance on a 2010 Scion Tc?!?

Is there any way to estimate this?? What would be more for Insurance? A Scion TC or a Toyota Camry? I have never been in an accident before and It would be under my fathers name anyway, who has no accidents or violations""

Help needed about insurance for '04 Mazda Rx-8!!!?

I'm THINKING about getting my first car as '04 Mazda Rx-8. The car I'm looking at has 32000 miles. But I read some reviews and it seems the car has some issues and having warranty is a right choice. How much would it cost to extend the warranty?

Can I drop motorcycle insurance for the winter then pick it up in the spring?

I'm 17 and am looking for a motorcycle. My mom called our insurance company (Nationwide) and had a quote prepared and they said it would be an extra $70 a month. Seeing as how it gets cold here in Ohio i don't really want to ride a bike in the wintertime. Would it be possible to drop the motorcycle part of the insurance during the wintertime and then pick it up in the springtime when I start riding again? I'll also be turning 18 in February so I think the rates would go down.

Which is the best car insurance? Are there secrets your car insurer won't tell you?

Automobile insurance coverage options can be confusing and their prices vary from company to company...( Geico,Allstate,AIG Progressive and many more)""

US Maternity Health Insurance?

Hi, I am looking forward to give birth in America so I need to know what kind of Maternity International Health Insurance I need since I am not an US citizen. I need a 1 to 6 months insurance. Can you provide some Companies' names or more info please? Or an approximated price? Thanks.""

How is the mandate to buy car insurance different than the mandate to buy health insurance?

This seems to be a popular talking point among liberals. It saddens me that liberals are so partisan that they are blinded to the obviousness of the differences. So for the record, what are the two differences between the requirement to have car insurance and the requirement to have health insurance? 10 points goes to the most simplistic and straight to the point answer.""

Do i need to have insurance for a motorcycle to switch owner?

So I bought a motorcycle from someone with late fees which i can pay off and was wondering if I need insurance to switch the title to me. I'm from California.

How much would car insurance be roughly for?...?

It is a Ford K.A. T 06 plate. I will be 17 when I pass and I was just wondering how much it would be monthly as a rough estimate. Oh and I also live in the United Kingdom.

Car insurance in new jersey?

how much is liability car insurance in new jersey

a affordable insurance agency inc boston ma

a affordable insurance agency inc boston ma

Motorcycle insurance?

my motorcycle insurance policy is about to expire next month, so im just looking into companies/experiences to see if i should switch (since getting quotes isnt as easy as they make it sound!!). ive been with progressive for a year and pay 93$ a month. i was honest when i joined and said i had less than a year of experience-- i'd literally learned how to ride right before signing up with them, though because i learned with one of those motorcycle safety courses, i got a small discount with them. so, now, i have a year of experience as well as a year of owning my bike (which i paid for in full and am the sole owner of). i'm 20 year old female, have a kawasaki ninja 500r, use it for pleasure purposes. my driving history, unfortunately, is not pristine. in 2009 i got a speeding violation for MORE than 10mph over the speed limit (that was in my car), and last month, sadly, i was in an accident that was my fault (also in car) (no injuries). i havent had any infractions on the bike. i have a motorcycle endorsement on my license and, as i said, passed a motorcycle safety foundation course. i got a quote with geico, and their prices were really just obscene. so, basically, i just want to hear from other ppl who deal with the same thing. how much do you pay for bike insurance? have any good recommendations for companies? what companies are known for being a little bit more forgiving about accidents, seeing as i just had one (again, in my car, not my bike, but i know it matters). any tips, etc? i know being young and not having a lot of experience are not on my side, just thought id try :)""

My own insurance?

In High school I was on my parents insurance and then I moved out with my boyfriend and got put on his parents insurance, but Im pretty sure his mom is lying to us about how much the insurance costs. We payed a varied amount (75-200) every 2 weeks for a couple months and then that same varied about after that per month. I feel bad about not trusting her but I want to have my own insurance. Mainly because I want to be self sufficient and pay my own everything! How do I go about getting insurance for me and my boyfriend?""

Can one opt out of Pay as you go Car Insurance rates?

I was recently shopping around for car insurance. One to see if I could save a couple dollars on my current plan of $150 a month, as well as to get an idea of what I'd be expecting to pay upon getting a better car for commuting. While I was shopping around I quickly started finding out that California has milage based insurance. I commute on average 130 miles a day to and from work not including my personal driving on the weekend or when I go out shopping or whatever else. With that I found that these insurance companies want me to pay them the equivalent of a small mortgage payment to insure my vehicle. So I wouldn't be saving any money in fact I'd be paying close to 1100 dollars more per month than what I do now. All cause I need to live further out from where I work in order to afford a nice place for myself and family. So what are my options? Can I request non milage based quotes and plans or is this some mandate now? Would I have to uproot my entire family just so I can save money on car insurance. While at the same time spending way more on rent? Example I rent a 4 bedroom house for about $2000 a month currently. To get the same thing much closer to my job would be about $5000 a month. If gas prices were't bad enough, lets now punish the many who have longer commutes than the rest is that how its to be understood?""

Help! Car insurance suspension and keep no claims!?

Hey, need some urgent advise please! I'm intending on selling my car and am currently 6 months into my car insurance - the menace in this is I intend to purchase another car though my insurance aren't able to insure it though others are! Is there any possible way I can maintain my current insurance to btain the NCB and just become insured by a alternate insurer for my new purchased car? My method was suspending my current insurance and then cancelling at renewal (therefor obtaining no claims?) Need a real helping hand please!""

How do insurance companys notify you when your insurance goes up?

i was in fender bender yesterday (not that much damage but basically ran into the back of a lady that stopped immediatley infront of me) but was under my grandmothers insurances at the time and driving her vehicle. people have been telling me that my insurance will go up now though, Im under my parents insurance, so will the insurance company send a letter to my house like tomorrow? or when insurance bill comes the next time to be paid it will be a little higher? Will it state why? Thanks""

Best life insurance for baby? Cost?

Trying to figure out the best life insurance plan or place to use for new baby to come. How much does it cost upfront? Do you pay it overtime?

How much car Insurance would I pay?

I have just got my first car as I'm 17. I got the VW Scirocco 2.0 Around how much insurance would I be paying? I am a very good driver as I have had lots of practise since I was about ten. It is modified with a nice body kit and has twin turbos. I didn't think about insurance before I bought big engine car for a first car. Any help and who does it cheap for teenagers?

How much would insurance on a motor scooter cost in the state of ohio roughly?

How much would insurance on a motor scooter cost in the state of ohio roughly?

Commercial business insurance and homeowners insurance?

I am closing soon on a small commercial property. It is a smaller restaurant/bar and has an apartment in back where I will be living. I'm a little confused regarding insurance. Do I get commercial business insurance for the building, and then separate homeowners insurance for the small apartment in back? Though I feel that would be strange as it's one large building essentially. Just curious what others have done, it's too late to call now, yet I will in the morning.""

How/or where do I compare car insurance quotes?

I'm 21, and looking to get car insurance for the first time. I don't know how, or where to go, to get car insurance quotes. Can you help me?""

Car Insurance quotes madness--------?

I am 26 and looking to buy a car. I am a new driver who has only just passed my test. Can I get a reasonable insurance quote? and if so where? I personally hate the idea of handing over 1000+ to a company who in all honesty will sell on my details to a multitude of companies, and not pay-out anyway. i am getting really annoyed by qoutes of 1000, 2000 and in one case 4000 for an 800 1.2L hatchback. I know it is wrong to be thinking this, but is looks cheaper to be an uninsured driver. as I will only have to pay a 300 fine if caught.""

Do you get your credit checked for car insurance quotes?

Do you get your credit checked for car insurance quotes?

""My girlfriend lost her job, and our baby has no more health insurance?""

My girlfriend and I do not live together yet. I work full time. She worked fulltime at starbucks. They fired her today. Our 3 month old son was under her insurance, and my open enrollment just passed so I cant put him on mine until next year. I live in the state of California. I do not live with her. She lives with ehr parents... and I room with my brother and his girl. This economy is really jacked up. I want to get a place with her, but how in the world will we get insurance for baby boy until I can put him on mine?""

Should the owner keeps the refund on new insurance?

I changed my homeowner insurance and the old company sent me a refund. Should I keep the refund or apply it to the new policy?

What happens to money at the end of life insurance term?

As a young child and teen, I remember my mom saying on a few occasions that she bought term life insurance when I was a baby. It was a 30 year plan for 100,000. She said that the term would end when I turn 30 years old and if she doesn't die by the time it ends....then SHE would be able to collect on the plan (getting the 100k) Now, I am 30 years old..and want to by term life insurance so my child will be taken care of incase I die. I'm thinking off getting a 20 year term. MY QUESTION - is it so that in 20 years...if I don't die, then I will be able to collect all that money? I'm doing research on it and finding that with regular term life insurance, you don't get any money at the end of the term.....but I remember my mom saying different. What do you know about it? (it isn't possible to ask my mom about it)""

What will my insurance do?

So the other day a car slammed on their brakes and I hit their bumper. It was a Mercury Sable.Not sure the year right now...prob 98-02. It was a young girl and her 4 friends. They were obviously under the influence of weed. They of course did not want to call the cops. I said ok because I did not want a ticket or my ins rates to go up. We exchanged names and numbers. She called and my husband and I arranged that we would pay for half of the damages. Today she called and said her estimate was $870!! I only cracked her bumper...what should I do? Can I still file a police report? What will my insurance do if I go through them now?Thanks!!

Why are my car insurance rates so high?

To start, my girlfriend is insured completely separate from me and in no way affects my policy. My girlfriend was recently in a car accident. This is her second at-fault accident in a 2 year period. Her car was totaled in the accident and she was trying to get quotes for insurnace on a new vehicle she will be financing. She has been getting quotes around $270/mo and below with the history I stated above. She did have one company give her a quote of $170/mo, then State Farm said they could forgive her first accident and she would have to pay around $136/mo I have never been in an accident, I have never received any type of ticket, I have nothing on my record. Getting a quote on the exact same car (2004 Toyota Rav4), just in my name and with the financing in my name, my quotes average $300. This is insane. My car is currently going through my parents insurance so I only pay $40.00/mo to them and it's all good, but I decided to get some quotes on my car just to see how much it would be... The car is a 1994 Toyota Corolla, 4DR sedan. I am 19 years old, will be 20 very soon. Like I said, I have a CLEAN driving history. My quotes on this car are as follows for liability coverage: Allstate: $113/mo Progressive: $162/mo State Farm: $262/mo Now, to me, this is insane. My girlfriend's insurance was about $50.00/mo on her Dodge Stratus. She wrecked it. The insurance on her new car, which was only liability again, was just $60.00/mo. Now she is getting the $135 to $170/mo quote for full coverage on this Toyota Rav4. If anyone can help me understand how she can get cheaper FULL COVERAGE insurance with her driving history than I can get of LIABILITY insurance with my history, please do. This makes no sense to me at all.""

How do I find Insurance coverage for preexisting conditions in California?

Our March Cobra payment was sent in too late so the coverage was cancelled. I applied on-line for coverage with Blue Shield of California and was denied due to preexisting conditions. Now I have no coverage. I understand I may have a 6 mo. to 1 yr. period where the insurance wont cover any preexisting conditions once Im on a plan, but how do I find a plan that will accept me?""

Does anyone know names /links for affordable dental insurance for someone who's 66 yrs old under medicare...?

my mom is having tooth ache and she's 66, no job, poor. anyone knows of good dental insurance plan i can help her with?""

What is the lowest quote that people are getting from this site?

I managed to save 150 p/month. Can anyone find a better quote from this resource? http://www.adrian-flux-cheap-car-insurance.blogspot.com

BEEN RIPPED OFF BY FAKE CAR INSURANCE WHAT SHALL I DO?

i paid this guy 130 for insurance, he put down all wrong details on the policy so that i am like 30 years old, that's why it was so cheap. wont reply to my emails or pick up the phone. told him i was going to call the police and tell the insurance company if he didnt refund me. this is the add: http://www.gumtree.com/london/13/60689813.html what should i do now??""

Camper van Insurance for 17 year old?

How much would this be, on average for a second hand camper?""

How much is car insurance and how much would car insurance on a mustang be how much would mustang I?

I am looking a used cars and I was wondering how much car insurance is and how much would a mustang be to insure.... Also I would be a first time driver and I live in pa if that makes a difference

""In California, is there a penalty for not having car insurance, even if it's temporarily?""

The car insurance on one of my cars runs out in a few days, and the insurance for the second car runs out at the end of this month. I was thinking of holding off on getting insurance for car #1 and start a policy for two cars at the same time. Of course, I don't intend to drive car #1 while it's not insured, it will just sit in my driveway. I heard that in some states, they will charge you for each day that your car is without insurance, even if you don't drive it. Is that the case for California?""

Quick insurance question?

Can i put my insurance under m uncles name that way insurance would be cheaper and i drive my car? is it possible hes 45, and i'm 18""

a affordable insurance agency inc boston ma

a affordable insurance agency inc boston ma

https://www.linkedin.com/pulse/i-have-insurance-plan-costs-900-month-50-co-pay-10000-larry-gilbert/"

[awesome-legendarystudentcho-blog]

first choice car insurance quote

"first choice car insurance quote

first choice car insurance quote

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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2 speeding tickets in 1 days! USAA insurance. Help Please!?

Ok, so as the title says, i got 2 speeding tickets in 1 day. Yes that was stupid, i know. I am really worried. one is a $205 fine, the other $110 both for speeding 15 mph over. I think it is possible to get defensive driving with one of the tickets because my last ticket was around 2 years ago. Thats the other thing. 2 yrs ago i got in a wreck, my fault and a ticket too + defensive driving. so with all that taken into account. do you think i will get dropped from USAA insurance or how much do you think my rates will rise? Thanks for the help!""

Where can I find car insurance who will LISTEN to my circumstances.?

I have been driving for over 20 years but the last 5 years have been on my husbands policy for company cars. Before then I had full no claims but lost them as we lived in Singapore on a 3 year work contract, I was driving there also with a Singapore driving licence. When we came back to the UK I have been driving brand new top of the range 2.0 cars.(accident free) Now I need to get car insurance but the set forms do not take any of this into account. Hence the hefty quotes. I have only 1 controversial speeding penalty. Why dont you insurers out there LISTEN !!!""

Do you have health insurance?

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What is a affordable health insurance that covers DENTAL?

or at least some of the cost?

Car insurance question! help?

Ok so I'm 17 years old. I have had my license for 5 months. I have never gotten a ticket, been in an accident or pulled over. My parents are buying me a car.. and well I'm a teenage guy so I want a sports car. My parents said I can't have a car with a v8 engine or any kind of GT because it will raise the insurance cost. I found a nissan 300zx online for around 4,500. It isn't a gt, its automatic and its a v6. I told my dad about it and he said no. When I asked why he said because nissans are different and the insurance will be high if I buy that car, but he says its fine if I get a different car make that has a v6. Is what he said true? Will the insurance go higher because its a nissan sports car? (We have gieco)""

Should parents pay for their kid's car insurance?

Ok, my 20 year old stepson who's been living with my husband & I for the past 6 years is now in 2nd year of college and commuting to college... After battling to get my husband to agree that he needs to be responsible and start paying for his own insurance ($50) he started in July & Aug... Granted we gave him a car to use... All summer he was not able to get a second job (all year worked pt at a store) as he delayed applying since he wanted to see his mother for the summer... Mind that his mother who lives out of state did not pay any child support for the 4.5 years he was living with us... She only paid out of court order for the last 1.5 years of his hs years and immediately stopped once he started college... Now, my step son doesn't feel he should continue paying for car insurance as he doesn't feel he can afford it and my husband feels he shouldn't coz he never asked for anything... I feel he needs to be more responsible as a young adult... Although he doesn't ask for things, I'm looking at his future and hoping that he can grow up to be responsible... He already wasted his first year in college wasting the money he had earned from the pt job always going out with his friends instead of coming home to eat or packing food... Perhaps that's b/c his dad always gave him money for lunch... He could've used that money to pay for college and save, but ofcourse it didn't happen eventhough my husband kept letting him stay in school 'till late at night sometimes as late as 2 or 3 am... Is it wrong for me to suggest that he pay his own car insurance?... I have my own son (17 yo) also from previous relationship and is getting him prepared to get his license next year when he graduates hs and have already been helping him save so he can pay for his own car insurance as well... Any input is appreciated.""

Are you in favor of getting rid of health insurance for people with pre-existing conditions?

Are you in favor of getting rid of health insurance for people with pre-existing conditions?

What is the best (price and care) auto insurance for someone with a DUI?

So about 7 years ago I made a mistake and got a DUI. I realize it stays on your record for 10 years but there has to be decent full coverage insurance in San Francisco that does set me back almost $200 every month. Any suggestions?

""Insurance rates in California to rise 147% under Obamacare,was obama lying or does he just not know?

http://www.forbes.com/sites/theapothecary/2013/05/30/rate-shock-in-california-obamacare-to-increase-individual-insurance-premiums-by-64-146/

Insurance for a mustang?

All the insurance sites I have seen require me to register, and add my personal details before get a quote, and i do not want to do that. so i will ask for your opinion. I am 25, just got my drivers license, and have a 1997 mustang. I am in Louisiana. How much would the basic insurance be? I have never been in an accident, and the mustang is just the basic model. I need the cheapest coverage, and do not plan to use full coverage, because the car is not worth that much.""

What's the average cost of maintenance of a recreational aircraft (piper archer III)?

How much you would have to pay annually to maintain a hobby like this one. Including fuel, hangar, insurance, etc.""

Young peoples car insurance?

ok im 17 and i passed my driving test in july but i havent been driving because insurance is too high and i couldnt afford it. So i was holding out for my 18th birthday in jan to see if it went down abit. I have just gone on my weekly check of confused.com and for third party f and t its now 2500 (same as always) but when i change my DOB to 6th december 1992 it goes down to 1544 so does that mean when im 18 in jan i should get a qoute with a similar price or will it stay at 2500? cheers

Can I be under my uncle's car insurance?

My uncle just bought a car for me as a gift, however it is under his name. Is it possible for me to be added as a driver under his insurance, even though I am under my parent's insurance? or would I have to add that car under my parent's insurance? This is all so confusing.""

Confused about insurance...?

forgive me, its my first time..but im confused. My new apartment says i need liability insurance to move in...i already have renter's insurance.......are they basically the same thing?""

Good health insurance for a small family?

My husband and i are looking to health insurance for our family and i was wondering if any one knew of a good company (in Florida) that was affordable. He is 21, I'm 17 and our daughter is 10 months. We are also expecting another one in November and need prenatal care as soon as possible. Thanks.""

Car insurance quotes?

Is there any place to get a car insurance quote without entering in a bunch of personal information? I am looking for quotes for a sedan, coupe, and SUV for a new 16 year old male driver. (Im trying to decide what a good deal is, and what is worth buying)""

Health insurance in Michigan for low income person?

Health insurance in Michigan for low income person I live in Chicago, but my mom lives in Northern Michigan. I am reaching out to the Yahoo Answers community for help. My mom is 55 and my dad is 65. My dad gets some health benefits because he is on Social Security, but my mom has nothing. My mom runs a foster care home for abused and mentally handicap kids. I dont know for sure what their income is, but I have to believe it would be in the high 20s to low 30s (nothing). I say foster home, but she really adopted these kids. Because she adopted them, I guess she is technically not employed by the State of Michigan and therefore gets no insurance. My mom is really sick and has no health insurance. She refuses to visit the hospital or a doctor because of the bills. My brother and I have offered time and again to pay for this, but she feels like she is being a burden. This time she finally agreed because she is really really hurting. Does anything here know of low cost assistance she would qualify for? I doubt any traditional health insurance would pick her up because of her age, and general bill of health. Even if they did, I bet the premiums would be too much, and the co-pays would be outrageous. Any direction you can point me in will be helpful for a starting point.""

How much will insurance cost for these cars?

How much will insurance cost for a 16 year old boy for the following cars. Mustang GT Mustang (V6) Toyota Tacoma Please no answers like You don't need a GT or too much for you money is not a problem for me (not that its any of your freaking business) i just would like to know.

I need health insurance. and advice?

i am 20 and want to get affordable good health insurance but i only want to pay like 75$ a month is that reasonable? what should i be expecting to pay and what providers are good?

Will calling insurance over a cracked windshield raise my insurance rates?

I have Geico insurance for the past 8 years. I have not made one claim in that 8 year time frame. I was driving down the highway last week when something struck my windshield and spider cracked it pretty good. Should I pay it out of my pocket or call the insurance. Will my rates go up for making a windshield claim?

Can I purchase life insurance?

Can I or may I purchase a life insurance policy for my step father in law. I've been asking around and some family member say no we can't and some other say yes we can. I'm so lost

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I'm 22 years old and have been driving since I was 18. Never got pulled over, a ticket, or in any accidents since I've been driving. Been on my moms insurance since then but I'm looking into getting my own used car and just curious as to how much it would cost for someone like me.""

Florida Car insurance questions? Agents?

Any of these you could answer would be great. 1. Will my Dad's insurance cover me if I drive his car if I dont permanently live with them anymore? Does the policy including anyone he gave permission to drive include me then? 2. Would it be cheaper to get my own insurance or be added to his policy? 3. Im home for the summer from college, so would it be possible to pay for a couple months worth of insurance, because he cant afford a 6-month policy for me 4. Does insurance cover the car or the person? 5. If I were to get insurance now, then get my own car in the near future, what changes would have to be made and how easy would they be? 6. My dad said something about not being able to take me off his insurance once I was on it, because I go to school in the same city. Why is this? Also, I'm 19, female and live in Florida Clean record, my dad drives a Toyota 4-runner""

""One more question on insurance,,,, do I HAVE to cancel existing insurance on my mums car.....?""

i have a quote from an insurance company who is willing to give me temporary car insurance for 3 months on my mums car, it works out cheaper then going on as second driver, they said i have to cancel my mums insurance but maybe that is because they wanna make money at the end of the day, my mum is saying i don't have to cancel the existing insurance but i aint sure, i just think she is worried she may not get the refund for paying for a full years insurance if she cancels... help me out guys !!?""

Does anyone know a reliable and affordable car moving company?

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first choice car insurance quote

first choice car insurance quote

What is The best Auto Insurance to get?

What is The best Auto Insurance to get?

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Some companies like Dashers offer insurance for 18 dollars a month http://www.dashers.com/ is that good enough?

How much does it cost in hospital and delivery without insurance in ca?

How much does it cost in hospital and delivery without insurance in ca?

Can you have more than two car insurance policies in New Jersey?

I am under my dad insurance and so is one of my cars. Is it possible for me to be under another insurance with my other car or thats not possible.

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Can anyone tell me Obama's discount rate for Health Insurance?

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How can i find affordable private health insurance?

How can i find affordable private health insurance?

I have a question about insurance? Help please?

I just recently got my license, and I'm already listed under my mom's policy. (I'm going to be driving her car.) Anyway, the rate obviously went up because she added me to her policy. But they aren't going to charge her for it until next month. Even though I'm listed under the policy, would I have to wait until next month to drive? Because I haven't technically paid yet for my part of the insurance? Thank you!""

Car insurance for 16 yr old boy?

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Affordable Cosmetic dental insurance in NYC ?

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What to know about cars and car insurance?

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How much would private insurance cost for two adults and 1 baby?

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""Selling Car, how to do a test drive with no insurance?""

I'm selling my car but it has no insurance or a plate. I live in Alberta, Canada. I know people would like to test drive the vehicle before buying it, is there a way to do this legally?""

Which 600cc motorbikes are the cheapest to insure?

I am 19 years of age and have recently passed my bike test, and am looking for a 600cc fairly nice bike as i have been riding motorbikes since i was really young but i am just wondering if anyone knows of some bikes that are quite cheap on insurance and worth getting, many thanks.""

Will getting a speeding ticket raise my insurance?

Will getting a speeding ticket raise my insurance? I was helping my friend move her car today and got pulled over for going 10 mph + the speed limit (in a different state). I showed the cop her insurance and my license. He said he is going to mail me the ticket. Now, I am wondering after I pay this ticket, will my insurance increase even though this was not my vehicle, vehicle insurance, and it was in a different state (California). Please help with any advice, I cannot have my insurance go up. Cop still gave me ticket even after ten hours of driving and crying afterwards..""

Whats good Health Insurance?

Im 20 a year old woman in college, I recently found out I was pregnant. I want to find affordable health insurance coverage for me and my unborn child. I dont want to rely on ...show more""

How much will insurance go up? ?

How much will insurance go up if you are 18 and just got into an accident with a park car and only hurt there bumper?

CRAZY Insurance Premium! Any way out?

From Toronto, Ontario, I am a 19 y/o male and want my own vehicle. Without paying a crazy insurance rate of $6000+ per year, how can a 3rd vehicle be purchased and licensed under my parent's name (I live with them) having them as the primary driver? The problem is, from what I know, if I am licensed and living at the same address, I will automatically be primary driver of the 3rd vehicle as now there are 3 drivers and 3 vehicles. So what if my parents had 6 cars? There must be some way out..""

Should I get health insurance for psychotherapy?

Assuming that each visit with a clinical psychologist is around $100-150, what is the cheapest method of getting coverage for therapy? I have no health insurance and don't think I could afford it at this time. It seems that the cost of plans with no deductible would be around the same price as paying for treatment out of pocket. Are there any other options for those that can't afford insurance? Something that would involve low monthly payments over a longer period of time? (Hopefully with a low interest rate, if there is one.) If it matters, I am an otherwise healthy 21-year-old and living in southern California. No history of physical illness. I hear that insurance company's can be fickle about pre-existing conditions. Any advice is much appreciated! Thanks! BTW, I don't know anything about health insurance, so excuse the obvious naivety :)""

Do rich people need insurance?

I was just wondering..if they have so much money....do they really need insurance?

Can I drive with my moms insurance?

Can I drive my moms car with her insurance with her in the car with me. Without being added onto her insurance policy?

How much would a BMW increase your insurance every month if you have Nationwide?

Like compared to having a non-luxury import car?

Does anyone know of a great affordable insurance plan with maternity coverage?

I already know about maternity card (no good).

HELP!! IM 19 i need a very cheap car insurance?

hi i recieved a BMW compact 02 plate car as a gift, and i was really happy but now im really upset because i cannot find any cheap car insurance, i quote all the time and the lowest price i get is 5200 for a year and monthly instalments of 468, i wonder where in their brain do they they think i can pay that every month, i work and pay my rent, sky, internet, gas, tax, credit card etc. what must i do i cant afford to pay 468 more on bills. can you please give me websites which can help, and please dont leave any rude comments because i really cant be bothered for u wasting your time , THANK YOU""

first choice car insurance quote

first choice car insurance quote

Does auto insurance cover any vehicle I drive?

I wasn't expecting it but my mom told me she will no longer be driving. Her car is 5 years newer than mine and she told me should take over her car and get rid of mine. Since my car still runs well I felt I would keep it a little longer. I checked with the insurance company and I acted like we are going to sell her vehicle. I just felt it shouldn't matter which car i drove since they are similar in size. The insurance company said I would have to turn in her plates. Does auto insurance cover any car I drive and if I want to keep 2 cars for now do I have to tell the insurance company and will they allow it if I pay more for insurance?

I need help with a car insurance issue?

My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""

Need suggestion for health insurance?

Living in CA. Just want to get individual health insurance in case of any expensive treatments like surgery, hospitalization...so the insurance can have high deductible... In this case, should I consider supplemental insurance like AFLAC?""

Which car insurance companies insure electric cars?

My insurance company will not insure electric cars. Which will?

If your insurance cancels and you reinsure the next day will you get hit with a penalty?

okay im with nationwide and theyre expensive so theyre canceling my insurance on 1/1/08 but i wont have the money to go to my new cheaper insurance until the next day so will i get hit with the 500 dmv fee??/

Affordable insurance in NYC?

My parents need health insurance. They are 50 and 49 years old. Is there anything affordable that you would recommend?

Can I force insurance to pay for rental car if they take too long to make a decision after assessment?

First off I am in CA and the other liable insurance is Farmers or 21st century. For some reason Farmers is handling the claim. Ok, so I was in an accident in which the other party was at fault. As such their insurance has accepted liability. I have already taken my car get an assessment by one of their representatives at a repair place. But do to their stupidity in a few instances, its taking a long time for them to make a decision as to repair my car or call it a total loss. So because of that, in the mean time I am forced to drive my car which I do not feel comfortable driving in. The passanger seat belt doesn't work so I can't commute to school like I usually do. Bottom line is a have been patient when they did their investigation and everything, but its been a while now and my car is still not even in a shop to get fixed. In order to maybe speed up the process and make me feel safer, can I just get a rental car already force the other insurance to pay? After all they are completely liable since it was their driver that was at fault. Why do I have to wait day after day, driving a ruined car, while they take their sweet time making their BS decisions? I know that they legally have to pay for a rental while my car gets repaired, but again they are taking time simply deciding if its a loss or not. So because of them, its not in a shop just yet...., but can I still get a rental car early and have them pay anyway? Maybe that will make em hurry up.""

I just received my license and the cheapest insurance I can find is geico at 295 a month I need something less?

I have a 2002 nissaan maxima im 18 & single I really need something cheaper

Car insurance for a 16 year old???

I live near the Twin Cities in Minnesota, and have a 3.2 G.P.A and would be driving a 1996 4WD Chevrolet Blazer....we got a quote threw Progressive and they said it would be like $400 dollars a month just for no fault there must be some company out there thats cheaper.....Also........Would it be cheaper to go on my dad's insurance....or am i better off having my dad insure me through a different car insurace company. Because he doesnt want his insurance to drop him because if i get in an accident the rates would go way up and he also has other kinds of insurance through that company like home owners insurance and things like that........ -thank you-""

Car insurance for teens. Do I NEED to be listed on my parents policy?

My parents have triple A auto insurance and I have recently gotten my drivers license. I have tried to research the requirements for insurance by law on the California DMV website and the most concrete statement I found was some numbers that cover various damages and injuries (DMV website is not working properly so I cannot look it up). My parents insurance obviously covers the basic and more. However, my parents policy states that Any relative that has consent of the owner to use the insured vehicle is covered by this policy - These are not the exact words as I don't have the policy on me, but it is pretty damn close. In the definitions portion of the policy, it states a relative as anyone related by blood, and some other stuff. I am my parents son so I am obviously related by blood, thus their policy coverage extends on to me when they give me permission to use their vehicle. I did not find ANY California laws that required me to be on the policy. i only found information that said I only need that minimum coverage which my parents policy does provide. We did contact triple A about this and they did not give us a reasonable answer. All they said was that they WANT my parents to add me because THOSE ARE THE RULES. Seems like they just want more money in their pockets. Can someone give some advice? Thanks.""

Car insurance?

So im thinking of getting a car... but im 16 so i know insurance is gonna be insane, and im in MA so its mandatory. Anyways from what i understand it cost way less to get added to your parents policy. But can i do that if im not driving their car, but my own car i bought (not yet)? I cant buy the car in their name... has to be in mine...""

Auto insurance estimate for 5 points?

Hi i have 5 points on my license i live in Baltimore city and drive a 1985 Chevrolet corvette with historic tags insurance with it in my dads name is very cheap even with me as the listed driver but i think my insurance company some how missed that i have 5 points on my license so i am just wondering if anyone has any ball park figures as to what my insurance might be when they see that i have 5 points thanks.

What does the insurance company require to insure property?

What does the insurance company require to insure property?

Car insurance for 16 year old in Seattle?

I am a male. The car i would be driving is a 2000 BMW 323i sedan. I would have USAA insurance. does anybody know roughly how much this would cost?

Does anyone know about California health insurance?

I have severe episodes of tonsillitis about 5-8 times a year (lasts 2wks - 1mo, fever hangs around 102F-104F, pain relief in bones and muscles is impossible with over-the-counter pills) and I have small bouts in between those. I'm no longer going to college because it can get really difficult to attend and keep up with classes. I have no health insurance and my mom only has enough money for bills, my dad is homeless and stays with whoever is charitable enough to house him for the night or so. I'm 20 years old and I hear you have to be disabled or 19 and under with low income parents to receive cheap or free health insurance. I need a tonsillectomy so I can stop being sick constantly. I'm trying desperately to find a job and am keeping it hidden that I'm chronically ill so they'll hire me, but still no luck for the past summer. Is there any type of health insurance I would be eligible for to pay for my ~$2,000 surgery?""

Life insurance on an ailing parent? How do I take out a policy on my mother?

I'm the sole caretaker of my ailing mother, I have no siblings, just a husband, a 4 y/o and a baby on the way. My mother and I have been talking and she needs life insurance. I take care of everything with the household, bills, etc....but I'm kinda unsure what to do about life insurance. Right now I'm about to get power of attorney over everything but I'm inexperienced about the life insurance thing. What are some good companies to go with? What kind do I get? I think she had life insurance when she was working about 5-6 years ago but she has no clue what happened to it..so I'm taking matters into my own hands. Help? She has ALS (Lou Gehrigs).""

Car Insurance questions?

ok i was recently in a car accident , jus a rear end nothing to serious. but the rear of my car is pretty bad. bumper is in bad shape , trunk doesnt open , lights are a bit broken but still work. a guy from the other person's insurance company came to take a look at my car and inspect it and estimate damages. he told me that the car will probably be a total loss. he said someone would call me in 2-3 business days to discuss my options. now i guess i will be paid for what my car is worth , which isnt much prolly no more then a $1000. my question is tho , the guy who came told me that one of my options would be if i wanted to keep the car or not. i want to keep the car , it still runs , it still drives. if i still want to keep my car do i still get paid for the damages?""

Any help with car insurance?

So... I had a 1998 VW beetle that I traded in today for a 2003 VW beetle. I purchased this car in the state that I am currently in for college (MD). In order to purchase the car I had to get a MD tag. My old car is insured under Farm Bureau in NC. Can I transfer my old insurance to cover this car? I am not a Maryland resident, but NC resident. Any help/advise is greatly appreciated. My 98 beetle was in great shape, but the newer car had more additives like sunroof/less miles etc.... The difference was around $5000 that I am having to pay.. Because of the financing I had to get MD tag and such.. Thanks in advance for your help!""

Auto insurance?

what is the best auto insurance out there and why

I'm 17 years old will my insurance go up for a speeding ticket i just recieved?

i was getting away from someone tailgating me, horn blowing etc. for reasons still unsure and i was afraid if i pulled off the road, he would too, so i was in my corvette, i tapped my brakes, nothing and he gigged me so i pulled away and he turned off onto a side road and was i was clocked going 64 in a 45. if i go to traffic school will my insurance not go up much since its my first offense?""

Insurance rates for 17 yr olds?

Since insurance rates are ridiculously high for new drivers like me, I was thinking that if my parents could possibly buy a car for me to drive but put it under their name, and have it insured under their name so its cheaper since they're much older and have a lower insurance rate than I would. But I heard someone said that somehow insurance companies find this out and somehow find a way around this so the tactic i just suggested won't work. Anybody have any experience with this?""

How much will liability insurance pay out if my car is stolen. ?

How much will liability insurance pay out if my car is stolen. ?

How much would insurance for a 2002 chevy tahoe cost? ?

ok im 14 and im taking drivers ed this summer when im 14 1/2 to get my learners permit and for my car im getting a 2002 chevy tahoe or a 2004 Cadillac escalade and i was wondering how much the insurance would be for them? not the full coverage but the liability insurance and we're on state farm insurance and i live in a pretty low crime town in montana so my car probably wouldn't get stolen or broken into

Are there any insurance companies that offer discounts for drivers of hybrid cars?

I know Traveler's does but their rates are really high to start with, so 10% off that is actually a ton more expensive than my regular insurance. I'm looking to insure a 2005 civic hybrid. (which for fair note I love!) Thanks in advance!""

A rough price of my insurance?

I was wondering how much will it cost for me to insure a 1.4-1.6L car.

first choice car insurance quote

first choice car insurance quote

How much is an car insurance per month?

im looking for an cheapfull covered car insurance for an 21 yr old female who is also an first driver and what company would be best thanks the make of the two cars if chosen are ford ka (2011 make) and kia pincanto thanks

How much is insurance if your under 18?

In Ohio and my sister wont b quiet cuz she dont have a job and is broke but I am younger than her and i have 600 dollars 2 save for a car. and she is whining cuz she dont have a job so i was wondering how much is insurance in Ohio

Cheapest car insurance for a minor?

Okay, I'm about to purchase a 1995 Volkswagon Cabrio, but I need insurance on it and I'm only 17. I have a missouri permit currently, but I will have my license as soon as I get the insurence so that I can take the test. If it helps at all I have a 4.5 gpa, near perfect attendence, volunteer work, dual-enrollment credit, and extra-curriculars. I just cannot afford the prices I have been seeing for the few companies that will give me insurance and I would appreciate any suggestions for cheap liability.""

How does coordination of benefits work with health insurance?

My primary insurance is through my employer, my husband also carries on his employers insurance (United Healthcare). How would my claims be processed under the two insurance plans? Would his insurance pick up where my primary insurance left off?""

Perth; Can I ride a motorcycle without insurance?

And if I am buying motorcycle insurance, how come they ask me how much I want to pay? Please see the link at http://rac.com.au/Insurance/Motor-insurance/Motorcycle-insurance/Motorcycle-insurance-quote.aspx So how much must I pay? I bought my second hand scooter for A$1,000 on bikesales.coml.au""

Car accident but driver isnt under my insurance?

Last month my boyfriend and I were driving and someone rear ended my car. I am insured under Mercury insurance and the car is owned under my moms name. My bf has his own insurance but not for my car. We were not at fault but I'm nervous about filing a claim with the insurance company cause he is not under my insurance and was driving my car.. A police report was filed.. But what will happen if I file a claim with Mercury insurance? Will I get charged or fined for letting someone that wasn't on my insurance drive my car? Or can I not file a claim to the other company cause he isn't insured under the car that was damaged ? and if I ask my representative from Mercury what will happen will she report me even if I don't file a claim for letting someone who isn't under our insurance drive the car?

Insurance when renting a car? Waste of $$?

I'm 22 yrs old, renting a car from enterprise in 5 wks. On a budget and trying to cut costs, was wondering if the insurance they offer is really necessary, or just a waste of money. I currently have progressive insurance on my vehicle. Can I add this rental to my insurance for a cheaper rate? Or is insurance even an absolute MUST. Realistically, how often is it actually used? Any answers would help! 10 pts""

""Car Insurance / Mother or Father as First Driver, me as Second?""

I'm trying to sort out car insurance, but the problem is, is that it is very high, Ive never done this before as Im a first time driver, but a lot of people have told me to put my parents as primary drivers and me as secondary, how do I do this? I really have no idea, thank you I'm using gocompare.com but how do I enter my parents in and then as secondary, thank you very much""

What is the Cheapest Insurance?

Hi. My dad has been having AAA as his insurance for $82, compared to our other family members insurance, that is pretty over priced. Isn't the insurance price supposed to go down if you didn't violate anything over the year? And also, i am 16, and have my license, i basically have my dad's old car so he needs to get me into his insurance. What is the best insurance for me and him together? I know Im a minor and the insurance is going to go up but what is the cheapest insurance or best insurance for both of us? My dad wants to switch if ever we find a good deal?""

Will a citiation for having my brights on raise my insurance?

And do I need to notify them? I have never had any other citations or anything else.

How to get health insurance for a pregnant woman in California that is a LEGAL immigrant?

Ok, my fiancee is pregnant. She's a legal resident, but from what I understand, she isn't supposed to use any type of public benefits (aka welfare) and we really don't want to either. I have company health care (HMO), but my company won't pay for her, and for me to add her onto my plan is like $900 more a month (IT IS INSANE!!!!!). She doesn't work as she is a stay at home mom. We are not married, but we were planning on an October wedding before she found out she was pregnant (7 weeks), I imagine we are still going to stick to our plans. How can we have this baby? I make $36,000 and live in San Diego. This would be our 2nd child, I can barely make ends meet. Before you judge me about having another kid without the true financial means, she was on birth control for 2 years. We don't know how this happened, but I guess it's not true 100% protection. Are there any insurances we can get? How can we get help with this baby? What can we do? Thank you for your help.""

Do Different Car Insurance Companies Really Have Different Rates?

I keep seeing ads on TV which claim this or that car insurance company is cheapest. Are they really that different, or is this just marketing?""

What kind of cars cost the least amount of money to insure?

I am a teenage driver and I am looking to get my first car. What kind of cars have lower insurance rates, and are still reliable? I plan on getting a used car from around 2006-2008.""

""How much is motorcycle insurance for a 21 year old male, than car insurance?""

i want to get a motorcycle instead of a car, but i don't know how much insurance is compared to car insurance for a 21 year old male?""

UK. Do you need insurance to learn to drive with your parents car?

i have my provisional Is the insurance expensive?

What is the best company for car insurance?

I think I pay way too much for car insurance right now and I have no tickets on my record. I want to switch too a cheaper company. The monthly payment is killing me. Anybody know of a really cheap company I can switch too?

Car rental insurance? do i need it?

I will be paying with my credit card. I have insurance on my car, but only the basic liability nothing else. Should i buy the insurance the rental agency offers? what happens if i have an accident. Thanks for your response""

Does my husband need car insurance?

When I signed up for car insurance my broker told me that when my husband receives his driver's license he has to be put on the insurance. My husband got his license now, but he never drives. I drive, and have insurance. He rides his bike or the bus when he needs to get around. He tells me there's no need to have insurance for him since he doesn't drive anyway. My question is: by law, do we have to purchase car insurance for my husband even if he doesn't own a car and doesn't drive mine? Or was the broker just saying that for business purposes? I just want to be informed and do the right thing, whatever it may be. Thanks in advance.""

Car insurance online?

can i sign up for car insurance online and drive the same day

Girlfriend as spouse for auto insurance?

What could happen to me if I claim my girlfriend as my spouse on my auto insurance quote to get a better quote?

When should I apply for car insurance?

I've been a named driver on my boyfriends policy with the car being in his name for the past couple of years. Now he has a company car and I need the previous car to be insured in business class for my work, we've sent away the forms to the DVLA so I will be the registered owner. But I'm wondering, whether now it means our previous insurance covers the car which i'm still driving daily or not, so should I apply for my own insurance now for when the documents come back or wait until after I recieve the documents!? I'd hate the thought of being pulled over and getting points on my licence for not getting this change over correct! Thanks for any help!""

Cheapest car insurance? UK? For young drivers.?

What company or what car is the cheapest to insure? We are looking at buying a car, but since my hubby is only 20 the insurance is through the roof. (Can't seem to find a quote less that 2000) Any one got any ideas?""

Pregnancy insurance?

How much does pregnancy insurance cost for a young couple? I'm not pregnant yet, and we're both healthy. Just want to play it safe... :p Thanks so much everyone! :)""

Will my Speeding ticket increase State farm insurance?

I was recently caught speeding in MN, going 87 in a 60 (I know that;s bad). Is there anything I can do to reduce the cost/penalty such as Traffic school ? Or am I screwed?""

When can I drop full coverage insurance?

I have a 2010 nissan versa I have full coverage I wanted to know how long until i can drop the full coverage and will my insurance rate be lower?

first choice car insurance quote

first choice car insurance quote

https://www.linkedin.com/pulse/north-carolina-health-insurance-jobs-justin-garrett/"

[clearsandwicheagle-blog]

Car Insurance Question?

"Car Insurance Question?

Im Getting My First Car In A Few Weeks and Im Wondering About Car Insurance Is $225.55 alot? How much would I Have To Pay A Month/ Every 6 Months Thanks :)

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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How much is your car insurance?

Not to sound stalkerish at all lol I'm just a lil confused on car insurance and want to know what about average is. So can you please put how old you are, what car you drive, and how much you pay... Thanks ALOT it means alot to me :)""

Insurance for a (2001/Y) Peugeot 206 first time buyer (17+)?

Im soon to buy a new car, and the most recent car i have been looking at has been (2001/Y) Peugeot 206, im just interested on how much the insurance will be - noting that i am a first time car buyer aged at 17, im guerssing this will dramatically raise the price ( i am nearly 18 if that changes things) any ideas on the cost of the insurance ? :)""

Can anyone recomend some cheap insurance companies for drives who have completed pass plus?

I'm 18, soon to be 19, and have been trying to get a quote on a 1998 vauxhall corsa, and the only 1 i got before was ridiculously high. I know it being an older model is going to make a difference, but does anyone know from personal experience or whatever which insurance companies offer decent insurance prices to young drives, who have completed the pass plus scheme? Thanks, much appreciated!""

Does any1 know were i cud get cheap car insurance?

i live in northern ireland and am 18 years old thanks

How much does a HSG test cost?

My gyno wants me to get an HSG test done. I have PCOS and am trying to get pregnant. I live in Georgia and have Blue Cross Blue Shield insurance. I wanted to know how much it would cost and if i truely need to have this test done to get the perscription I need to become pregnant.

What CAR Should A First Driver GET ? Also What Company For The Insurance To Be The Cheapest ?

Passed My Driving Test 2 Days Ago ! I am 22 ! what car should i get that is cheap on insurance too ? Please give me the names and for the insurance companies :)) Thanku

I think my short term disability due to giving birth got messed up?

So I want on leave on May 20th due to best rest. I used all my vacation and leftover sick time, and the rest is paid by short term disability, a total of about 9 weeks total. I stayed home 6 weeks after my baby was born since my work doesn't cover any of my pay. I work in a very small private business, just 3 of us. My boss had never handled maternity leave before, and I think he did it wrong. A few weeks after I gave birth he said he got a check from the disability insurance agency, it was made out to his business. So he cashed it and wrote me a check for the total amount from his business account. There was no explanation of how to dole it out, so he just gave me the total amount. Then, just now, 3 weeks later, I got another check mailed to my home from the insurance company?? What happened? I should of only got paid for the 3.5 weeks I believe from short term disability because I was paid for the rest. The insurance company is not open until tomorrow so I cannot call them yet.""

How much does insurance cost for a 2004 white dodge stratus ?

Please help me ?

Are jeep wranglers expensive to insure?

are jeep wranglers more expensive to insure than other cars? and how much is the average insurance rate of one?

I am 18 and car insurances are too fukcing high (UK)?

hello, my first car will be a peugeot 1007 and most of the quotes offer me 5000 pounds which is a super joke because its impossible for me to afford it and also my mom. I'll be the first one to drive in the family and we badly need a car soon because its so hard to carry a 100 kg. sack of rice for 3 miles from the shop to the train station from the train station to our house with a return ticket. plus also, my mom's been cycling to her work for almost 10 years now and she's getting old and the least i could do is drive her to work. 1.) so my question is, why is this rule or law so much biased and stereotyped against the youth? isn't it time to change our perspectives, to be quite frank the youth of today are a lot more intelligent than the previous generations. 2.) why are car insurance companies and the UK government such a dick? 3.) why aren't there any activists protesting about these prices? that's all thank you.""

SR-22 insurance?

If someone got an OWI in iowa, How much does SR-22 usually cost? (was not me who received one, but I am glad this person finally got one)""

Help with insurance claim on exotic sports car?

My car ---an exotic sports model--- was damaged in a parking lot collision tonight. (My car was parked and struck by a guy who wasn't looking ahead.) Even if a 100% repair can be effected, the value of the car will be forever diminished because of the car's blemished history. People who buy these cars simply will not pay top dollar if the history shows any sort of collision repair. Of course the other guy's insurance is not going to want to give me an extra few grand to cover my eventual loss. What can I do to be covered? Would I have to sue for something like that? (Or CAN I, or SHOULD I...) As it is, I think my car loses AT LEAST $5,000, maybe $10,000 at resale (even with a perfect repair).""

Can friend get insurance on car in my name?

I gave a friend of mine a car that was my Mother's after she passed away. The title has my name on it however the credit union will not release it because there was still some money owed. Anyway since he drives the car I was told that I had to get insurance on it being in my name and just put him down as a driver. Is this true? Can he get his own insurance on the car? I am worried if he would get in an accident it would raise my premiums.

Car insurance issue(s). Please share your experience and help if you can. Thanks?

My car caught on fire due to some electrical wiring, im fully comp, and have never claimed before. But sneaky as they are, they have told me that they do not cover electrical wiring faults, which has caused the fire. But the AA who towed my car in has catergorised it as fire damage. Surely they must cover the fire damage. I took it to a repair centre near me, and have asked them to have a quick check, and they also say its fire damage and what not, this has been procrastinated for so long by the insurance company, (claims company rather) that i can't remember what the repair centre has stated. Surely, fully comp covers something like this? THEIR engineers have said that there was no further damage to the rest of the car, but can i trust THEIR engineers? A full check up costs a lot, as they would have to take apart the car ( i believe? ) When i rang up the lady at the claims centre, she had no idea what case i was on, she literally said 'give me a moment to read up on your case' for me, thats a bit pathetic. While speaking on the phone with her not only was she rude, almost shouting at me (as i pressed on further ) . She told me she would send the company policy booklet to show that electrical wiring is not covered, and a letter stating the case was closed and in detail what the whole case is about. A week and a half has gone by (she said couple of days) This is the most annoying thing. She was rude, unhelpful, unwilling to help, and just taking the pee with the whole thing. I just find it sketchy that the letter has not been made, and no further actions or anything has happened (i have also opened another case about another incident - no info .. still) . I think they are just hoping i'd give this up as they are so unwilling to pay out. This is the reason I have insurance. Whats the point otherwise? Sorry for the long read. I have no idea what to do now, can i take it to a small claims court or talk to someone in the city council to further my case? Thanks""

Car Insurance companies?

I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention

What License would you need to sell Dental Insurance in IL?

I have both my Health and Life Insurance Licenses. Can I sell dental insurance?

Is it illegal to not have car insurance?

and if it's not illegal, what am i getting confused with?! i always thought it was illegal....? my friend is getting his car and he said it's a crappy car so there isn't any need to insure it. ???""

Car insurance ideas?

Im nearly 16 next year im 17 (obviously) this sounds pathetic but im going into the forces i realized when i come back from training i could afford a Jaguar XF but i need an idea about the insurance i want it as soon as im 17 i know im abit young but im careful and responsible so if anyone could tell me how much my insurance roughly would be ill be paying like 12k for the car.

What is the cheapest liability car insurance in the US?

What is the cheapest liability car insurance in the US?

""How can i get umbrella liability insurance,without home insurance?

I only have fire insurance.please help.urgent.AAG

Cheapest car insurance in Florida?

I need the cheapest car insurance possible for my husband who rarely if EVER drives. His license is suspended, so I drive everywhere (except an extreme emergency), but since we are married, Geico insists we pay for both to be insured. Anyone get around this or find a great insurance company that could get me some reasonable rates in FL?""

What would be the car insurance for a used car?

What would monthly car insurance cost for a used car about $2000 give or take..

What are the pros and cons of health insurance?

health insurance why buy it

Honda cbr250 insurance vs Kawasaki Ninja 250r?

If anyone could tell me the insurance rates for both bikes for a 16 year old male rider. I live in Ontario but any canadian rates, or american rates would be appreciated. Rates per year or per month is what I am looking for. If you can give the rates for both bikes or just one bike it would be appreciated. Thanks.""

""Where can I get the best, most comprehensive earthquake coverage for a condo in san francisco, california?""

i have already seen what the california earthquake authority (CEA) offers, which is not a whole lot. what are my other options for greater coverage?""

Car Insurance Question?

Im Getting My First Car In A Few Weeks and Im Wondering About Car Insurance Is $225.55 alot? How much would I Have To Pay A Month/ Every 6 Months Thanks :)

""Looking for auto insurance, do I need to report an accident?

I was driving a friend's car and was involved in an accident. I was not at fault and no ticket was issued. My friend's insurance paid for the damage on the other car. Do I need to report this accident while shopping for car insurance or can I leave it out? I live in California and was required to report the accident to the DMV even though I was not at fault.

Is unemployment insurance really an insurance?

1. What other insurance allows people who are guaranteed to be unemployed to be on it (such as actors, waiters, other short term employed workers)? 2. What other insurance is mandatory? Or, specifically, unlike car insurance, who is actually affected by being uninsured if one is unemployed?""

Cheapest car to insure for a 18 year old?

Cheapest car to insure for a 18 year old?

Insurance in the state of CA?

I had two questions regarding insurance in the State of California. I was involved in an accident in which the other car was totaled, but mine ended up only with a bent control arm. Question 1: If my vehicle was hardly damaged and easily repaired by the spare control arm in the garage, do I still need to file a claim with my own insurance company? Question 2: If the police took insurance information for both parties at the scene and gave us each other's information, whose responsibility is it to provide the other party's insurance company with my own insurance information?""

How much should i settle with insurance company?

My friend was involved in a car accident sometime in June 2010. The other vehicles driver didn't notice her red light, ran it and hit my frieds car. His vehicle was in the shop for 2 wks and during this time he had to get rides from others. His total med expenses (ambulance, er, scans, dr visits) adds up to about 9000, car damages 3000. The other insurance company is trying to settle for 11500 BUT they are saying that 8000 of that is to repay HIS insurance company. So he is left with 3500.Is this correct or should he ask for more? Please no rude responses.. thanks :D""

Motorcycle insurance for a 16 year old male?

I'm 16 and live in Texas. I will be getting a gsxr 750. Can I get on my moms car insurance plan with the motorcycle? How much will my insurance be?

How much do you think the cheapest insurance would be for my classic car?

My car is a 68' . Yes It is very old. I have been trying to get a quote but most websites do not have the option for cars older then the early 90's late 80's. Anyone with a classic car help? I thought about antique tags but I will use It as a daily driver and in the state of VA that's illegal so.. it's chevy impala 4 doors. btw. all I want is a liability.

Can you get insurance after a ticket for no insurance?

so i got a ticket for speeding, and i also didnt have insurance on my car so the cop gave me two tickets one for speeding, and one for no insurance. So i went to court pleaded not guilty and didn't have insurance and got a 500 dollar ticket. then couple weeks later i got a letter saying my license will be suspended for 3 months due to illinios law for not having insurance. I was wondering if could have gotten insurance and shown it at the court date and would it have been removed?? Also is there away i can get a lawyer to have the remove the suspension or anything???""

""Hit and Run Insurance, Could i get a new car?""

Hi, so this morning someone crashed into my car..hit and run, people now a days, and ofcourse it ruined my fourth of july. I have full insurance cover 100 Deduct Comprehensive and collision, and i was reading comprehensive replaces your car or something? Idk, but thats what i want. I had a brand new 2013 Malibu Eco LTZ, loved it, now its messed up, n now im not going to be able to re-sell it down the line ya know :/, but since i have that, could they replace the car and give me money to buy a new one? Heres something extra 1.Brand New Car 2. Insuring 4 cars with them (State Farm) 3. Re-sell values gunna be ****.. 4. I had state farm for years So, is it possible for me to get a brand new car?""

What is the cheapest online auto insurance company?

As noted, the cheapest company, regardless of whether I have to sign up online or whatever.""

How much would it be for a 20 year old male car insurance?

I am 20 , male in California driving a 2000 Honda civic how much will my insurance be ?? First time being under insurance . And please don't send me links trying to bribe me with your insurance . Please help""

Where is the best place for cheap car insurance for young drivers?

Hi there, I just bought a Renault Clio 1.2 Expression 52 plate and when i try get insurance just on my name its giving me quotes like 4555 is it becuase i am only 19 years old and i just passed my test 4 month ago ? i have been trying loads of comparassion websites but now that i have checked so many websites admiral, bell and elephant have stopped giving me quotes. could somebody recommend any good car insurance companys ? Thanks""

What is the cheapest auto insurance in general/in NM?

I feel like i'm paying too much for auto insurance (i have aaa) what other insurnce cold I get that will be the cheapest, I don't drive my car all that much, I just want the cheapses rather than nothing.""

How much will it cost to insure my house cleaning business?

How much will it cost to insure and bond my house cleaning business? I have been running it solo for the last 6 months so I didn't to get bonded or anything, but I will be hiring 2-3 employees within the next month. How much can I expect the insurance and the bond to cost? And, for extra credit, what is the best type of insurance to get? I run it out of my home, if that makes a difference.""

Does this car legally have insurance?

My friend just purchased a new car and the temporary registration Is in her name but the car is insured under her moms policy without her listed as an additional driver. So if she is stopped by police will they coincided this car insured or uninsured? Also when it's time for her permanent registration will the state accept a proof of insurance on the car without her name on it? We live in Georgia by the way.

WA Instruction Permit & Car Insurance?

I have recently been issued a Washington State Instruction Permit and was wondering if I need to be included to my mom's insurance before I can use her car to practice my driving? (I am of legal age already) Just want to know about the insurance thing. Thank you so much!

Affordable Care Act - Will I have to buy insurance?

I'm young and just starting out. I'm only going to make like 12-15K per year... Will I have to purchase insurance or pay the tax penalty?

Would you accept a job working as an Insurance Call Center Agent?

The job entails helping senior citizens all over the country obtain affordable insurance solutions that cover their final expenses and medical bills. The work hours are Monday  ...show more

How much would car insurance cost per month for a 2010 mitsubishi lancer evolution?

How much would car insurance cost per month for a 2010 mitsubishi lancer evolution?

What is the cost of Ciprofloxacin without health insurance in the States?

I think the usual dose of Cipro is 250 to 500 mgm every 12 hours for approx 10 days for UTI from what I have read online. So assuming its 20 tablets what is the cost of Ciprofloxacin without health insurance at Walmart. Just getting an idea of what the cost might be before visit to Doctor round the corner. Any experiences with buying antibiotics without health insurance? What are your thoughts on this in general and any idea of approximate cost of Ciproflaxin without insurance at Walmart. Walmart seem to be the most affordable place. CVS are expensive. Walgreens are very expensive in my opinion.

How much will my insurance go up?

I backed out of my driveway and hit my grandmas car leaving a basketball-sized dent. my dad says I have a $500 deductible but what exactly does that mean? should I pay without using my insurance, and approximately how much would my insurance go up if I did decided to inform them? The vehicle was parked.""

Should I switch to a $20/month health insurance plan?

Alright, I have health insurance through my employer and I pay over $100/month. My friend has an individual policy and only pays $20/month. He thinks I should switch to have the same health insurance as him. What's the catch? Should I change health insurance policies?""

What is the cost of insurance on this?

ok well there are a few motorcycles i am looking at right now. But i was wondering in michigan if you can drive a motorcycle on a salvage title, or a rebuilt title. And if you can would the insurance go up or would it stay the same?""

Can my employer raise my insurance rates without notifying me?

I wanted a refund for insurance rates I paid with my employers group policy now that I no longer need the insurance. They are now telling me that my rates went up back in January and want to back charge me. Is this legal?

Which company I can get cheaper health insurance?and any hospital free or cheaper?

I just moved to Schaumburg, IL. i want to buy an health insurance for my mom,and she is 49 years old. Anyone know where I can get cheaper health insurance? And also is there have any free hospital or cheaper?""

Car Insurance Question?

Im Getting My First Car In A Few Weeks and Im Wondering About Car Insurance Is $225.55 alot? How much would I Have To Pay A Month/ Every 6 Months Thanks :)

Does homeowners insurance cover scooters?

stolen moped does house insurance cover repairs

Is car insurance more expensive in Florida or Oklahoma?

I moved from Ohio to Oklahoma and my car insurance rates went way up. Now I'm moving to Florida. I was just curious how Florida rates and if my insurance will be more or less expensive there? Thank you!

""Non owner SR22 insurance for TEXAS, what is a cheap website?

I don't own a car so I don't know what to do... Help! Thanks

""I have a NJ DUI, How much will my insurance go up?""

I got a dui in NJ, no accident involved, how much will my insurance go up per month, if i pay 168 per month now? I would like some personal examples, etc.""

What aspects of insuring a car make it cheaper?

I'm new to insuring a car, i haven't bought a car and i'm open to ideas. I know i'm looking for a small engine around 1.0 litre but what else helps to keep the insurance as low as possible? And i've heard Ford KA's are one of the cheapest cars to insure? Any help and advice you give me about what to look for and insurance would be very appreciated Thanks, Drew :)""

What is the cheapest way to insure a first car?

I want a ford ka which luckily I one of the cheapest cars to run and insure for young drivers. Is there anything else I can do (except from the black box as I have 3 siblings I will need to drive around) to make the insurance cheaper? My parents both have quite good jobs and are willing to pay it but they would like to pay 1500 p.a maximum if possible.

How much more does insurance for a left hand drive vehicle cost in the UK?

If I bought a left hand drive VW camper and insured it I the UK, would it be more expensive than a right hand drive one? Or just answer if you know how much more it costs for and left hand drive vehicle in the uk?""

My insurance quote on a 2SS 2010 Camaro?

I just wanted to get an estimate of what my insurance cost would be for a 2010 Camaro since I'm 16 yrs old. In the quote I put my mom and dad also as drivers of the car and I told them I took a driver's ed course and that I had a really good gpa (which I do). My quote was $186 per month on a 2SS Camaro and I'm 16 yrs old. That thing has freakin over 400 HP. I was just wondering if I'm getting a good deal or a bad deal. Thanks for all the help everyone

Does anyone know a cheap car insurance company?

Im About to Turn 17 and am Male,, I need to know if anyone knows of a cheap car insurance company, I have a 2002 Citroen Saxo VTR, I live in Dudley,UK Preferably i would like to pay less than 3000 (i am only a student) Preferably i would like to go in my name but i do also have the option to go in my 44year old dads name. If anyone could get back to me on this i would be very greateful p.s -- I have tried all of the comparison sites and have only found 1insurance company cheaper than 3k Gett Back to me please Thank You xx""

What are my best options for self-employed health insurance with maternity in Illinois?

I am leaving a well paid corporate job with great benefits to work for myself. I was recently married and my wife wants to have children soon. She does not have benefits through her job so I need to ensure we are covered well. What are some great options for affordable health coverage in Illinois that includes maternity and what's the time frame before maternity coverage kicks in?

""Which is the the cheapest liability car insurance company in Houston,tx?""

Which is the the cheapest liability car insurance company in Houston,tx?""

Can I take my soon to be husbands insurance for Pre existing condition?

My fianc and I are getting married in 6 months but my health is going down hill fast. He said we could get married sooner and I could get on his group insurance but will they accept Pre existing conditions on his work plan and I can start to get treated with his insurance and how long does it take to be active? Thanks!

Where to buy business auto insurance?

My job requires me to transport individuals from their home to various stores or dr.'s appointments. I recently found out that my employer will only cover the person served when I am driving my car on the clock, but not me, or my car. I've done some research and found that I need to update to business/commercial insurance. I live in Iowa. Where is the best/cheapest place to purchase this type of auto insurance. I've got a fairly clean driving record (I've been in two accidents in the last 5 years, neither were my fault) and a safe car.""

At what age will my car insurance go down?

im 19 now with a clean record.

How to make health insurance more affordable/cheaper?

can someone give me some sites to provide me with information? i have to do a problem-solution speech on economic change. sites with statistics are definitely desired.

Do you need insurance for a driver's permit?

I'm hearing different things from all different places and rather than sifting through all of the crap at the dmvedu website I thought I'd ask you guys and get a straight answer. Do I need insurance to get my permit, or just for my liscense? I live in California, by the way, if that makes any difference with the law.""

Medical insurance?

I am looking to obtain a medical insurance policy. Any insurance brokers out there want to quote me? I am 21 years old. I have excellent health. 6 foot 160 llbs. 92630 zip code. California.

2-door and 4-door car insurance?

I'm considering about buying a new honda civic car . I heard somebody say that 2-door car's insurance is always more expensive than the 4-door one. is that right ? (remember that the 2-door car and the 4-door car have the same features,machines) And how they calculate the amount of my car insurance? What do they depend on?""

Can you cancel your car insurance for a month and the get it back?

I'm going out of state for like 3-4 weeks and I was wondering if there's anyway to stop your car insurance for just that month and then Get it back when I come back without having to pay for it since that's kind of a waste. I have allstate

Get a 50cc moped help please!!?

m turning 16 next month and have been saving to get a moped. I just need some more info on them first, such as how much will tax mot and insurance cost? What do i need to legally drive it on the road? Where can i NOT drive? Also if anyone knows where i can get a cheap moped or scooter from in the essex area second hand is fine. Im a soon to be 16yr girl in the essex area if that helps. Thanks""

Am I paying too much on car insurance?

Hi I am a learner driver and am paying 99 a month for my car insurance. I own a club corsa 1litre 51 reg. I am on fully comp insurance with elephant which is the cheapest i found. I have also insured my mum and bf who have both been driving for at least 5yrs but I am the main driver. Everyone seems to be paying less for their insurance even if they are boys with larger litre cars and all other details match. Am I getting overcharged? Surely it will go up when I past my test. Help please

What do they test for when getting Life Insurance?

I wanted to get a life insurance policy for my family and myself. They want to take blood and a urine sample. What are they looking for? Drugs, nicotine, disease???? What's the deal?""

How much is insurance and a Aston Martin?

How much is insurance and a Aston Martin?

How much will my insurance go up after an accident?

I'm sixteen years old and I have had my license almost six months. I was in a wreck a few days ago involving another vehicle. The other car is fine but I completely totaled my car and it was my fault. How much will my insurance go up??

What car insurance company is best for an 18 year old?

I am 18 years old and am going to attend college in late september. I have practiced driving and am working on my license to live on campus. I know car insurance is expensive but I just want to know which would be the best coverage if I get into a collision and would be the cheapest. My mom said it would cost about $300 but that sounds crazy :/. I know Im a new driver but why would it be that expensive? It sounds hard to narrow down considering all the possibilities but Im new to this whole world of cars and insurance. My parents wont help me out at all. In fact, Ive been saving up for when this moment would come. I saved up $606. Plus, Im going to apply for a part time job at my college that will pay $10 an hour. I should be making about $120 a week which would be like $480 if I dont spend my money on stupid stuff which I wont. So basically, $480 is my budget. Well it might be a bit less. I have to eat too so I guess I could live off of 80 dollars of food. So that would be leave me with 400. As you can see, im really struggling to try and work out a plan. If you could give me some opinions that would be great. Thanks for reading what I have to say :) -Nick""

Car Insurance Question?

Im Getting My First Car In A Few Weeks and Im Wondering About Car Insurance Is $225.55 alot? How much would I Have To Pay A Month/ Every 6 Months Thanks :)

Cheap insurance for someone who had foreign licence?

Do you know any insurance company which will insure a small van (suzuki carry), and will recognise my previous 8 years driving experience in Australia? I have only just got around to getting a British licence (as the road rules and driving standards are similar, I can just trade my Australian one in, no test), and been living in the UK just over a year. Have tried a few insurance quote websites, and they all seem to be quoting me the same as a brand new driver who has just passed their test - i.e. extremely expensive! thanks for any tips!""

How much is good car insurance for a uk driver?

I am looking around at car insurance comparison websites, and I want to know if the quotes I'm getting back are reasonable. How much would a reasonable monthly insurance payment be for a UK driver with more than 15yrs experience? Also, how much would it be if you added a newly qualified driver as secondary driver to that. The car is a 2006 Ford Galaxy. I know it depends on the other extras etc, but I just want to get a rough idea of what would be a reasonable amount to expect for this, on average.""

What is good health insurance for me?

I'm 31, non smoker and in very good health. The only thing I worry about is paying a ton for an emergency visit or doctors visit. catastrophic insurance doesn't cover that stuff, does it? Is there an insurance policy that will cover both major hospital bills and the emergency room/doctor?""

Why does Geico not sell motorcycle insurance in Delaware?

For years there have always been a few states in which Geico will NOT sell motorcycle insurance, particularly Delaware, but they have never given a reason WHY. Does anyone know of any specific reason(s) why Geico would not want to sell motorcycle insurance in Delaware, or any of the other states in which it will sell motorcycle insurance for that matter?""

Hi im 17 years old and i was wondering whats the cheapest insurance company?

ive been all over the internet and cant find anything less than 4 grand :| as second driver aswell... please help i just got my licence and car but cannot get insured. my cars a 1 litre corsa..

Insurance on a streetbike?

so i live in southern california 19 years old 3 years car driving experience 0 licensed with a motorcycle valid motorcycle permit 3 accidents on my record 2 including totaling cars... i was wondering if any1 happens ot have close oto the same things and know what i should expect iwth MINIMUM insurance no comp or collision or anything just basic liability.. but i do want max medical payments

Why is my insurance so expensive?

im a 20year old male, I passed my driving test last December, I been checking up some insurance quotes on small cars (all sorts) but the cheapest insurance I get is 2000 for a really small car, all my other friends pay 1000 or 1500 any idea why this is?""

Is Obamacare's goal to provide healthcare for everyone? or requires everyone to BUY health insurance?

Is Obamacare's goal to provide healthcare for everyone? or requires everyone to BUY health insurance?

What are some good insurance companies to contract with as an independent broker?

What are some good insurance companies to contract with as an independent broker?

Where to go for car insurance?

I live in Missouri and plan on getting a new car soon. I need car insurance and would like to know what a good car insurance company would be. I'm single and live on my own and ...show more

What is an individual health insurance?

What is an individual health insurance?

No Deposit Car Insurance Companies?

Hi, I'm looking to get a car in a few months time but i am young so it's going to be really expensive. Even for a insurance group 1 Vauxhall Corsa it's like 2400-2600 and then they've got the cheek to ask for a 500 deposit so it's like 3000 for insurance. I'm sure you never used to have to pay a deposit it's ridiculous. Does anyone no any companies that offer no deposit car insurance? I did find one website that said MORE THAN don't want a deposit but everytime i try to get a quote it says sorry we cannot offer you a quote. Please help, Many thanks.""

Help!Do you know about Nation Wide Insurance in France?

I have a class project about Nation Wide Insurance....If you know anything or any sites to look at please help.

Insurance for a 16 year old in California?

i was wondering how much insurance would be for me. I was looking for a 92 Camaro or a 98 Camaro, v6 or v8. i also have a 3.29 GPA. i am 16. and also is it cheaper if the cars are older? thanks.""

How much do insurance rates go up after a minor claim?

Someone backed into my bumper, and I'm wondering if I should make a claim for it. I don't mind a $10-20 dollar increase, but anything more & I'd rather just pay for it myself.""

How much of a difference will a Mercedes cost to insure and register than a BMW?

I have a 2001 BMMW 330i and I was planning to hand it down to my little sister (who just turned 17 and got her license) Although, she wants a 2000 or 2001 Mercedes C230 or C240. My parents can afford this for her... but I was wondering how much more her parts will cost and how much her insurance and registration will cost her. Please no one who tells us that we should get a cheaper car.. it's not going to happen. Thanks though.""

How much will car insurance cost a teenager?

I will be getting my license in August and I was wondering how much insurance will cost me. My parents have AAA. I know there are a few factors that change the cost. I have good grades ( i know that is a factor) I will not buy a new car, but rather a safe older car (probably late 90s) How much will car insurance realistically cost me both initially and annually? I live in California and I am 16""

How much is car insurance for a teenager under 18 years old?

If you share the car with someone, is the car insurance higher for two people instead of one? If so how much more?""

How to terminate my insurance policy?

i've 2 policy insurance, life policy & investing policy. now i have finance problem, i really cannot afford the premium. so i want to terminate either one of these 2 policy. if i terminated it, can i get all back my premium that i've paid during this few years?""

What can I do for health insurance for my child and myself?

I am contemplating quitting my job, which offers health insurance, to open a home business. I have been slowly building up my business and it's getting to the point where I have to either decide to quit my full-time job or stop developing my business. I have the potential to make much more with my own business than I do at my current job. Before I make the decision to quit my job, I am researching my options about health insurance, which is very important to me because my daughter has special needs and I do not want to jeopardize her health in any way. I also don't want to get myself into a tricky situation where I end up bankrupt because I get sick and don't have health insurance. I have contemplated taking COBRA after quitting my job, however that is very costly. My boyfriend and I toyed with the idea of him putting me on his health insurance as a domestic partner, but my daughter would not be included in that. We live in Minnesota and I'm wondering if MinnesotaCare would be an option for us, at least to tide us over until I can afford to purchase health insurance or my boyfriend and I get married and my daughter and I can go on his plan. However, I did read that to qualify for MinnesotaCare you must not have had insurance for the last 4 months and that's not a gamble I want to take. My daughter is already on TEFRA (MN disability health insurance) so I am wondering if she was dropped from my plan if TEFRA would cover her 100 percent. My worry about that is if another group health plan wouldn't accept her pre-existing conditions going forward because she would be off a group plan for more than 62 days. Does anyone have any ideas about affordable health insurance options that I should look into? Or know more about the HIPAA laws? And before someone suggests calling the state for information...I have and I'm waiting for a call back. Thanks!""

Car insurance in texas?

how much does it cost??? i hav a project where i have to buy car insurance for a Mercedes Benz 2010 C300 Sport Sedan??

Car Insurance??

Does anyone know of any car insurers who will insure me on a car that I do not own? Basically it will be a lease car through a car hire company and I am required to arrange my own insurance

How does motorcycle insurance work?

Okay, I want to finance a motorcycle. I understand that by financing you have to have full coverage until it's paid off. But my question is, do you need to buy the insurance and have it already before going to buy the bike? Or can you go buy the bike, and ride it home, THEN get the insurance for it? Or do you have to haul it home if you don't have the insurance working yet? How does this work? Thanks a bunch!""

""If you crashed your car into someones, how much would insurance pay out?""

Assuming the cost is 18,000, most of it being for injuries the other party claims to have (<1000 bucks in damage). How much would insurance pay and how much would i have to pay? No damage to my own car. No need for insurance after this because I dont think im going to drive again after hearing the cost. I cant call the insurance company unforunately. Do you think I would have to pay all of it? I had full coverage.""

Insurance in college?

My mom tells me that you have to go to college directly after high school in order to stay on your parents' insurance plan or you get taken off and have to work full-time to get insurance. However, my question is if you get a job after high school and get insurance for yourself and then decide to go back to school a year later can you get back on their plan.""

Car Insurance Question?

Im Getting My First Car In A Few Weeks and Im Wondering About Car Insurance Is $225.55 alot? How much would I Have To Pay A Month/ Every 6 Months Thanks :)

https://www.linkedin.com/pulse/im-18-years-old-need-insurance-any-ideas-janet-collins"

[rambopanda88-blog]

BRAINCHILD

If you couldn’t give any money to your children, but you could give them a strategy for financial success, what would it be? My strategy would involve two simple steps.

1. Figure out where your money is going, and work out ways to reduce or remove expenses.

When I was a couple years into saving for a house. I sat down one day, bought up my bank statement online and just went through it. I looked at what I was spending my money on, and how much a fortnight I was using. I thought I had been so diligent, saving so well with my automatic payments coming straight from my pay into a separate savings account. I was on top of it, I was all over it, but what I noticed made me realise, no matter how on to it you think you are, you will miss things.

I had signed up to Netflix maybe a year prior, and never really used it. I had completely stopped using it at least a couple months prior. But I was still paying the monthly subscription fees. I had completely forgotten about it. Made me realise that if I (boarder line obsessed with my finances) can miss something like that, how many other people are missing similar expenses that they aren’t even using anymore.

After that happened, I made a point of every month, going through my bank statement and looking, just looking, where my money was going. I actually noticed another subscription come out a couple months later. I thought I’d cancelled it, I’m still rather sure I had cancelled it… It was a three monthly subscription fee that would have been easy to miss due to the infrequent payments. I removed that expense aswell which only took a couple of minutes. This one was my Xbox subscription. I wasn’t using it anymore because I’d made the change to PlayStation.

Together, between the Netflix and Xbox subscriptions, I was effectively giving away, flushing down the toilet, burning, or whatever analogy you want to use, about $240 a year. I don’t care who you are, wasting $240 is not a great feeling no matter how you try to justify it.

Once you have some idea of where your money is going, systematically come up with solutions to get rid of, or reduce them. One at a time.

My most recent expense removal involved my transport costs. I previously owned a car. I decided to sell it and bought a motorbike instead. I had worked out the fuel efficiency was much better using a motorcycle and therefore would reduce my transport costs. It has certainly been less comfortable, but has saved me a lot of money over the last couple of years.

Things have changed recently though, and with the continued increase in motorcyclist deaths, and therefore increase in government spending, the price of motorcycle registration has skyrocketed. The increase is mostly ACC levis and has made it no longer financially viable for a diligent saver like myself. Infact, the cost of using a car vs motorcycle is basically the same now, and in some cases, especially with new model vehicles, cars are actually cheaper.

One morning my boss was late to work. He sent the team an email saying his train had broken down. I didn’t realise he caught the train, why does he catch the train, he has a really flash V8 commodore?! When he got into work, I asked him about it. He told me that we can use public transport for free if we show our work ID. He said that because his car is a V8 he likes catching the train during peak hours when he will be sitting stationary in traffic for long periods of time. I had no idea. Why didn’t someone tell me about public transport being free for our company sooner!

I had never really used public transport before, I caught the bus occasionally in high school, and hadn’t been on a train much except while traveling overseas. But the idea of reducing my transport costs significantly made me decide that I was going to make the change. I did a trial week, where I tried not to use my motorbike at all. It took abit of figuring out to begin with, organising the schedules for the different train hops and staying at my brothers on the days the trains or buses don’t operate during my start or finished times because I do shift work. But it worked and it wasn’t overly stressful or difficult and is saving me a significant amount of money.

I was spending about $30 a week on petrol, and about $420 on annual motorcycle registration. Plus conservatively about $150 on a warrant of fitness and any maintenance per year. That works out to be $2130 a year. Once again not a fleeting amount. Just because you have reduced your expenses in one area, it doesn’t mean there aren’t better solutions, so remember to keep revisiting those areas and looking for better ways to improve on the changes you have already implemented.

Through the identification and elimination of unneeded expenses, true saving can begin and continue.

As another, not recommended example, I noticed another expense that was worth looking into for a possible reduction. This expense involved my health insurance plan. I don’t recommend anyone downgrade their health insurance, it could be a tragic mistake. There were a few reasons I decided to go ahead with it though. The first is that I am still young and have been fortunate enough to have never suffered from any illness or long term injury, I am a vegan, and am physically active. Statistically speaking, I am at very low risk of needing to use my health insurance, especially to the level I was insured at. I didn’t get rid of my health cover completely though, I just downgraded it, and I am still covered by ACC for any accidents or injuries. I changed from the comprehensive cover to the surgical plan with a voluntary $500 excess. Basically I have insured myself against the sorts of things that are going to cost five figures or more to treat, rather than getting subsidised doctors visits which I will never use, at least not until I am over 50 in any real frequent amount. And realistically I’ll probably be closer to 65-70 if I manage to remain vegan. Statically speaking vegans age healthily.

This small change is saving me $520 a year. I even stopped going to the hairdresser, and am using clippers on myself now instead. Which is saving me $20-$25 about every month. A total of about $240 a year. Add up the reduction of the few expenses I have covered, and that’s a total of over $3000 per year.

Analyse your expenses, and use problem solving to figure out better ways. Sometimes you have to use your imagination, or advice from others. Often when you have figured it out, it becomes so obvious in your own head, you wonder why you hadn’t thought of it before. It can be frustrating spotting these expenses sometimes and then looking back at how much money you have lost over time.

2. Set up automatic savings. Start off small, adapt and slowly increase the amount.

When I first started saving money for a house, every payday I enjoyed moving my money around and seeing how much I had left-over to put into my savings account. Sometimes it was impressive and a decent amount of money. Other times, especially if I had spent abit of money over the previous two weeks, it wasn’t quite as much. But it was enjoyable nonetheless and gave me motivation to spend less during the weeks leading up to the next payday.

I felt like I had a good system going, I was saving money, and a good amount too. That’s got to be a better system than most. But I was wrong, there was a better way which I learnt about 2 years in. I learnt about a concept called “pay yourself first” taught by a guy named David Bach, author of the successful book “the automatic millionaire”. He tells people to do the opposite to what I had been doing. Rather than paying your rent or your bills or whatever else first, pay into your savings first, and make it automatic. That way you will make do with what you have left.

The first automatic payment each fortnight I set up, which was coming straight out of my pay was $500. I started small because I wasn’t sure if the idea was going to work, and was worried I would go into overdraft or something similar when my phone fees were withdrawn or other bills. If I had money left over after paying for all those things, I still transferred it into my savings. But I noticed something beginning to happen over the next few months; I made do with what I had. Having $500 less in my bank account started to feel normal, and I got use to it. After a few months I increased the amount to $800 a fortnight. The first couple of pays felt a little uncomfortable, but eventually I got use to that amount too and it felt normal. I didn’t miss the $800 and even wondered why I needed it in the first place.

My automatic savings are now at $1000 a fortnight, and I feel like I have plenty of money for my expenses, food, and extra spending money. This single change in the way I was saving made all the difference. I adapted to the new amount of expendable income, and after not long it even became normal. Simple, but hugely effective.

I try to tell people that you don’t need to save huge amounts. You can literally start with $5 automatically coming out of your pay each fortnight. Get use to the concept, and having $5 less, and when you feel ready and comfortable increase it to $10. Hopefully a few years down the track you can increase it gradually to maybe $100 a fortnight. You will be amazed at the feeling of wondering how you even needed that money in the first place.

1. Figure out where your money is going, and work out strategies to reduce or remove expenses and,

2. Set up automatic savings. Start off small, adapt and slowly increase the amount.

That is the strategy I would pass on to my kids, and believe it would be even more valuable than if I could give them money. The saying “give a man a fish and feed him for a day, but teach him to fish and feed him for a lifetime” comes to mind.